| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | — | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | $1.1M | $44K | $1.2M | 6.30% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SVCS | — | BLUE CROSS OF CALIFORNIA | $151K | — | $151K | 2.50% |
| INSIGHT BUSINESS & INS SOLUTIONS3 | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | BLUE CROSS OF CALIFORNIA | $50K | — | $50K | 0.84% |
| INSIGHT BUSINESS & INS SOLUTIONS3 | 1300 SAWGRASS CORPORATE PKWY. SUITE 160 SUNRISE, FL 333232824 | METROPOLITAN LIFE INSURANCE COMPANY | $203K | — | $203K | 6.43% |
| USI INSURANCE SERVICES LLC3 | 2400 E COMMERCIAL BLVD SUITE 600 FT. LAUDERDALE, FL 333084050 | UNITEDHEALTHCARE INSURANCE COMPANY | $6K | $61K | $67K | 4.03% |
| INSIGHT BUSINESS & INS SOLUTIONS3 | 1300 SAWGRASS CORPORATE PKWY. SUITE 160 SUNRISE, FL 333232824 | METROPOLITAN LIFE INSURANCE COMPANY | $121K | — | $121K | 7.37% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | — | METROPOLITAN LIFE INSURANCE COMPANY | $10K | $170 | $10K | 0.64% |
| INSIGHT BUSINESS & INS SOLUTIONS3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 333232824 | KAISER FOUNDATION HEALTH PLAN, INC. | $43K | — | $43K | 4.23% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INT'L OF CA INSURANCE SRVCS | — | KAISER FOUNDATION HEALTH PLAN, INC. | $23K | — | $23K | 2.28% |
| INSIGHT BUSINESS & INS SOLUTIONS3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 333232824 | KAISER FOUNDATION HEALTH PLAN, INC. | $33K | — | $33K | 4.21% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INT'L OF CALIFORNIA INS SRVCS | — | KAISER FOUNDATION HEALTH PLAN, INC. | $18K | — | $18K | 2.27% |
| MARSH & MCLENNAN AGENCY LLC3 | — | KAISER FOUNDATION HEALTH PLAN, INC. | $34K | — | $34K | 6.21% |
| INSIGHT BUSINESS & INS SOLUTIONS3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 333232824 | METROPOLITAN LIFE INSURANCE COMPANY | $33K | $25K | $58K | 14.58% |
| MARSH & MCLENNAN AGENCY LLC3 | 9171 TOWNE CENTRE DR SUITE 500 SAN DIEGO, CA 921221238 | METROPOLITAN LIFE INSURANCE COMPANY | $30K | — | $30K | 7.52% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVE SUITE 400 PARK 80 PLAZA 2 SADDLE BROOK, NJ 076635826 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 0.56% |
| MARSH & MCLENNAN AGENCY LLC3 | 6279 TRI RIDGE BLVD SUITE 400 LOVELAND, OH 451408320 | METROPOLITAN LIFE INSURANCE COMPANY | — | $38 | $38 | 0.01% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARCH & MCLENNAN AGENCY LLC | — | KAISER FOUNDATION HEALTH PLAN, INC. | $17K | — | $17K | 5.98% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN | 101 HUNTINGTON AVENUE SUITE 401 BOSTON, MA 02199 | HPHC JOINT VENTURE UHG | $12K | $575 | $12K | 5.25% |
| INSIGHT BUSINESS & INS SOLUTIONS3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | GLOBE LIFE AND ACCIDENT INSURANCE COMPANY | $24K | — | $24K | 12.00% |
| DSM FINANCIAL LLC3 | 950 PENISULA CORPORATE CIRCLE SUITE 3007 BOCA RATON, FL 33487 | GLOBE LIFE AND ACCIDENT INSURANCE COMPANY | $16K | — | $16K | 8.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 101 HUNTINGTON AVENUE SUITE 401 BOSTON, MA 021997652 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | $33 | $10K | 8.20% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVENUE SUITE 400 PARK 80 PLAZA 2 SADDLE BROOK, NJ 076635826 | METROPOLITAN LIFE INSURANCE COMPANY | — | $698 | $698 | 0.57% |
| MARSH & MCLENNAN AGENCY LLC3 | 6279 TRI RIDGE BLVD SUITE 400 LOVELAND, OH 451408320 | METROPOLITAN LIFE INSURANCE COMPANY | — | $8 | $8 | 0.01% |
| INSIGHT BUSINESS & IN SOLUTIONS3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 333232824 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | — | $9K | 7.93% |
| INSIGHT BUSINESS & INS SOLUTIONS3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 333232824 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | — | $8K | 7.81% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN | 101 HUNTINGTON AVENUE SUITE 401 BOSTON, MA 02199 | HPHC JOINT VENTURE UHG | $5K | $234 | $5K | 5.12% |
| INSIGHT BUSINESS & INS SOLUTIONS3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | METROPOLITAN GENERAL INSURANCE COMPANY | $7K | — | $7K | 8.47% |
| INSIGHT BUSINESS & INS SOLUTIONS3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 333232824 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | — | $11K | 15.16% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY LLC | 101 HUNTINGTON AVENUE SUITE 401 BOSTON, MA 02199 | HPHC JOINT VENTURE UHG | $3K | $141 | $3K | 5.10% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN | 101 HUNTINGTON AVENUE SUITE 401 BOSTON, MA 02199 | HPHC JOINT VENTURE UHG | $2K | $110 | $2K | 4.81% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN | 101 HUNTINGTON AVENUE SUITE 401 BOSTON, MA 02199 | HPHC JOINT VENTURE UHG | $2K | $99 | $2K | 5.14% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN | 101 HUNTINGTON AVENUE SUITE 401 BOSTON, MA 02199 | HPHC JOINT VENTURE UHG | $2K | $85 | $2K | 4.93% |
| INSIGHT BUSINESS & INS SOLUTIONS3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 333232824 | SAFEGUARD HEALTH PLANS, INC. A CALIFORNIA CORPORATION | $2K | — | $2K | 4.90% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN | 101 HUNTINGTON AVENUE SUITE 401 BOSTON, MA 02199 | HPHC JOINT VENTURE UHG | $1K | $69 | $1K | 5.12% |
| INSIGHT BUSINESS & INS SOLUTIONS3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 333232824 | SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | $3K | — | $3K | 10.00% |
| INSIGHT BUSINESS & INS SOLUTIONS3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 333232824 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| INSIGHT BUSINESS & INS SOLUTIONS3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 333232824 | SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | $2K | — | $2K | 9.36% |
| MORFAR STRATEGIES INC3 Filed as: MORFAR STRATEGIES INC. | — | THE PAUL REVERE LIFE INSURANCE COMPANY | $1K | $1K | $3K | 19.60% |
| INSIGHT BUSINESS & INS SOLUTIONS3 | — | THE PAUL REVERE LIFE INSURANCE COMPANY | $1K | — | $1K | 10.27% |
| PEACOCK FINANCIALS INC3 Filed as: PEACOCK FINANCIALS INC. | — | THE PAUL REVERE LIFE INSURANCE COMPANY | $326 | — | $326 | 2.41% |
| LISA M RUSSEY3 Filed as: LISA M. RUSSEY | — | THE PAUL REVERE LIFE INSURANCE COMPANY | $288 | — | $288 | 2.13% |
| L&I CONSULTANTS3 | — | THE PAUL REVERE LIFE INSURANCE COMPANY | $13 | — | $13 | 0.10% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN | 101 HUNTINGTON AVENUE SUITE 401 BOSTON, MA 02199 | HPHC JOINT VENTURE UHG | $1K | $53 | $1K | 9.29% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN | 101 HUNTINGTON AVENUE SUITE 401 BOSTON, MA 02199 | HPHC JOINT VENTURE UHG | $657 | $32 | $689 | 6.22% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN | 101 HUNTINGTON AVENUE SUITE 401 BOSTON, MA 02199 | HARVARD PILGRIM HEALTH CARE | $1K | $49 | $1K | 9.83% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN | 101 HUNTINGTON AVENUE SUITE 401 BOSTON, MA 02199 | HPHC JOINT VENTURE UHG | $367 | $18 | $385 | 5.20% |
| INSIGHT BUSINESS & INS SOLUTIONS3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 333232824 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | $353 | — | $353 | 5.18% |
| INSIGHT BUSINESS & INS SOLUTIONS3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 333232824 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $253 | — | $253 | 10.13% |
| INSIGHT BUSINESS & INS SOLUTIONS3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 333232824 | SAFEGUARD HEALTH PLANS, INC. A TEXAS CORPORATION | $167 | — | $167 | 8.67% |
| MARSH & MCLENNAN AGENCY LLC3 | 101 HUNTINGTON AVENUE SUITE 401 BOSTON, MA 021997652 | METROPOLITAN LIFE INSURANCE COMPANY | $179 | — | $179 | 9.79% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVENUE SUITE 400 PARK 80 PLAZA 2 SADDLE BROOK, NJ 076635826 | METROPOLITAN LIFE INSURANCE COMPANY | — | $9 | $9 | 0.49% |
| MARSH & MCLENNAN AGENCY LLC3 | 101 HUNTINGTON AVENUE SUITE 401 BOSTON, MA 021997652 | METROPOLITAN LIFE INSURANCE COMPANY | $171 | — | $171 | 11.80% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVENUE SUITE 400 PARK 80 PLAZA 2 SADDLE BROOK, NJ 076635826 | METROPOLITAN LIFE INSURANCE COMPANY | — | $9 | $9 | 0.62% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH MCLENNAN AGENCY | — | METROPOLITAN GENERAL INSURANCE COMPANY | — | $1 | $1 | 0.12% |
| MARSH & MCLENNAN AGENCY LLC3 | 101 HUNTINGTON AVENUE SUITE 401 BOSTON, MA 021997652 | METROPOLITAN LIFE INSURANCE COMPANY | $95 | — | $95 | 12.45% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVENUE SUITE 400 PARK 80 PLAZA 2 SADDLE BROOK, NJ 076635826 | METROPOLITAN LIFE INSURANCE COMPANY | — | $5 | $5 | 0.66% |
| MORFAR STRATEGIES INC3 Filed as: MORFAR STRATEGIES | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | $8 | $19 | 15.32% |
| INSIGHT BUSINESS & INS SOLUTIONS3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | $1 | $12 | 9.68% |
| PEACOCK FINANCIALS INC3 Filed as: PEACOCK FINANCIALS INC. | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $3 | $5 | 4.03% |
| LISA M RUSSEY3 Filed as: LISA M. RUSSEY | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $1 | $3 | 2.42% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,665 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,665 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(26 contracts, 8 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 866 | $29.9M |
| Dental(12 contracts, 6 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 4,708 | $25.7M |
| Vision(6 contracts, 3 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 4,708 | $25.6M |
| Life insurance(5 contracts, 2 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 4,708 | $23.7M |
| Short-term disability(6 contracts, 3 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 4,708 | $23.8M |
| Long-term disability(5 contracts, 2 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 4,708 | $23.7M |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 128 | $1.7M |
| Other(10 contracts, 6 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 19,120 | $5.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 19,120 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.