No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA, INC. EIN 06-6033492 NONE | Other services; Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | — | $75.2M |
| AON HEWITT EIN 36-2235791 NONE | Recordkeeping fees; Direct payment from the plan; Contract Administrator Service code 13 | — | $13.6M |
| TOWERS WATSON EIN 23-1159360 NONE | Consulting (general); Direct payment from the plan; Actuarial Service code 11 | — | $516K |
| TRUVEN HEALTH ANALYTICS EIN 06-1467923 NONE | Direct payment from the plan; Other services Service code 49 | — | $490K |
| UNITED HEALTHCARE INSURANCE CO. EIN 36-2739571 NONE | Claims processing; Direct payment from the plan; Other services Service code 12 | — | $282K |
| BANK OF AMERICA PERSONNEL CENTER EIN 56-0906609 INTERNAL BANK DEPARTMENT | Plan Administrator; Direct payment from the plan Service code 14 | — | $234K |
| MORRIS DAVIS CHAN & TAN LLP EIN 94-2214860 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $220K |
| MERCER HR CONSULTING EIN 13-2834414 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $186K |
| BANK OF AMERICA RETIREMENT SERVICES EIN 56-0906609 INTERNAL BANK DEPARTMENT | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan; Plan Administrator Service code 14 | — | $58K |
| UNION SECURITY INSURANCE COMPANY EIN 81-0170040 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $37K |
| CVS PHARMACY, INC. EIN 05-0340626 NONE | Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 186,988 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5,282 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 75 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 192,270 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(13 contracts, 11 carriers) | KAISER FOUNDATION HEALTH PLAN INC. (SO. CALIFORNIA) | 15,134 | $118.6M |
| Dental(3 contracts, 3 carriers) | AETNA LIFE INSURANCE CO. | 257,246 | $340.8M |
| Vision(4 contracts, 4 carriers) | AETNA LIFE INSURANCE CO. | 257,246 | $340.3M |
| Life insurance | AETNA LIFE INSURANCE CO. | 257,246 | $337.0M |
| Long-term disability | AETNA LIFE INSURANCE CO. | 257,246 | $337.0M |
| Prescription drug | TRIPLE-S SALUD INC. (BCBS OF PUERTO RICO) | 63 | $686K |
| Other(3 contracts, 3 carriers) | AETNA LIFE INSURANCE CO. | 257,246 | $338.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 257,246 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.