| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARIALENA SELVAGGIO3 Filed as: MARIALENA SELVAGGIO & OTHER AGENTS | 1685 SW 4TH AVENUE BOCA RATON, FL 33432 | AFLAC | $234K | $26K | $260K | 3.41% |
| JOHN E CARTER III3 Filed as: JOHN E. CARTER III | 902 MEADOWS COURT PINE MOUNTAIN, GA 31822 | AFLAC | $70K | $2K | $72K | 0.94% |
| RICHARD CARTER SR3 Filed as: RICHARD K. CARTER SR | 1224 PEACOCK AVENUE, SUITE 205 COLUMBUS, GA 31906 | AFLAC | $60K | $1K | $61K | 0.80% |
| MATHIS BENEFIT SERVICES LLC3 Filed as: MATHIS BENEFIT SERVICES, LLC | 7310 NORTH LAKE DRIVE, SUITE B COLUMBUS, GA 31909 | AFLAC | $50K | $1K | $51K | 0.67% |
| PREMIER BENEFIT ADVISORS INC3 Filed as: PREMIER BENEFIT SERVICES, LLC | 6298 GA HIGHWAY 36 WEST WOODLAND, GA 31836 | AFLAC | $30K | $1K | $32K | 0.41% |
| GRANT WELDON CARTER3 | 165 MORTON HOLW FORTSON, GA 31808 | AFLAC | $26K | $3K | $29K | 0.38% |
| DOUGLAS H CRAWFORD JR3 Filed as: DOUGLAS H. CRAWFORD JR | 5188 KENDAL COURT COLUMBUS, GA 31907 | AFLAC | $24K | $836 | $25K | 0.33% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $424K | $193K | $617K | 12.38% |
| DOMINICK R SIRACUSA3 Filed as: DOMINICK R. SIRACUSA & OTHER AGENTS | 225 DOLSON AVENUE, SUITE 304 MIDDLETOWN, NY 10940 | AFLAC | $66K | $7K | $73K | 4.45% |
| RANDI R. BOEHM3 | 243 WESTWOODS DRIVE CHAPIN, SC 29036 | AFLAC | $12K | $967 | $13K | 0.81% |
| DAYTON LLC3 Filed as: DAYTON, LLC | 5445 DTC PARKWAY, SUITE 1036 GREENWOOD VILLAGE, CO 80111 | AFLAC | $8K | $0 | $8K | 0.46% |
| JOHN E CARTER III3 Filed as: JOHN E. CARTER III | 902 MEADOWS COURT PINE MOUNTAIN, GA 31822 | AFLAC | $7K | $277 | $7K | 0.43% |
| RICHARD CARTER SR3 Filed as: RICHARD K. CARTER SR | 1224 PEACOCK AVENUE, SUITE 205 COLUMBUS, GA 31906 | AFLAC | $7K | $257 | $7K | 0.43% |
| GRANT WELDON CARTER3 | 165 MORTON HOLW FORTSON, GA 31808 | AFLAC | $6K | $229 | $6K | 0.36% |
| ALLISON J. PRICE3 | 973 BOILING SPRINGS ROAD LEXINGTON, SC 29073 | AFLAC | $5K | $349 | $5K | 0.33% |
| LOCKTON COMPANIES, LLC3 | 3800 COLONNADE PARKWAY SUITE 150 BIRMINGHAM, AL 35243 | AFLAC | $20K | $0 | $20K | 2.08% |
| MISTY KIDD3 | 5194 HIGHWAY 342 PONTOTOC, MS 38863 | AFLAC | $7 | $0 | $7 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY, LLC | 8144 WALNUT HILL LANE, 16TH FLOOR DALLAS, TX 75231 | AFLAC | $3 | $0 | $3 | 0.00% |
| DANIEL KOCH3 | 2208 HERITAGE DRIVE NE ATLANTA, GA 30345 | AFLAC | $1 | $0 | $1 | 0.00% |
| GINGER KAYE HARDY3 Filed as: GINGER HARDY | 431 WEST MAIN STREET, SUITE 410 TUPELO, MS 38804 | AFLAC | $1 | $0 | $1 | 0.00% |
| JOHN R BRASEL3 Filed as: JOHN BRASEL | 118 ALLYE AVENUE MOOREVILLE, MS 38857 | AFLAC | $1 | $0 | $1 | 0.00% |
| DOUGLAS CRAWFORD JR3 Filed as: DOUGLAS H. CRAWFORD JR AND OTHERS | 5188 KENDAL COURT COLUMBUS, GA 31907 | AFLAC | $7K | $1K | $8K | 2.50% |
| RICHARD CARTER SR3 Filed as: RICHARD K. CARTER SR | 1224 PEACOCK AVENUE, SUITE 205 COLUMBUS, GA 31906 | AFLAC | $3K | $89 | $3K | 1.05% |
| JOHN E CARTER III3 Filed as: JOHN E. CARTER III | 902 MEADOWS COURT PINE MOUNTAIN, GA 31822 | AFLAC | $3K | $87 | $3K | 1.03% |
| MATHIS BENEFIT SERVICES LLC3 Filed as: MATHIS BENEFIT SERVICES, LLC | 7310 NORTH LAKE DRIVE, SUITE B COLUMBUS, GA 31909 | AFLAC | $3K | $133 | $3K | 0.89% |
| PREMIER BENEFIT ADVISORS INC3 Filed as: PREMIER BENEFIT SERVICES, LLC | 6298 GA HIGHWAY 36 WEST WOODLAND, GA 31836 | AFLAC | $2K | $49 | $2K | 0.58% |
| KIMBERLY M FUTCH3 Filed as: KIMBERLY M. FUTCH | 415 PALM STREET SOUTH STEINHATCHEE, FL 32359 | AFLAC | $1K | $0 | $1K | 0.45% |
| DOUGLAS J SUCHECKI3 Filed as: DOUGLAS J. SUCHECKI | 21 HEARTWOOD DRIVE CATAULA, GA 31804 | AFLAC | $1K | $0 | $1K | 0.32% |
| BEAULIEU BENEFITS INC3 Filed as: BEAULIEU BENEFITS, INC. | 577 MARITIME WAY SUPPLY, NC 28462 | AFLAC | $4K | $1K | $5K | 2.78% |
| JASON SALLEMI3 | 302 MONROE STREET, APARTMENT 4B HOBOKEN, NJ 07030 | AFLAC | $3K | $267 | $3K | 2.08% |
| SHAUN T KONIOR3 Filed as: SHAUN T. KONIOR | 100 NW 62ND STREET, SUITE 1020 FT. LAUDERDALE, FL 33309 | AFLAC | $2K | $213 | $2K | 1.05% |
| CIRO ABRIL3 | 18 BRACKEN COURT HOWELL, NJ 07731 | AFLAC | $1K | $0 | $1K | 0.74% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: KEVIN G. GALLAGHER | 2640 LAKE SHORE DRIVE, UNIT 411 RIVERA BEACH, FL 33404 | AFLAC | $1K | $0 | $1K | 0.61% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R. ORGERA, INC. | 35 PINELAWN ROAD, SUITE 190 MELVILLE, NY 11747 | AFLAC | $826 | $0 | $826 | 0.49% |
| SPHEREC GROUP LLC3 Filed as: SPHEREC GROUP, LLC AND OTHER AGENTS | 388 BRIDGE STREET, APARTMENT 34G BROOKLYN, NY 11201 | AFLAC | $248 | $0 | $248 | 0.15% |
| JOHN E CARTER III3 Filed as: JOHN E. CARTER III | 902 MEADOWS COURT PINE MOUNTAIN, GA 31822 | AFLAC | $8K | $0 | $8K | 4.96% |
| MATHIS BENEFIT SERVICES LLC3 Filed as: MATHIS BENEFIT SERVICES, LLC | 7310 NORTH LAKE DRIVE, SUITE B COLUMBUS, GA 31909 | AFLAC | $3K | $0 | $3K | 1.99% |
| RICHARD CARTER SR3 Filed as: RICHARD K. CARTER SR | 1224 PEACOCK AVENUE, SUITE 205 COLUMBUS, GA 31906 | AFLAC | $10 | $0 | $10 | 0.01% |
| WILLIAM L AMOS & CO INC3 Filed as: WILLIAM R. DAHLIN AND OTHER AGENTS | 5454 ROARING BRANCH ROAD COLUMBUS, GA 31904 | AFLAC | $9 | $0 | $9 | 0.01% |
| KIMBERLY M FUTCH3 Filed as: KIMBERLY M. FUTCH | 415 PALM STREET SOUTH STEINHATCHEE, FL 32359 | AFLAC | $6 | $0 | $6 | 0.00% |
| FRANK R GRIFFIN JR3 Filed as: FRANK R. GRIFFIN JR | 8601 GARRETT ROAD PO BOX 233 MIDLAND, GA 31820 | AFLAC | $3 | $0 | $3 | 0.00% |
| CHARLES RICHARD WRIGHT3 | 87 GINN LAKE ROAD ELLERSLIE, GA 31807 | AFLAC | $3 | $0 | $3 | 0.00% |
| BEAULIEU BENEFITS INC3 Filed as: BEAULIEU BENEFITS, INC. AND OTHERS | 577 MARITIME WAY SUPPLY, NC 28462 | AFLAC | $2K | $113 | $3K | 2.36% |
| DANIELLE M BRANCATO HOUSE3 Filed as: DANIELLE M. BRANCATO HOUSE | 21 THOROUGHBRED DRIVE SARATOGA SPRINGS, NY 12866 | AFLAC | $785 | $202 | $987 | 0.90% |
| KRISTA ANNE ROTONDI3 | 5 HEMPHILL PLACE, SUITE 220 BALLSTON SPA, NY 12020 | AFLAC | $532 | $38 | $570 | 0.52% |
| JASON SALLEMI3 | 302 MONROE STREET, APARTMENT 4B HOBOKEN, NJ 07030 | AFLAC | $345 | $37 | $382 | 0.35% |
| BETH SERFILIPPI3 | 8 HILLSTONE COURT BALLSTON LAKE, NY 12019 | AFLAC | $313 | $0 | $313 | 0.29% |
| CATHERINE GIBBONS3 | 290 BEEBE ROAD MINEOLA, NY 11501 | AFLAC | $221 | $61 | $282 | 0.26% |
| BENITO A ROTONDI II INC3 Filed as: BENITO A. ROTONDI II, INC. | 23 PINE RIDGE ROAD SARATOGA SPRINGS, NY 12866 | AFLAC | $235 | $0 | $235 | 0.21% |
| JOHN E CARTER III3 Filed as: JOHN E. CARTER III | 902 MEADOWS COURT PINE MOUNTAIN, GA 31822 | AFLAC | $48 | $0 | $48 | 0.23% |
| PODNAS INC / BECK & ASSOC3 Filed as: PODNAS, INC. / BECK & ASSOC. | 3274 CONFETTI BLUSH DRIVE COLUMBUS, GA 31909 | AFLAC | $47 | $0 | $47 | 0.23% |
| MATHIS BENEFIT SERVICES LLC3 Filed as: MATHIS BENEFIT SERVICES, LLC | 7310 NORTH LAKE DRIVE, SUITE B COLUMBUS, GA 31909 | AFLAC | $19 | $0 | $19 | 0.09% |
| LAWRENCE AGLIALORO3 Filed as: LAWRENCE M. AGLIALORO | 2964 NANCY STREET COLUMBUS, GA 31906 | AFLAC | $19 | $0 | $19 | 0.09% |
| SAIC INC3 Filed as: SAIC, INC. | 1639 BRADLEY PARK DRIVE SUITE 500, BOX 358 COLUMBUS, GA 31904 | AFLAC | $15 | $0 | $15 | 0.07% |
| J STAN ALLEN INC3 Filed as: J STAN ALLEN, INC. | 1800 BUENA VISTA ROAD COLUMBUS, GA 31906 | AFLAC | $209 | $0 | $209 | 1.79% |
| PODNAS INC / BECK & ASSOC3 Filed as: PODNAS, INC. / BECK & ASSOC. | 3274 CONFETTI BLUSH DRIVE COLUMBUS, GA 31909 | AFLAC | $56 | $0 | $56 | 0.48% |
| DEREK R MANN3 Filed as: DEREK R. MANN | 155 LEE ROAD 2213 SALEM, AL 36874 | AFLAC | $52 | $0 | $52 | 0.45% |
| DAYTON LLC3 Filed as: DAYTON, LLC | 5445 DTC PARKWAY, SUITE 1036 GREENWOOD VILLAGE, CO 80111 | AFLAC | $44 | $0 | $44 | 0.38% |
| RANDI R. BOEHM3 | 243 WESTWOODS DRIVE CHAPIN, SC 29036 | AFLAC | $34 | $0 | $34 | 0.29% |
| PREMIER BENEFIT SERVICES & OTHERS3 | 6298 GA HIGHWAY 36 WEST WOODLAND, GA 31836 | AFLAC | $25 | $0 | $25 | 0.21% |
| TISHA JEFFCOAT3 | 209 SUMMERLAND AVENUE BATESBURG, SC 29006 | AFLAC | $16 | $0 | $16 | 0.14% |
| JOHN E CARTER III3 Filed as: JOHN E. CARTER III | 902 MEADOWS COURT PINE MOUNTAIN, GA 31822 | AFLAC | $268 | $0 | $268 | 3.17% |
| MATHIS BENEFIT SERVICES LLC3 Filed as: MATHIS BENEFIT SERVICES, LLC | 7310 NORTH LAKE DRIVE, SUITE B COLUMBUS, GA 31909 | AFLAC | $94 | $0 | $94 | 1.11% |
| SUE C TUCKER3 Filed as: SUE C. TUCKER | 9856 US HIGHWAY 29 NORTH CUSSETA, AL 36852 | AFLAC | $78 | $0 | $78 | 0.92% |
| PREMIER BENEFIT ADVISORS INC3 Filed as: PREMIER BENEFIT SERVICES, LLC | 6298 GA HIGHWAY 36 WEST WOODLAND, GA 31836 | AFLAC | $71 | $0 | $71 | 0.84% |
| RICHARD CARTER SR3 Filed as: RICHARD K. CARTER SR | 1224 PEACOCK AVENUE, SUITE 205 COLUMBUS, GA 31906 | AFLAC | $62 | $0 | $62 | 0.73% |
| BRYCE ALLEN DIAL3 Filed as: BRYCE ALLEN DIAL AND OTHER AGENTS | 8091 TURTLE CREEK DRIVE COLUMBUS, GA 31909 | AFLAC | $32 | $0 | $32 | 0.38% |
| DEBRA L. HOWARD | 3828 SALEM ROAD COVINGTON, GA 30016 | AFLAC | $26 | $0 | $26 | 0.31% |
| DANIELLE M BRANCATO HOUSE3 Filed as: DANIELLE M. BRANCATO HOUSE | 21 THOROUGHBRED DRIVE SARATOGA SPRINGS, NY 12866 | AFLAC | $63 | $0 | $63 | 2.10% |
| RACHAEL GUINAN MCMAHON3 | PO BOX 380 GLENS FALLS, NY 12801 | AFLAC | $61 | $0 | $61 | 2.03% |
| JACQUELYN WILLIAMS3 | 684 TAYLOR HILL ROAD GRANVILLE, NY 12832 | AFLAC | $41 | $0 | $41 | 1.36% |
| KRISTA ANNE ROTONDI3 | 5 HEMPHILL PLACE, SUITE 220 BALLSTON SPA, NY 12020 | AFLAC | $29 | $0 | $29 | 0.96% |
| MELISSA ANN STEWART3 | 36 WINCOMA LANE QUEENSBURY, NY 12804 | AFLAC | $21 | $0 | $21 | 0.70% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,949 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 50 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 51 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,050 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | AFLAC | 5,187 | $939K |
| Life insurance | CONTINENTAL AMERICAN INSURANCE COMPANY | 5,949 | $5.0M |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 5,949 | $5.0M |
| Long-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 5,949 | $5.0M |
| Other(12 contracts, 3 carriers) | AFLAC | 6,587 | $15.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,587 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.