| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 19428 | ANTHEM BLUE CROSS | $651K | $8K | $658K | 5.92% |
| INSIGHT BUSINESS & INSURANCE3 | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | ANTHEM BLUE CROSS | $303K | — | $303K | 4.21% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERV | PO BOX 4047 CONCORD, CA 94524 | ANTHEM BLUE CROSS | $163K | — | $163K | 2.27% |
| INSIGHT BUSINESS & INSURANCE3 Filed as: INSIGHT BUSINESS & INSURANCE SOLUT | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | METROPOLITAN LIFE INSURANCE COMPANY | $395K | — | $395K | 10.43% |
| INSIGHT BUSINESS & INSURANCE3 Filed as: INSIGHT BUSINESS AND INSURANCE | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | METROPOLITAN LIFE INSURANCE COMPANY | $212K | — | $212K | 10.40% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $25K | $2K | $27K | 1.31% |
| INSIGHT BUSINESS & INSURANCE3 Filed as: INSIGHT BUSINESS & INSURANCE SOLUT | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | KAISER FOUNDATION HEALTH PLAN, INC. | $37K | — | $37K | 4.78% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL OF CALIFORNIA | PO BOX 2158 RIVERSIDE, CA 92516 | KAISER FOUNDATION HEALTH PLAN, INC. | $20K | $1 | $20K | 2.57% |
| INSIGHT BUSINESS & INSURANCE3 Filed as: INSIGHT BUSINESS & INSURANCE SOLUT | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | BEASLEY INSURANCE COMPANY, INC. | $30K | — | $30K | 12.00% |
| DSM FINANCIAL LLC3 Filed as: DSM FINANCIAL, LLC | 950 PENINSULA CORPORATE CIRCLE SUITE 3007 BOCA RATON, FL 33487 | BEASLEY INSURANCE COMPANY, INC. | $20K | — | $20K | 8.00% |
| INSIGHT BUSINESS & INSURANCE3 Filed as: INSIGHT BUSINESS & INSURANCE SOLUTI | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | — | $13K | 12.87% |
| INSIGHT BUSINESS & INSURANCE3 Filed as: INSIGHT BUSINESS & INSURANCE SOLUT | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | SAFEGUARD HEALTH PLANS, INC. | $5K | — | $5K | 10.28% |
| MARSH & MCLENNAN AGENCY LLC3 | LOCKBOX 740659 LOS ANGELES, CA 90074 | KAISER FOUNDATION HEALTH PLAN INC. | $2K | — | $2K | 5.25% |
| INSIGHT BUSINESS & INSURANCE Filed as: INSIGHT BUSINESS & INSURANCE SOLUT | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | SAFEGUARD HEALTH PLANS, INC. | $3K | — | $3K | 7.61% |
| INSIGHT BUSINESS & INSURANCE3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | SAFEGUARD HEALTH PLANS | $3K | $0 | $3K | 13.65% |
| INSIGHT BUSINESS & INSURANCE3 Filed as: INSIGHT BUSINESS & INSURANCE SOLUT | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | KAISER FOUNDATION HEALTH PLAN | $609 | — | $609 | 4.25% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE | 4371 LATHAM STREET SUITE 101 RIVERSIDE, CA 92501 | KAISER FOUNDATION HEALTH PLAN | $322 | — | $322 | 2.25% |
| INSIGHT BUSINESS & INSURANCE3 Filed as: INSIGHT BUSINESS & INSURANCE SOLUT | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | SAFEGUARD HEALTH PLANS, INC. | $695 | — | $695 | 7.28% |
| INSIGHT BUSINESS & INSURANCE3 | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 13.72% |
| INSIGHT BUSINESS & INSURANCE3 Filed as: INSIGHT BUSINESS & INSURANCE SOL | 1300 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | SAFEGUARD HEALTH PLANS, INC. | $914 | $0 | $914 | 14.12% |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES INC | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | METROPOLITAN LIFE INSURANCE COMPANY | $12 | $0 | $12 | — |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES INC | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | METROPOLITAN LIFE INSURANCE COMPANY | $21 | — | $21 | — |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES INC | 1300 SAWGRASS CORPORATE PKWY SUITE 160 SUNRISE, FL 33323 | METROPOLITAN LIFE INSURANCE COMPANY | $21 | — | $21 | — |
| INSIGHT BUSINESS & INSURANCE3 | 1800 SAWGRASS CORPORATE PARKWAY SUITE 160 SUNRISE, FL 33323 | KAISER FOUNDATION HEALTH PLAN, INC. | $29K | — | $29K | — |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL OF CALIFORNIA | PO BOX 2158 RIVERSIDE, CA 92516 | KAISER FOUNDATION HEALTH PLAN, INC. | $15K | — | $15K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,877 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 128 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 4,005 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(10 contracts, 4 carriers) | ANTHEM BLUE CROSS | 1,612 | $19.4M |
| Dental(10 contracts, 3 carriers) | ANTHEM BLUE CROSS | 10,188 | $17.1M |
| Vision(3 contracts, 2 carriers) | ANTHEM BLUE CROSS | 10,188 | $17.0M |
| Life insurance(4 contracts, 2 carriers) | ANTHEM BLUE CROSS | 10,188 | $17.1M |
| Short-term disability(4 contracts, 2 carriers) | ANTHEM BLUE CROSS | 10,188 | $17.1M |
| Long-term disability(4 contracts, 2 carriers) | ANTHEM BLUE CROSS | 10,188 | $17.1M |
| Other(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 10,188 | $4.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 10,188 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.