| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $199K | $199K | 1.38% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $125K | $125K | 2.10% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $55 | $55 | 0.10% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WEBTPA EIN 75-2611444 NONE | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | — | $8.0M |
| EMBOLD EIN 82-1812939 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $1.0M |
| EDH HOLDINGS, LLC DBA EMP DIRECT EIN 45-3780484 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $732K |
| CIGNA BEHAVIORAL HEALTH INC. EIN 41-1648670 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $619K |
| 98POINT6 EIN 47-3490194 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $371K |
| CAREMARK EIN 95-3382344 NONE | Contract Administrator; Participant communication; Claims processing; Direct payment from the plan Service code 12 | — | $353K |
| RX SAVINGS SOLUTIONS EIN 26-3642434 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $352K |
| NEXTERA ENERGY, INC EIN 59-2449419 PLAN SPONSOR | Plan Administrator; Participant communication; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 14 | — | $325K |
| BEST DOCTORS EIN 04-2908444 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $288K |
| HEALTH STRATEGY EIN 20-4944393 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $260K |
| CIGNA EIN 06-0303370 NONE | Direct payment from the plan; Participant communication; Claims processing; Contract Administrator; Float revenue Service code 12 | — | $216K |
| CAREATC EIN 73-1598062 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $172K |
| CONTIGO EIN 34-1593929 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $147K |
| CONEXIS EIN 20-0198855 NONE | Contract Administrator; Participant communication; Direct payment from the plan Service code 13 | — | $131K |
| RETHINK AUTISM EIN 26-1746074 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $105K |
| CONNECTYOURCARE, LLC EIN 26-1274092 NONE | Contract Administrator; Participant communication; Direct payment from the plan Service code 13 | — | $89K |
| WAGEWORKS EIN 94-3351864 NONE | Contract Administrator; Participant communication; Direct payment from the plan Service code 13 | — | $68K |
| CROWE LLP EIN 35-0921680 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $62K |
| AON EIN 22-2232264 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $61K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 14,854 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 491 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 15,345 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 115 | $207K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 3,338 | $582K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 18,006 | $1.6M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 30,199 | $14.5M |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 14,443 | $6.0M |
| Other(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 30,199 | $15.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 30,199 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.