| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSIGHT BUSINESS & INSURANCE3 | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | ANTHEM BLUE CROSS AND BLUE SHIELD | $299K | — | $299K | 4.19% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | P.O. BOX 4047 CONCORD, CA 94524 | ANTHEM BLUE CROSS AND BLUE SHIELD | $161K | — | $161K | 2.26% |
| INSIGHT BUSINESS & INSURANCE3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | ANTHEM BLUE CROSS | $299K | — | $299K | 4.19% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | P.O. BOX 4047 CONCORD, CA 94624 | ANTHEM BLUE CROSS | $161K | — | $161K | 2.26% |
| CAPTIVE INSURANCE SERVICES3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | METROPOLITAN LIFE INSURANCE | $504K | — | $504K | 13.65% |
| MARSH & MCLENNAN AGENCY LLC3 | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | ANTHEM BLUE CROSS BLUE SHIELD | $192K | $766 | $192K | 5.52% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC OF FLORIDA | 13901 SUTTON PARK DRIVE SOUTH BLDG JACKSONVILLE, FL 32224 | EMPIRE HEALTHCHOICE ASSURANCE, INC. | $58K | — | $58K | 3.85% |
| INSIGHT BUSINESS & INSURANCE3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | EMPIRE HEALTHCHOICE ASSURANCE, INC. | $39K | — | $39K | 2.58% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC OF FLORIDA | 13901 SUTTON PARK DRIVE SOUTH BUILDING JACKSONVILLE, FL 32224 | EMPIRE HEALTHCHOICE ASSURANCE, INC. | $58K | — | $58K | 3.85% |
| INSIGHT BUSINESS & INSURANCE3 | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | EMPIRE HEALTHCHOICE ASSURANCE, INC. | $39K | — | $39K | 2.58% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC. OF FLORIDA | 13901 SUTTON PARK DRIVE SOUTH BLDG JACKSONVILLE, FL 32224 | EMPIRE HEALTHCHOICE ASSURANCE, INC. | $58K | — | $58K | 3.85% |
| INSIGHT BUSINESS & INSURANCE3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | EMPIRE HEALTHCHOICE ASSURANCE, INC. | $39K | — | $39K | 2.58% |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES, INC. | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | KAISER FOUNDATION HEALTH PLAN INC. | $18K | — | $18K | 1.36% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL OF CALIFORNIA | P.O. BOX 2158 RIVERSIDE, CA 92516 | KAISER FOUNDATION HEALTH PLAN INC. | $10K | $162 | $10K | 0.75% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS, LLC | 155 N WACKER DRIVE SUITE 1500 CHICAGO, IL 60606 | KAISER FOUNDATION HEALTH PLAN INC. | $10 | — | $10 | 0.00% |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES INC. | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | KAISER FOUNDATION HEALTH PLAN INC. | $18K | — | $18K | 1.36% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL OF CALIFORNIA | P.O. BOX 2158 RIVERSIDE, CA 92516 | KAISER FOUNDATION HEALTH PLAN INC. | $10K | $162 | $10K | 0.75% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS, LLC | 155 N WACKER DRIVE SUITE 1500 CHICAGO, IL 60606 | KAISER FOUNDATION HEALTH PLAN INC. | $10 | — | $10 | 0.00% |
| CAPTIVE INSURANCE SERVICES3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | $18K | $30K | 2.84% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | $390 | $15K | 1.40% |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES INC. | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | KAISER FOUNDATION HEALTH PLAN INC. | $65K | — | $65K | 6.74% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL OF CALIFORNIA | P.O. BOX 2158 RIVERSIDE, CA 92516 | KAISER FOUNDATION HEALTH PLAN INC. | $35K | $706 | $35K | 3.70% |
| AON CONSULTING INC3 Filed as: AON CONSULTING WORLDWIDE INC | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $36K | — | $36K | 7.95% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES CORPORATION | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $27K | — | $27K | 5.94% |
| AON CONSULTING INC3 Filed as: AON CONSULTING WORLDWIDE | 1001 BRICKELL BAY DRIVE SUITE 1100, FLOORS 10-11 MIAMI, FL 33131 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $36K | — | $36K | 7.95% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES | 2400 E. COMMERCIAL BLVD SUITE 600 FORT LAUDERDALE, FL 33308 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $27K | — | $27K | 5.94% |
| CAPTIVE INSURANCE SERVICES3 | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | BEASLEY INSURANCE COMPANY INC. | $29K | — | $29K | 12.00% |
| DSM FINANCIAL LLC3 Filed as: DSM FINANCIAL, LLC | 950 PENINSULA CORPORATE CIRCLE SUITE 3007 BOCA RATON, FL 33487 | BEASLEY INSURANCE COMPANY INC. | $20K | — | $20K | 8.00% |
| CAPTIVE INSURANCE SERVICES3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | METROPOLITAN LIFE INSURANCE | -$189 | — | -$189 | -0.15% |
| CAPTIVE INSURANCE SERVICES3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | METRPOLITAN LIFE INSURANCE | $15K | — | $15K | 16.67% |
| CAPTIVE INSURANCE SERVICES3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | SAFEGUARD HEALTH PLANS | $9K | — | $9K | 11.41% |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES, INC. | 1300 SAWGRASS CORPORATE PARKWAY SUITE 220 SUNRISE, FL 33323 | METLIFE LEGAL PLANS OF FLORIDA | $8K | — | $8K | 10.08% |
| MARSH & MCLENNAN AGENCY LLC3 | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | ANTHEM BLUE CROSS BLUE SHIELD | $1K | — | $1K | 2.75% |
| CAPTIVE INSURANCE SERVICES3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | METROPOLITAN LIFE INSURANCE | $3K | — | $3K | 9.61% |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES INC | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | SAFEGUARD HEALTH PLANS, INC. | $3K | — | $3K | 10.63% |
| CAPTIVE INSURANCE SERVICES3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | METROPOLITAN LIFE INSURANCE | $3K | — | $3K | 15.12% |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES INC. | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | SAFEGUARD HEALTH PLANS, INC. | $2K | $204 | $2K | 16.89% |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES INC | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | SAFEGUARD HEALTH PLANS | $1K | — | $1K | 10.82% |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSIURANCE SERVICES INC. | 130 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | SAFEGUARD HEALTH PLANS, INC. | $1K | $119 | $1K | 16.64% |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES INC. | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | SAFEGUARD HEALTH PLANS, INC. | $549 | $59 | $608 | 16.62% |
| CAPTIVE INSURANCE SERVICES3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | METROPOLITAN LIFE INSURANCE | $253 | — | $253 | 13.62% |
| CAPTIVE INSURANCE SERVICES3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | METROPOLITAN LIFE INSURANCE | $495 | — | $495 | 48.58% |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES INC. | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | METROPOLITAN LIFE INSURANCE | $42 | — | $42 | 9.23% |
| CAPTIVE INSURANCE SERVICES3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | SAFEGUARD HEALTH PLANS | $228 | — | $228 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,162 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 61 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,223 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(19 contracts, 9 carriers) | ANTHEM BLUE CROSS AND BLUE SHIELD | 1,484 | $28.9M |
| Dental(15 contracts, 6 carriers) | METROPOLITAN LIFE INSURANCE | 8,883 | $13.4M |
| Vision(8 contracts, 5 carriers) | METROPOLITAN LIFE INSURANCE | 8,883 | $13.2M |
| Life insurance(5 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE | 8,883 | $8.4M |
| Short-term disability(4 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE | 8,883 | $7.4M |
| Long-term disability(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE | 8,883 | $8.3M |
| Other(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE | 8,883 | $4.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,883 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.