| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CAPTIVE INSURANCE SERVICES | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | ANTHEM BLUE CROSS BLUE SHIELD | $254K | $0 | $254K | 4.11% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: HUB INTERNATIONAL INSURANCE SERVICE | PO BOX 4047 CONCORD, CA 94524 | ANTHEM BLUE CROSS BLUE SHIELD | $137K | $0 | $137K | 2.21% |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES INC. | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | METROPOLITAN LIFE INSURANCE COMPANY | $371K | $56K | $427K | 12.22% |
| MARSH & MCLENNAN AGENCY LLC3 | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | ANTHEM BLUE CROSS BLUE SHIELD | $192K | $766 | $192K | 5.52% |
| CAPTIVE INSURANCE SERVICES Filed as: CAPTIVE INSURANCE SERVICES INC. | 1400 SAWGRASS CORPORATE SUITE 160 SUNRISE, FL 33323 | HUMANA | $86K | — | $86K | 5.46% |
| CAPTIVE INSURANCE SERVICES Filed as: CAPTIVE INSURANCE SERVICES INC | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | EMPIRE HEALTHCHOICE ASSURANCE | $49K | — | $49K | 3.16% |
| AON CONSULTING INC Filed as: AON RISK SERVICES INC OF FLORIDA | 13901 SUTTON PARK DRIVE SOUTH BLDG JACKSONVILLE, FL 32224 | EMPIRE HEALTHCHOICE ASSURANCE | $15K | — | $15K | 0.98% |
| CAPTIVE INSURANCE SERVICES3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | $18K | $30K | 2.84% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | $55 | $14K | 1.36% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | — | $335 | $335 | 0.03% |
| CAPTIVE INSURANCE SERVICES Filed as: CAPTIVE INSURANCE SERVICES INC. | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | KAISER FOUNDATION HEALTH PLAN | $40K | $0 | $40K | 4.22% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: HUB INTERNATIONAL OF CALIFORNIA INS | PO BOX 2158 RIVERSIDE, CA 92516 | KAISER FOUNDATION HEALTH PLAN | $22K | $0 | $22K | 2.27% |
| CAPTIVE INSURANCE SERVICES Filed as: CAPTIVE INSURANCE SERVICES INC. | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | KAISER FOUNDATION HEALTH PLAN INC. | $28K | — | $28K | 2.91% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: HUB INTERNATIONAL OF CALIFORNIA INS | P.O. BOX 2158 RIVERSIDE, CA 92516 | KAISER FOUNDATION HEALTH PLAN INC. | $15K | — | $15K | 1.57% |
| CAPTIVE INSURANCE SERVICES Filed as: CAPTIVE INSURANCE SERVICES INC. | 1300 SAWGRASS PARKWAY SUITE 160 SUNRISE, FL 33323 | HUMANA | $40K | — | $40K | 5.51% |
| CAPTIVE INSURANCE SERVICES3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | BEAZLEY INSURANCE COMPANY INC. | $33K | $0 | $33K | 12.00% |
| DSM FINANCIAL LLC3 Filed as: DSM FINANCIAL, LLC | 950 PENINSULA CORPORATE CIRCLE SUITE 3007 BOCA RATON, FL 33487 | BEAZLEY INSURANCE COMPANY INC. | $22K | $0 | $22K | 8.00% |
| CAPTIVE INSURANCE SERVICES Filed as: CAPTIVE INSURANCE SERVICES INC. | 1300 SAWGRASS PARKWAY SUITE 160 SUNRISE, FL 33323 | HUNANA | $9K | — | $9K | 5.43% |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES INC | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | $2K | $19K | 12.90% |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES INC | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | SAFEGUARD HEALTH PLANS, INC. | $9K | $2K | $11K | 10.29% |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES INC. | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | METLIFE LEGAL PLANS OF FLORIDA | $6K | $342 | $7K | 10.75% |
| CAPTIVE INSURANCE SERVICES Filed as: CAPTIVE INSURANCE SERVICES INC | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | EYEMED VISION CARE | $2K | — | $2K | 2.62% |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES INC | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $255 | $6K | 12.48% |
| MARSH & MCLENNAN AGENCY LLC | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | ANTHEM BLUE CROSS BLUE SHIELD | $1K | — | $1K | 2.75% |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES INC. | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | SAFEGUARD HEALTH PLANS, INC. | $2K | $559 | $3K | 10.38% |
| CAPTIVE INSURANCE SERVICES Filed as: CAPTIVE INSURANCE SERVICES, INC. | 1300 SAWGRASS CORP PKWY SUITE 160 SUNRISE, FL 33323 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $846 | — | $846 | 4.14% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: HUB INTERNATIONAL INSURANCE SERVICE | 3390 UNIVERSITY AVENUE SUITE 300 RIVERSIDE, CA 92501 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $448 | — | $448 | 2.19% |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES INC | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | SAFEGUARD HEALTH PLANS | $1K | $235 | $2K | 15.06% |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES INC | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | SAFEGUARD HEALTH PLANS, INC. | $2K | $204 | $2K | 16.89% |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES, INC. | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | SAFEGUARD HEALTH PLANS, INC. | $708 | $111 | $819 | 9.49% |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES INC. | 1300 SAWGRASS CORPORATE PKWY SUITE 150 SUNRISE, FL 33323 | SAFEGUARD HEALTH PLANS, INC. | $1K | $119 | $1K | 16.64% |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES INC. | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | SAFEGUARD HEALTH PLANS, INC. | $549 | $59 | $608 | 16.62% |
| CAPTIVE INSURANCE SERVICES Filed as: CAPTIVE INSURANCE SERVICES INC. | 1300 SAWGRASS PARKWAY SUITE 160 SUNRISE, FL 33323 | HUMANA | $374 | — | $374 | 100.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,512 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 93 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 4,605 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(12 contracts, 8 carriers) | ANTHEM BLUE CROSS BLUE SHIELD | 841 | $16.9M |
| Dental(12 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 4,475 | $9.9M |
| Vision(8 contracts, 5 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 4,475 | $9.8M |
| Life insurance(5 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 4,475 | $8.2M |
| Short-term disability(6 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 4,475 | $8.3M |
| Long-term disability(5 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 4,475 | $8.2M |
| Other(5 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 4,475 | $5.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,475 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.