| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MJ INSURANCE3 Filed as: D. CRAWFORD JR. AND VARIOUS AGENTS | 5188 KENDAL COURT COLUMBUS, GA 31907 | AFLAC | $192K | $9K | $200K | 2.22% |
| JOHN E CARTER III3 Filed as: JOHN CARTER III | PO BOX 39 FORTSON, GA 31808 | AFLAC | $64K | $1K | $65K | 0.72% |
| RICHARD CARTER SR3 Filed as: RICHARD CARTER SR. | 1224 PEACOCK AVENUE, SUITE 205 COLUMBUS, GA 31906 | AFLAC | $50K | $1K | $52K | 0.57% |
| SANDRA MATHIS3 | 7310 NORTH LAKE DRIVE, SUITE B COLUMBUS, GA 31909 | AFLAC | $43K | $817 | $44K | 0.49% |
| MJ INSURANCE3 Filed as: TRACY JEFFCOAT AND VARIOUS AGENTS | 209 SUMMERLAND AVENUE BATESBURG, SC 29006 | AFLAC | $30K | $1K | $32K | 0.35% |
| PREMIER BENEFIT ADVISORS INC3 Filed as: PREMIER BENEFIT SERVICES LLC | 6298 GA HIGHWAY 36 W WOODLAND, GA 31836 | AFLAC | $28K | $615 | $29K | 0.32% |
| KIMBERLY M FUTCH3 Filed as: KIMBERLY FUTCH | 1224 PEACOCK AVENUE, SUITE 205 COLUMBUS, GA 31906 | AFLAC | $16K | $671 | $17K | 0.19% |
| MARIALENA SELVAGGIO3 | 1685 SW 4TH AVENUE BOCA RATON, FL 33432 | AFLAC | $16K | $0 | $16K | 0.18% |
| RANDY FERGUSON3 | 3790 FERNANDIAN ROAD, SUITE 103 COLUMBIA, SC 29210 | AFLAC | $13K | $501 | $14K | 0.15% |
| DAYTON LLC3 | 5445 DTC PARKWAY, SUITE 1036 GREENWOOD VILLAGE, CO 80111 | AFLAC | $10K | $7 | $10K | 0.11% |
| JONATHAN DUNN3 | 3337 TWIN RIDGE DRIVE CHARLOTTE, NC 28210 | AFLAC | $8K | $346 | $9K | 0.10% |
| ALLISON PRICE3 | 213 GLENEAGLE CIRCLE IRMO, SC 29063 | AFLAC | $5K | $927 | $6K | 0.07% |
| MJ INSURANCE3 Filed as: SUE TUCKER AND VARIOUS AGENTS | 9856 US HIGHWAY 29 NORTH CUSSETA, AL 36852 | AFLAC | $6K | $308 | $6K | 0.07% |
| KIMBERLY CONYERS3 | 454 COUNSELORS WAY, APARTMENT 202 FORT MILL, SC 29708 | AFLAC | $5K | $109 | $5K | 0.06% |
| CHRISTINA CANTWELL3 | 3337 TWIN RIDGE DRIVE CHARLOTTE, NC 28210 | AFLAC | $3K | $583 | $4K | 0.04% |
| MARY REEVES3 | 233 SOUTHVIEW LANE WEST COLUMBIA, SC 29170 | AFLAC | $3K | $629 | $4K | 0.04% |
| KYLE GLANTZ3 | 334 HOLLOW COVE ROAD CHAPIN, SC 29036 | AFLAC | $3K | $642 | $4K | 0.04% |
| JOSEPH PHILLIPS3 | 2118 AMBOY COURT CHARLOTTE, NC 28205 | AFLAC | $3K | $141 | $3K | 0.04% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: KEVIN GALLAGHER | 2640 LAKE SHORE DRIVE, UNIT 411 RIVIERA BEACH, FL 33404 | AFLAC | $2K | $536 | $3K | 0.03% |
| CIRO ABRIL3 | 18 BRACKEN COURT HOWELL, NJ 07731 | AFLAC | $2K | $59 | $2K | 0.02% |
| MJ INSURANCE3 Filed as: A, R. ORGERA IN. AND VARIOUS AGENTS | 14 WALL STREET, SUITE 8C NEW YORK, NY 10005 | AFLAC | $2K | $122 | $2K | 0.02% |
| MJ INSURANCE3 Filed as: JENNIE STILLS AND VARIOUS AGENTS | 501 CLEAR WOOD COURT WAXHAW, NC 28173 | AFLAC | $2K | $0 | $2K | 0.02% |
| MATTHEW G BURNSIDE3 Filed as: MATTHEW BURNSIDE | 13309 CANTERBURY CASTLE DRIVE CHARLOTTE, NC 28273 | AFLAC | $2K | $0 | $2K | 0.02% |
| DANIELLE M BRANCATO HOUSE3 Filed as: DANIELLE BRANCATO HOUSE | 4 CRESTMONT DRIVE CLIFTON PARK, NY 12065 | AFLAC | $1K | $68 | $1K | 0.02% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R. ORGERA INC. | 14 WALL STREET, SUITE 8C NEW YORK, NY 10005 | AFLAC | $1K | $104 | $1K | 0.02% |
| DOUGLAS J SUCHECKI3 Filed as: DOUGLAS SUCHECKI | 21 HEARTWOOD DRIVE CATAULA, GA 31804 | AFLAC | $1K | $17 | $1K | 0.01% |
| KRISTA ANNE ROTONDI3 Filed as: KRISTA ROTONDI | 5 PINE WEST PLAZA, SUITE 503 ALBANY, NY 12205 | AFLAC | $711 | $34 | $745 | 0.01% |
| NICHOLAS STILLS3 | 501 CLEAR WOOD COURT WAXHAW, NC 28173 | AFLAC | $632 | $0 | $632 | 0.01% |
| ANA DAIGLE BURNSIDE3 | 13309 CANTERBURY CASTLE DRIVE CHARLOTTE, NC 28273 | AFLAC | $590 | $0 | $590 | 0.01% |
| SPHEREC GROUP LLC3 | 388 BRIDGE STREET, APARTMENT 34G BROOKLYN, NY 11201 | AFLAC | $377 | $66 | $443 | 0.00% |
| BETH SERFILIPPI3 | 8 HILLSTONE COURT BALLSTON LAKE, NY 12019 | AFLAC | $328 | $0 | $328 | 0.00% |
| JASON SALLEMI3 | 302 MONROE STREET, APARTMENT 4B HOBOEN, NJ 07030 | AFLAC | $272 | $11 | $283 | 0.00% |
| BENITO A ROTONDI II INC3 Filed as: BENITO A. TORONDI II INC. | 23 PINE RIDGE ROAD SARATOGA SPRINGS, NY 12866 | AFLAC | $244 | $0 | $244 | 0.00% |
| J STAN ALLEN INC3 Filed as: J. STAN ALLEN INC. | 1800 BUENA VISTA ROAD COLUMBUS, GA 31906 | AFLAC | $191 | $0 | $191 | 0.00% |
| JACQUELINE CASTRO3 Filed as: JACQUELINE BEAULIEU | 131 EAST 39TH STREET, APARTMENT 3 NEW YORK, NY 10016 | AFLAC | $115 | $0 | $115 | 0.00% |
| PODNAS INC / BECK & ASSOC3 Filed as: PODNAS INC. / BECK AND ASSOCIATES | 3411 CONFETTI BLUSH DRIVE COLUMBUS, GA 31909 | AFLAC | $100 | $0 | $100 | 0.00% |
| SUE TUCKER3 | 9856 US HIGHWAY 29 NORTH CUSSETA, AL 36852 | AFLAC | $93 | $0 | $93 | 0.00% |
| MJ INSURANCE3 Filed as: TODD J. BURKE CORP & VARIOUS AGENTS | 365 STEWART AVENUE, APARTMENT A13 GARDEN CITY, NY 11530 | AFLAC | $86 | $0 | $86 | 0.00% |
| RACHAEL GUINAN MCMAHON3 Filed as: RACHAEL MCMAHON | 611B GLEN STREET GLENS FALLS, NY 12801 | AFLAC | $51 | $0 | $51 | 0.00% |
| DEREK R MANN3 Filed as: DEREK MANN | 111 LEE ROAD 802, UNIT 122 VALLEY, AL 36854 | AFLAC | $48 | $0 | $48 | 0.00% |
| JACQUELYN WILLIAMS3 | 684 TAYLOR HILL ROAD GRANVILLE, NY 12832 | AFLAC | $41 | $0 | $41 | 0.00% |
| LAWRENCE AGLIALORO3 | 2964 NANCY STREET COLUMBUS, GA 31906 | AFLAC | $27 | $0 | $27 | 0.00% |
| BRYCE ALLEN DIAL3 Filed as: BRYCE DIAL | 8091 TURTLE CREEK DRIVE COLUMBUS, GA 31909 | AFLAC | $21 | $0 | $21 | 0.00% |
| MJ INSURANCE3 Filed as: MELISSA STEWART AND VARIOUS AGENTS | 36 WINCOMA LANE QUEENSBURY, NY 12804 | AFLAC | $21 | $0 | $21 | 0.00% |
| MJ INSURANCE3 Filed as: SANDRA MATHIS AND VARIOUS AGENTS | 7310 NORTH LAKE DRIVE, SUITE B COLUMBUS, GA 31909 | AFLAC | $18 | $0 | $18 | 0.00% |
| SAIC INC3 Filed as: SAIC INC. | 1639 BRADLEY PARK DRIVE, SUITE 500 COLUMBUS, GA 31904 | AFLAC | $15 | $0 | $15 | 0.00% |
| LANCE OSBORNE3 | 21822 SEACREST LANE HUNGTINGTON BEACH, CA 92646 | AFLAC | $14 | $0 | $14 | 0.00% |
| MJ INSURANCE3 Filed as: CHARLES WRIGHT AND VARIOUS AGENTS | 87 GINN LAKE ROAD ELLERSLIE, GA 31807 | AFLAC | $12 | $0 | $12 | 0.00% |
| FRANK R GRIFFIN JR3 Filed as: FRANK GRIFFIN JR. (CHIP) | 8601 GARRETT ROAD MIDLAND, GA 31820 | AFLAC | $3 | $0 | $3 | 0.00% |
| WILLIAM L AMOS & CO INC3 Filed as: WILLIAM DAHLIN (RICH) | 5454 ROARING BRANCH ROAD COLUMBUS, GA 31904 | AFLAC | $3 | $0 | $3 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST INC. | 93033 NETWORK PLACE CHICAGO, IL 60673 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $253K | $0 | $253K | 5.71% |
| LOCKTON COMPANIES, LLC3 | 3280 PEACHTREE ROAD NW, SUITE 800 ATLANTA, GA 30305 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $54K | $0 | $54K | 1.23% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INS. SERVICE | 500 NORTH AKARD STREET, SUITE 4300 DALLAS, TX 75201 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $18K | $18K | 0.41% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST INC. | 2101 6TH AVENUE NORTH, SUITE 725 BIRMINGHAM, AL 35203 | AMERITAS LIFE INSURANCE CORPORATION | $23K | $0 | $23K | 3.73% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF NORTH CAROLINA INC. | 214 NORTH TRYON STREET, SUITE 2500 CHARLOTTE, NC 28202 | AMERITAS LIFE INSURANCE CORPORATION | — | $17K | $17K | 2.76% |
| LOCKTON COMPANIES, LLC3 | 3800 COLONNADE PARKWAY, SUITE 150 BIRMINGHAM, AL 35243 | AMERITAS LIFE INSURANCE CORPORATION | $8K | $0 | $8K | 1.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,592 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 375 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1,008 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,975 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | AMERITAS LIFE INSURANCE CORPORATION | 8,529 | $609K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 5,556 | $4.4M |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 5,556 | $4.4M |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 5,556 | $4.4M |
| Other(3 contracts, 3 carriers) | AFLAC | 8,631 | $13.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,631 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.