| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP | A MARSH MCLENNAN AGENCY LLC COMPANY 2300 RENAISSANCE BLVD. KING OF PRUSSIA, PA 194062772 | METROPOLITAN LIFE INSURANCE COMPANY | — | $214K | $214K | 0.20% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP | A MARSH MCLENNAN AGENCY LLC COMPANY 2300 RENAISSANCE BLVD. KING OF PRUSSIA, PA 194062772 | METROPOLITAN LIFE INSURANCE COMPANY | — | $147K | $147K | 0.29% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF GEORGIA EIN 58-1638390 NONE | Direct payment from the plan; Claims processing; Other services; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator Service code 12 | — | $44.7M |
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 NONE | Claims processing; Contract Administrator; Other services; Direct payment from the plan Service code 12 | — | $21.5M |
| UNITED HEALTHCARE INSURANCE CO. EIN 36-2739571 NONE | Direct payment from the plan; Other services; Claims processing Service code 12 | — | $17.9M |
| ALIGHT SOLUTIONS LLC EIN 82-1061233 NONE | Direct payment from the plan; Contract Administrator; Recordkeeping fees Service code 13 | — | $12.0M |
| SEDGWICK CLAIMS MANAGEMENT SERVICES EIN 36-2685608 NONE | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | — | $5.7M |
| VIRGIN PULSE, INC EIN 20-2547480 NONE | Direct payment from the plan; Other services Service code 49 | — | $4.2M |
| MAVEN CLINIC CO. EIN 46-5747423 NONE | Other services; Direct payment from the plan Service code 49 | — | $4.1M |
| METROPOLITAN LIFE INSURANCE COMPANY EIN 13-5581829 NONE | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | — | $3.6M |
| CVS PHARMACY, INC. EIN 05-0340626 NONE | Direct payment from the plan; Claims processing; Contract Administrator Service code 12 | — | $2.1M |
| QUEST DIAGNOSTICS EIN 20-1908041 NONE | Direct payment from the plan; Other services Service code 49 | — | $1.3M |
| IBM WATSON HEALTH EIN 13-0871985 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $830K |
| PRICEWATERHOUSECOOPERS LLP EIN 13-4008324 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $250K |
| MERCER HR CONSULTING EIN 13-2834414 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $223K |
| PARTNERCOMM INC. EIN 75-2541310 NONE | Participant communication; Direct payment from the plan Service code 38 | — | $137K |
| SILVERSCRIPT INSURANCE COMPANY EIN 20-2833904 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $104K |
| BANK OF AMERICA RETIREMENT SERVICES EIN 56-0906609 INTERNAL BANK DEPT. | Direct payment from the plan; Trustee (directed); Plan Administrator; Trustee (bank, trust company, or similar financial institution) Service code 14 | — | $76K |
| HEALTH STRATEGY, LLC EIN 20-4944393 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $75K |
| AON CONSULTING INC. EIN 22-2232264 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $63K |
| BANK OF AMERICA PERSONNEL CENTER EIN 56-0906609 INTERNAL BANK DEPT. | Direct payment from the plan; Plan Administrator Service code 14 | — | $17K |
| SUN LIFE ASSURANCE CO OF CANADA EIN 38-1082080 NONE | Direct payment from the plan; Claims processing; Other fees Service code 12 | — | $16K |
| MICHAEL ANDREWS AUDIO VISUAL CORP EIN 13-3409381 NONE | Direct payment from the plan; Other fees; Other services Service code 49 | — | $14K |
| WILLIS TOWERS WATSON EIN 53-0181291 NONE | Actuarial; Consulting (general); Direct payment from the plan Service code 11 | — | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 170,936 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,522 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 173,458 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(13 contracts, 12 carriers) | KAISER FOUNDATION HEALTH PLAN INC. (SO. CALIFORNIA) | 11,601 | $113.1M |
| Dental(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 264,952 | $165.5M |
| Vision(3 contracts, 3 carriers) | AETNA LIFE INSURANCE CO. | 264,952 | $30.9M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 261,542 | $107.5M |
| Long-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 163,455 | $52.3M |
| Prescription drug(8 contracts, 8 carriers) | KAISER FOUNDATION HEALTH PLAN INC. (SO. CALIFORNIA) | 11,601 | $109.6M |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 261,542 | $108.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 264,952 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.