| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MJ INSURANCE3 Filed as: KIMBERLY M FUTCH AND VARIOUS AGENTS | 1224 PEACOCK AVENUE, SUITE 205 COLUMBUS, GA 31906 | AFLAC | $252K | $18K | $271K | 3.67% |
| JOHN E CARTER III3 Filed as: JOHN E. CARTER III | 1050 MOUNTAIN VIEW WAY PINE MOUNTAIN, GA 31822 | AFLAC | $56K | $1K | $57K | 0.77% |
| RICHARD CARTER SR3 Filed as: RICHARD K. CARTER SR. | 1224 PEACOCK AVENUE, SUITE 205 COLUMBUS, GA 31906 | AFLAC | $49K | $897 | $50K | 0.67% |
| MATHIS BENEFIT SERVICES LLC3 | 7310 NORTH LAKE DRIVE, SUITE B COLUMBUS, GA 31909 | AFLAC | $43K | $778 | $44K | 0.59% |
| PREMIER BENEFIT ADVISORS INC3 Filed as: PREMIER BENEFIT SERVICES LLC | 6298 GEORGIA HIGHWAY 36 WEST WOODLAND, GA 31836 | AFLAC | $28K | $946 | $29K | 0.39% |
| MARIALENA SELVAGGIO3 | 1685 SW 4TH AVENUE BOCA RATON, FL 33432 | AFLAC | $19K | $2K | $21K | 0.29% |
| DOUGLAS H CRAWFORD JR3 Filed as: DOUGLAS H. CRAWFORD JR. | 5188 KENDAL COURT COLUMBUS, GA 31907 | AFLAC | $16K | $24 | $16K | 0.22% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $219K | $94K | $313K | 7.41% |
| MJ INSURANCE3 Filed as: CATHERINE JAMES AND VARIOUS AGENTS | 4531 MEADOWOOD ROAD COLUMBIA, SC 29206 | AFLAC | $61K | $4K | $65K | 4.04% |
| RANDI R. BOEHM3 | 506 SLICES WAY CHAPIN, SC 29036 | AFLAC | $16K | $663 | $17K | 1.04% |
| DAYTON LLC3 | 5445 DTC PARKWAY, SUITE 1036 GREENWOOD VILLAGE, CO 80111 | AFLAC | $8K | $0 | $8K | 0.52% |
| JMA CONSULTING SERVICES CORPORATION3 | 2 ADRIAN AVENUE, APARTMENT 24C BRONX, NY 10463 | AFLAC | $5K | $3K | $8K | 0.51% |
| DOMINICK R SIRACUSA3 Filed as: DOMINICK R. SIRACUSA | 225 DOLSON AVENUE, SUITE 304 MIDDLETOWN, NY 10940 | AFLAC | $6K | $623 | $7K | 0.43% |
| ALLISON J. PRICE3 | 213 GLENEAGLE CIRCLE IRMO, SC 29063 | AFLAC | $6K | $481 | $6K | 0.40% |
| VINCENT KRILL3 Filed as: VINCENT J. KRILL | 225 DOLSON AVENUE, SUITE 304 MIDDLETOWN, NY 10940 | AFLAC | $5K | $623 | $6K | 0.37% |
| LOCKTON COMPANIES, LLC3 | 3800 COLONNADE PARKWAY, SUITE 150 BIRMINGHAM, AL 35243 | AFLAC | $256K | $0 | $256K | 50.06% |
| MJ INSURANCE3 Filed as: DOUGLAS CRAWFORD AND VARIOUS AGENTS | 5188 KENDAL COURT COLUMBUS, GA 31907 | AFLAC | $9K | $758 | $10K | 2.82% |
| RICHARD CARTER SR3 Filed as: RICHARD K. CARTER SR. | 1224 PEACOCK AVENUE, SUITE 205 COLUMBUS, GA 31906 | AFLAC | $5K | $147 | $5K | 1.38% |
| JOHN E CARTER III3 Filed as: JOHN E. CARTER III | 1050 MOUNTAIN VIEW WAY PINE MOUNTAIN, GA 31822 | AFLAC | $4K | $133 | $4K | 1.23% |
| MATHIS BENEFIT SERVICES LLC3 | 7310 NORTH LAKE DRIVE, SUITE B COLUMBUS, GA 31909 | AFLAC | $3K | $64 | $3K | 0.98% |
| PREMIER BENEFIT ADVISORS INC3 Filed as: PREMIER BENEFIT SERVICES LLC | 6298 GEORGIA HIGHWAY 36 WEST WOODLAND, GA 31836 | AFLAC | $2K | $84 | $2K | 0.67% |
| KIMBERLY M FUTCH3 Filed as: KIMBERLY M. FUTCH | 1224 PEACOCK AVENUE, SUITE 205 COLUMBUS, GA 31906 | AFLAC | $2K | $106 | $2K | 0.58% |
| DOUGLAS J SUCHECKI3 Filed as: DOUGLAS J. SUCHECKI | 21 HEARTWOOD DRIVE CATUALA, GA 31804 | AFLAC | $1K | $73 | $1K | 0.42% |
| JOHN E CARTER III3 Filed as: JOHN E. CARTER III | 1050 MOUNTAIN VIEW WAY PINE MOUNTAIN, GA 31822 | AFLAC | $8K | $0 | $8K | 4.94% |
| MATHIS BENEFIT SERVICES LLC3 | 7310 NORTH LAKE DRIVE, SUITE B COLUMBUS, GA 31909 | AFLAC | $3K | $0 | $3K | 1.98% |
| RICHARD CARTER SR3 Filed as: RICHARD K. CARTER SR. | 1224 PEACOCK AVENUE, SUITE 205 COLUMBUS, GA 31906 | AFLAC | $10 | $0 | $10 | 0.01% |
| MJ INSURANCE3 Filed as: WILLIAM R DAHLIN AND VARIOUS AGENTS | 5454 ROARING BRANCH ROAD COLUMBUS, GA 31904 | AFLAC | $9 | $0 | $9 | 0.01% |
| KIMBERLY M FUTCH3 Filed as: KIMBERLY M. FUTCH | 1224 PEACOCK AVENUE, SUITE 205 COLUMBUS, GA 31906 | AFLAC | $6 | $0 | $6 | 0.00% |
| FRANK R GRIFFIN JR3 Filed as: FRANK R. GRIFFIN JR. | 8601 GARRETT ROAD MIDLAND, GA 31820 | AFLAC | $3 | $0 | $3 | 0.00% |
| CHARLES RICHARD WRIGHT3 | 87 GINN LAKE ROAD ELLERSLIE, GA 31807 | AFLAC | $3 | $0 | $3 | 0.00% |
| BEAULIEU BENEFITS INC3 Filed as: BEAULIEU BENEFITS INC. | 577 MARITIME WAY SUPPLY, NC 28462 | AFLAC | $3K | $680 | $3K | 2.13% |
| JASON SALLEMI3 | 302 MONROE STREET, APARTMENT 4B HOBOKEN, NJ 07030 | AFLAC | $3K | $292 | $3K | 2.13% |
| SHAUN T KONIOR3 Filed as: SHAUN T. KONIOR | 31 STRATFORD GREEN FARMINGDALE, NY 11735 | AFLAC | $2K | $219 | $2K | 1.17% |
| JACQUELINE GELINAS BEAULIEU3 | 577 MARITIME WAY SUPPLY, NC 28462 | AFLAC | $1K | $296 | $1K | 0.99% |
| CIRO ABRIL3 | 18 BRACKEN COURT HOWELL, NJ 07731 | AFLAC | $1K | $0 | $1K | 0.86% |
| ANTHONY ORGERA3 Filed as: ANTHONY ORGERA INC AND OTHER AGENTS | 35 PINELAWN ROAD, SUITE 190 MELVILLE, NY 11747 | AFLAC | $1K | $51 | $1K | 0.83% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: KEVIN G. GALLAGHER | 2640 LAKE SHORE DRIVE, UNIT 411 RIVIERA BEACH, FL 33404 | AFLAC | $1K | $0 | $1K | 0.71% |
| JMA CONSULTING SERVICES CORPORATION3 Filed as: JMA CONSULTING SVS AND OTHER AGENTS | 2 ADRIAN AVENUE, APARTMENT 24C BRONX, NY 10463 | AFLAC | $2K | $158 | $2K | 1.85% |
| DANIELLE M BRANCATO HOUSE3 Filed as: DANIELLE M. BRANCATO HOUSE | 21 THOROUGHBRED DRIVE SARATOGA SPRINGS, NY 12866 | AFLAC | $999 | $14 | $1K | 0.92% |
| KRISTA ANNE ROTONDI3 | 5 HEMPHILL PLACE, SUITE 220 BALLSTON SPA, NY 12020 | AFLAC | $641 | $5 | $646 | 0.59% |
| BETH SERFILIPPI3 | 8 HILLSTONE COURT BALLSTON LAKE, NY 12019 | AFLAC | $321 | $0 | $321 | 0.29% |
| BENITO A ROTONDI II INC3 Filed as: BENITO A. ROTONDI II INC. | 23 PINE RIDGE ROAD SARATOGA SPRINGS, NY 12866 | AFLAC | $238 | $0 | $238 | 0.22% |
| JASON SALLEMI3 | 302 MONROE STREET, APARTMENT 4B HOBOKEN, NJ 07030 | AFLAC | $197 | $0 | $197 | 0.18% |
| DOMINICK R SIRACUSA3 Filed as: DOMINICK R. SIRACUSA | 225 DOLSON AVENUE, SUITE 304 MIDDLETOWN, NY 10940 | AFLAC | $161 | $30 | $191 | 0.17% |
| JOHN E CARTER III3 Filed as: JOHN E. CARTER III | 1050 MOUNTAIN VIEW WAY PINE MOUNTAIN, GA 31822 | AFLAC | $48 | $0 | $48 | 0.23% |
| PODNAS INC / BECK & ASSOC3 Filed as: PODNAS INC. | 3274 CONFETTI BLUSH DRIVE COLUMBUS, GA 31909 | AFLAC | $47 | $0 | $47 | 0.23% |
| MATHIS BENEFIT SERVICES LLC3 | 7310 NORTH LAKE DRIVE, SUITE B COLUMBUS, GA 31909 | AFLAC | $19 | $0 | $19 | 0.09% |
| LAWRENCE AGLIALORO3 Filed as: LAWRENCE M. AGLIALORO | 2964 NANCY STREET COLUMBUS, GA 31906 | AFLAC | $19 | $0 | $19 | 0.09% |
| SAIC INC3 Filed as: SAIC INC. | 1639 BRADLEY PARK DRIVE, SUITE 500 COLUMBUS, GA 31904 | AFLAC | $15 | $0 | $15 | 0.07% |
| J STAN ALLEN INC3 Filed as: J. STAN ALLEN INC. | 1800 BUENA VISTA ROAD COLUMBUS, GA 31906 | AFLAC | $157 | $0 | $157 | 1.70% |
| PREMIER BENEFIT ADVISORS INC3 Filed as: PREMIER BENEFIT SERVICES LLC | 6298 GEORGIA HIGHWAY 36 WEST WOODLAND, GA 31836 | AFLAC | $50 | $0 | $50 | 0.54% |
| PODNAS INC / BECK & ASSOC3 Filed as: PODNAS INC. | 3274 CONFETTI BLUSH DRIVE COLUMBUS, GA 31909 | AFLAC | $42 | $0 | $42 | 0.45% |
| DEREK R MANN3 Filed as: DEREK R. MANN | 155 LEE ROAD 2213 SALEM, AL 36874 | AFLAC | $39 | $0 | $39 | 0.42% |
| JOHN E CARTER III3 Filed as: JOHN E. CARTER III | 1050 MOUNTAIN VIEW WAY PINE MOUNTAIN, GA 31822 | AFLAC | $39 | $0 | $39 | 0.42% |
| MJ INSURANCE3 Filed as: RANDI R. BOEHM AND VARIOUS AGENTS | 506 SLICES WAY CHAPIN, SC 29036 | AFLAC | $36 | $0 | $36 | 0.39% |
| DAYTON LLC3 | 5445 DTC PARKWAY, SUITE 1036 GREENWOOD VILLAGE, CO 80111 | AFLAC | $22 | $0 | $22 | 0.24% |
| JOHN E CARTER III3 Filed as: JOHN E. CARTER III | 1050 MOUNTAIN VIEW WAY PINE MOUNTAIN, GA 31822 | AFLAC | $269 | $0 | $269 | 2.97% |
| MATHIS BENEFIT SERVICES LLC3 | 7310 NORTH LAKE DRIVE, SUITE B COLUMBUS, GA 31909 | AFLAC | $91 | $0 | $91 | 1.00% |
| SUE C TUCKER3 Filed as: SUE C. TUCKER | 9856 US HIGHWAY 29 NORTH CUSSETA, AL 36852 | AFLAC | $90 | $0 | $90 | 0.99% |
| PREMIER BENEFIT ADVISORS INC3 Filed as: PREMIER BENEFIT SERVICES LLC | 6298 GEORGIA HIGHWAY 36 WEST WOODLAND, GA 31836 | AFLAC | $81 | $0 | $81 | 0.89% |
| RICHARD CARTER SR3 Filed as: RICHARD K. CARTER SR. | 1224 PEACOCK AVENUE, SUITE 205 COLUMBUS, GA 31906 | AFLAC | $72 | $0 | $72 | 0.79% |
| MJ INSURANCE3 Filed as: BRYCE ALLEN DIAL AND VARIOUS AGENTS | 8091 TURTLE CREEK DRIVE COLUMBUS, GA 31909 | AFLAC | $37 | $0 | $37 | 0.41% |
| DEBRA L. HOWARD3 | 3828 SALEM ROAD COVINGTON, GA 30016 | AFLAC | $26 | $0 | $26 | 0.29% |
| DANIELLE M BRANCATO HOUSE3 Filed as: DANIELLE M. BRANCATO HOUSE | 21 THOROUGHBRED DRIVE SARATOGA SPRINGS, NY 12866 | AFLAC | $69 | $0 | $69 | 2.18% |
| RACHAEL GUINAN MCMAHON3 | PO BOX 380 GLENS FALLS, NY 12801 | AFLAC | $61 | $0 | $61 | 1.93% |
| JACQUELYN WILLIAMS3 | 684 TAYLOR HILL ROAD GRANVILLE, NY 12832 | AFLAC | $41 | $0 | $41 | 1.30% |
| KRISTA ANNE ROTONDI3 | 5 HEMPHILL PLACE, SUITE 220 BALLSTON SPA, NY 12020 | AFLAC | $32 | $0 | $32 | 1.01% |
| MELISSA ANN STEWART3 | 36 WINCOMA LANE QUEENSBURY, NY 12804 | AFLAC | $21 | $0 | $21 | 0.66% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,908 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 54 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 123 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,085 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | AFLAC | 5,896 | $510K |
| Life insurance | CONTINENTAL AMERICAN INSURANCE COMPANY | 5,908 | $4.2M |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 5,908 | $4.2M |
| Long-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 5,908 | $4.2M |
| Other(12 contracts, 3 carriers) | AFLAC | 6,463 | $14.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,463 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.