| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES INC | 800 CORPORATE DRIVE SUITE 600 FORT LAUDERDALE, FL 33334 | BLUE CROSS OF CALIFORNIA | $184K | — | $184K | 3.40% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | 3390 UNIVERSITY AVENUE SUITE 300 RIVERSIDE, CA 92501 | BLUE CROSS OF CALIFORNIA | $97K | $42K | $139K | 2.57% |
| CAPTIVE INS SERVICES INC3 Filed as: CAPTIVE INS SERVICES INC. | 800 CORPORATE DRIVE SUITE 600 FORT LAUDERDALE, FL 33334 | METROPOLITAN LIFE INSURANCE COMPANY | $239K | — | $239K | 12.49% |
| COMPASS CONSULTING GROUP INC3 Filed as: COMPASS CONSULTING GROUP INC. | 4348 SOUTHPIONT BOULEVARD SUITE 400 JACKSONVILLE, FL 32216 | BLUE CROSS BLUE SHIELD OF FLORIDA | $40K | — | $40K | 2.28% |
| COMPASS CONSULTING GROUP INC3 Filed as: COMPASS CONSULTING GROUP INC. | 4348 SOUTHPOINT BOULEVARD SUITE 400 JACKSONVILLE, FL 32216 | HEALTH OPTIONS, INC. | $58K | — | $58K | 4.42% |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES INC | 800 COPORATE DRIVE SUITE 600 FORT LAUDERDALE, FL 33334 | KAISER FOUNDATION HEALTH PLAN INC | $34K | — | $34K | 3.07% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTL OF CA INSURANCE SERVICES | PO BOX 2158 RIVERSIDE, CA 92516 | KAISER FOUNDATION HEALTH PLAN INC | $18K | — | $18K | 1.65% |
| CAPTIVE INS SERVICES INC3 | 800 CORPORATE DRIVE SUITE 600 FORT LAUDERDALE, FL 33334 | METROPOLITAN LIFE INSURANCE COMPANY | $75K | — | $75K | 11.13% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | PO BOX 2158 RIVERSIDE, CA 92516 | METROPOLITAN LIFE INSURANCE COMPANY | — | $60 | $60 | 0.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LTD | 1393 VETERANS HWY STE 210N HAUPPAUGE, NY 11788 | METROPOLITAN LIFE INSURANCE COMPANY | — | $60 | $60 | 0.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SERVICES INC | 7770 JEFFERSON STREET NORTHEAST SUITE 101 ALBUQUERQUE, NM 87109 | METROPOLITAN LIFE INSURANCE COMPANY | — | $60 | $60 | 0.01% |
| CAPTIVE INS SERVICES INC3 | 800 CORPORATE DRIVE SUITE 600 FORT LAUDERDALE, FL 33334 | METROPOLITAN LIFE INSURANCE COMPANY | $62K | — | $62K | 11.28% |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES INC | 800 CORPORATE DRIVE SUITE 600 FORT LAUDERDALE, FL 33334 | KAISER FOUNDATION HEALTH PLAN INC | $12K | — | $12K | 2.65% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTL OF CA INSURANCE SERVICES | PO BOX 2158 RIVERSIDE, CA 92516 | KAISER FOUNDATION HEALTH PLAN INC | $6K | — | $6K | 1.43% |
| KYLE KELLY3 Filed as: KYLE R KELLY | 800 CORPORATE DRIVE SUITE 600 FT LAUDERDALE, FL 33334 | EMPIRE HEALTHCHOICE ASSURANCE, INC. | $12K | — | $12K | 3.31% |
| KYLE KELLY3 Filed as: KYLE R KELLY | 800 CORPORATE DRIVE SUITE 600 FT LAUDERDALE, FL 33334 | EMPIRE HEALTHCHOICE ASSURANCE, INC. | $45 | — | $45 | 0.01% |
| CAPTIVE INS SERVICES INC3 | 800 CORPORATE DRIVE SUITE 600 FORT LAUDERDALE, FL 33334 | SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | $27K | — | $27K | 9.57% |
| CAPTIVE INS SERVICES INC3 Filed as: CAPTIVE INS SVCS DBA ALPHASTAF | 800 CORPORATE DRIVE SUITE 600 FORT LAUDERDALE, FL 33334 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $13K | — | $13K | 9.92% |
| THE SOUTHERN REGION LLC3 | 7313 MERCHANT COURT SARASOTA, FL 34240 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $10K | — | $10K | 7.97% |
| BENEFIT TECHNOLOGIES DIVISION3 | 6001 B BUSINESS BOULEVARD SARASOTA, FL 34240 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $73 | — | $73 | 0.06% |
| CREATIVE WORKPLACE SOLUTIONS L3 | 7313 MERCHANT COURT SARASOTA, FL 34240 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $36 | — | $36 | 0.03% |
| THE SOUTHERN REGION LLC3 Filed as: THE SOUTHERN REGION LLC-PATSEL | 7313 MERCHANT COURT SARASOTA, FL 34240 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $9 | — | $9 | 0.01% |
| CAPTIVE INS SERVICES INC3 | 800 CORPORATE DRIVE SUITE 600 FORT LAUDERDALE, FL 33334 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | — | $15K | 13.12% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | 4695 MAC ARTHUR COURT SUITE 600 NEWPORT BEACH, CA 92660 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $3K | — | $3K | 2.73% |
| CAPTIVE INS SERVICES INC3 | 800 CORPORATE DRIVE SUITE 600 FORT LAUDERDALE, FL 33334 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | — | $7K | 16.88% |
| CAPTIVE INS SERVICES INC3 | 800 CORPORATE DRIVE SUITE 600 FORT LAUDERDALE, FL 33334 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $5K | — | $5K | 14.39% |
| CAPTIVE INSURANCE SERVICES3 Filed as: CAPTIVE INSURANCE SERVICES INC | 800 CORPORATE DRIVE FORT LAUDERDALE, FL 33334 | EYEMED VISION CARE | $5K | — | $5K | 15.53% |
| KELLEY J RHEAULT3 | 3307 PORT ROYALE DRIVE SOUTH APARTMENT 503 FT. LAUDERDALE, FL 33308 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $7K | — | $7K | 22.87% |
| TOTAL BUSINESS BROKERAGE GROUP3 | 11017 GOLDEN EAGLE COURT PLANTATION, FL 33324 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $4K | — | $4K | 12.20% |
| THOMPSON SUCCESS PARTNERS, INC.3 Filed as: THOMPSON SUCCESS PARTNERS INC. | 2776 GEARY STREET MATLACHA, FL 33993 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $447 | — | $447 | 1.49% |
| AKA SOLUTIONS INC3 Filed as: AKA SOLUTIONS INCORPORATED | 1499 SOUTH FEDERAL HIGHWAY UNIT 213 BOYNTON BEACH, FL 33435 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $252 | — | $252 | 0.84% |
| BARRY OLFERN AND ASSOC. INC3 Filed as: BARRY OLFERN & ASSOCIATES.INC. | 954 TYLER STREET HOLLYWOOD, FL 33019 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $228 | — | $228 | 0.76% |
| ROADSIDE MOTOR CLUB3 | 4000 ISLAND BOULEVARD APARTMENT 2803 AVENTURA, FL 33160 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $65 | — | $65 | 0.22% |
| ERIC D. KESSLER3 Filed as: ERIC D KESSLER | 3020 ALCAZAR PLACE APARTMENT 304 PALM BEACH GARDENS, FL 33410 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $58 | — | $58 | 0.19% |
| MARY THERESA FISHER3 | 29C OWENS LANDING COURT PERRYVILLE, MD 21903 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $45 | — | $45 | 0.15% |
| EDWARD G. BURFORD3 Filed as: EDWARD G BURFORD | 5719 CLUB HILL CIRCLE DALLAS, TX 75248 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $36 | — | $36 | 0.12% |
| WILLIE J. WASHINGTON3 Filed as: WILLIE J WASHINGTON | 2064 REFLECTION CREEK DRIVE CONYERS, GA 30013 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $29 | — | $29 | 0.10% |
| THOMAS J SANDVICK3 | 14116 SANCTUARY RIDGE WAY UNIT 301 ORLANDO, FL 32832 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $19 | — | $19 | 0.06% |
| CAPTIVE INS SERVICES INC3 | 800 CORPORATE DRIVE SUITE 600 FORT LAUDERDALE, FL 33334 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 21.34% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTL INSURANCE SERVICES INC | PO BOX 2158 RIVERSIDE, CA 62516 | METROPOLITAN LIFE INSURANCE COMPANY | $17 | $60 | $77 | 0.30% |
| CAPTIVE INS SERVICES INC3 | 800 CORPORATE DRIVE SUITE 600 FORT LAUDERDALE, FL 33334 | SAFEGUARD HEALTH PLANS., A FLORIDA CORPORATION | $2K | — | $2K | 14.21% |
| CAPTIVE INS SERVICES INC3 | 800 CORPORATE DRIVE SUITE 600 FORT LAUDERDALE, FL 33334 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 11.98% |
| CAPTIVE INS SERVICES INC3 Filed as: CAPTIVE INS SERVICEES INC | 800 CORPORATTE DRIVE SUITE 600 FORT LAUDERDALE, FL 33334 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $2K | — | $2K | 14.53% |
| CAPTIVE INS SERVICES INC3 | 5800 CORPORATE DRIVE SUITE 600 FORT LAUDERDALE, FL 33334 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | $872 | — | $872 | 12.27% |
| CAPTIVE INS SERVICES INC3 Filed as: CAPTIVE INSURANCE SERVICES DBA ALPH | 800 CORPORATE DRIVE SUITE 600 FORT LAUDERDALE, FL 33334 | TRANSAMERICA | $143 | — | $143 | 7.72% |
| TOTAL BUSINESS BROKERAGE GROUP3 Filed as: TOTAL BUSINESS BROKERAGE | 11017 GOLDEN EAGLE COURT PLANTATION, FL 33324 | TRANSAMERICA | $25 | — | $25 | 1.35% |
| KYLE KELLY3 Filed as: KYLE R KELLY | 800 CORPORATE DRIVE SUITE 600 FORT LAUDERDALE, FL 33334 | TRANSAMERICA | $20 | — | $20 | 1.08% |
| CAPTIVE INS SERVICES INC3 | 800 CORPORATE DRIVE SUITE 600 FORT LAUDERDALE, FL 33334 | SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | $40 | — | $40 | 12.12% |
| CAPTIVE INS SERVICES INC3 | 800 CORPORATE DRIVE SUITE 600 FORT LAUDERDALE, FL 33334 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | $512 | — | $512 | — |
| CAPTIVE INS SERVICES INC3 | 800 CORPORATE DRIVE SUITE 600 FORT LAUDERDALE, FL 33334 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $646 | — | $646 | — |
| CAPTIVE INS SERVICES INC3 | 800 CORPORATE DRIVE SUITE 600 FORT LAUDERDALE, FL 33334 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | -$4K | — | -$4K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,902 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 90 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 216 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,208 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 7 carriers) | BLUE CROSS OF CALIFORNIA | 902 | $10.5M |
| Dental(14 contracts, 5 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,761 | $3.6M |
| Vision(6 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,761 | $3.6M |
| Life insurance(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,761 | $3.2M |
| Short-term disability(5 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,761 | $3.3M |
| Long-term disability(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,761 | $3.2M |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 208 | $3.1M |
| Other(8 contracts, 5 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,761 | $3.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,761 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.