| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $185K | $185K | 1.45% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731296 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | — | $121K | $121K | 2.28% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $77 | $77 | 0.01% |
| DIRECT SALES3 | 3100 THORNTON AVE BURBANK, CA 915043183 | KAISER FOUNDATION HEALTH PLAN INC. | — | $3K | $3K | 3.11% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $77 | $77 | 0.32% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA EIN 06-0303370 NONE | Claims processing; Contract Administrator; Float revenue; Participant communication; Direct payment from the plan Service code 12 | — | $3.9M |
| UNITED HEALTH CARE EIN 36-2739571 NONE | Direct payment from the plan; Participant communication; Contract Administrator; Claims processing Service code 12 | — | $1.2M |
| CAREMARK EIN 95-3382344 NONE | Direct payment from the plan; Participant communication; Contract Administrator; Claims processing Service code 12 | — | $450K |
| CIGNA BEHAVIORAL HEALTH INC. EIN 41-1648670 NONE | Participant communication; Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | — | $415K |
| BEST DOCTORS EIN 04-2908444 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $269K |
| HEALTH STRATEGY EIN 20-4944393 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $210K |
| BCBS OF ALABAMA EIN 63-0103830 NONE | Participant communication; Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | — | $147K |
| LOCKTON DUNNING NONE | Direct payment from the plan; Consulting (general) Service code 16 | PO BOX 123042 DALLAS, TX 753123042 | $146K |
| RX SAVINGS SOLUTIONS EIN 26-3642434 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $113K |
| RETHINK AUTISM EIN 26-1746074 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $106K |
| FLORIDA POWER & LIGHT EIN 59-0247775 NONE | Contract Administrator Service code 13 | — | $105K |
| HEALTH DESIGN PLUS EIN 34-1593929 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $100K |
| CONEXIS EIN 20-0198855 NONE | Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | — | $94K |
| WAGEWORKS EIN 94-3351864 NONE | Contract Administrator; Direct payment from the plan; Participant communication Service code 13 | — | $88K |
| CROWE LLP EIN 35-0921680 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $63K |
| CAREATC EIN 73-1598062 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $17K |
| NEW DIRECTIONS EIN 43-1698690 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $7K |
| BANK OF NEW YORK MELLON EIN 13-5160382 TRUSTEE | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 21 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 14,445 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 569 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 15,014 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 115 | $188K |
| Dental(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 3,178 | $725K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 16,250 | $1.7M |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 28,469 | $13.5M |
| Short-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 14,491 | $5.3M |
| Long-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 14,491 | $5.3M |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 3,178 | $714K |
| Other(6 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 28,469 | $19.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 28,469 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.