| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP | A MARSH MCLENNAN AGENCY LLC COMPANY 2300 RENAISSANCE BLVD. KING OF PRUSSIA, PA 194062772 | METROPOLITAN LIFE INSURANCE COMPANY | — | $232K | $232K | 0.24% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP | A MARSH MCLENNAN AGENCY LLC COMPANY 2300 RENAISSANCE BLVD. KING OF PRUSSIA, PA 194062772 | METROPOLITAN LIFE INSURANCE COMPANY | — | $145K | $145K | 0.34% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF GEORGIA EIN 58-0469845 NONE | Other services; Claims processing; Float revenue; Contract Administrator; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $41.0M |
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 NONE | Direct payment from the plan; Other services; Claims processing; Contract Administrator Service code 12 | — | $32.7M |
| ALIGHT SOLUTIONS LLC EIN 82-1061233 NONE | Contract Administrator; Direct payment from the plan; Recordkeeping fees Service code 13 | — | $11.9M |
| UNITED HEALTHCARE INSURANCE CO. EIN 36-2739571 NONE | Other services; Direct payment from the plan; Claims processing Service code 12 | — | $7.6M |
| METROPOLITAN LIFE INSURANCE COMPANY EIN 13-5581829 NONE | Contract Administrator; Claims processing; Direct payment from the plan Service code 12 | — | $6.6M |
| MAXIM HEALTH SYSTEMS EIN 52-1590951 NONE | Other services; Direct payment from the plan Service code 49 | — | $1.1M |
| CVS PHARMACY, INC. EIN 05-0340626 NONE | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $1.0M |
| WILLIS TOWERS WATSON EIN 53-0181291 NONE | Consulting (general); Actuarial; Direct payment from the plan Service code 11 | — | $569K |
| TRUVEN HEALTH ANALYTICS EIN 06-1467923 NONE | Direct payment from the plan; Other services Service code 49 | — | $342K |
| IBM WATSON HEALTH EIN 13-0871985 NONE | Direct payment from the plan; Other services Service code 49 | — | $228K |
| MORRIS DAVIS CHAN & TAN LLP EIN 94-2214860 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $227K |
| MERCER HR CONSULTING EIN 13-2834414 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $181K |
| BANK OF AMERICA PERSONNEL CENTER EIN 56-0906609 INTERNAL BANK DEPT. | Plan Administrator; Direct payment from the plan Service code 14 | — | $148K |
| SILVERSCRIPT INSURANCE COMPANY EIN 20-2833904 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $134K |
| BANK OF AMERICA RETIREMENT SERVICES EIN 56-0906609 INTERNAL BANK DEPT. | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution); Trustee (directed); Plan Administrator Service code 14 | — | $66K |
| ALLSCRIPTS HEALTHCARE, LLC EIN 56-1306083 NONE | Other services; Direct payment from the plan Service code 49 | — | $51K |
| SUN LIFE ASSURANCE CO OF CANADA EIN 81-0170040 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $20K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 173,829 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4,296 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 178,125 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(14 contracts, 12 carriers) | KAISER FOUNDATION HEALTH PLAN INC. (SO. CALIFORNIA) | 12,736 | $109.7M |
| Dental(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 248,791 | $152.2M |
| Vision(4 contracts, 4 carriers) | AETNA LIFE INSURANCE CO. | 196,456 | $32.1M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 268,329 | $95.0M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 164,462 | $42.8M |
| Prescription drug(8 contracts, 8 carriers) | KAISER FOUNDATION HEALTH PLAN INC. (SO. CALIFORNIA) | 12,736 | $105.6M |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 268,329 | $96.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 268,329 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.