| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | 3605 GLENDWOOD AVENUE RALEIGH, NC 27612 | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | $39K | — | $39K | 3.52% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | 47 AIRPORT CT GREENVILLE, SC 29616 | AMERITAS LIFE INSURANCE CORP | $4K | — | $4K | 2.60% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | 3318 W FRIENDLY AVENUE SUITE 400 GREENSBORO, NC 27410 | AMERITAS LIFE INSURANCE CORP | $1K | — | $1K | 1.00% |
| JAMES M. MORGAN III3 | 333 N. GREEN STREET STE 400 GREENSBORO, NC 274012184 | NORTHWESTERN MUTUAL | $5K | $1K | $6K | 4.69% |
| CAROLINA CONDREY GROUP3 | 2ND FLOOR #275 4020 WESTCHASE BLVD RALEIGH, NC 27607 | NORTHWESTERN MUTUAL | $1K | $249 | $2K | 1.37% |
| MORGAN JAMES3 | 333 N GREENE STREET GREENSBORO, NC 27401 | SUN LIFE ASSURANCE COMPANY OF CANADA | $10K | — | $10K | 14.96% |
| JAMES M. MORGAN III3 | 333 N. GREEN STREET STE 400 GREENSBORO, NC 274012184 | NORTHWESTERN MUTUAL | $2K | $533 | $3K | 6.20% |
| CAROLINA CONDREY GROUP3 | 2ND FLOOR #275 4020 WESTCHASE BLVD RALEIGH, NC 27607 | NORTHWESTERN MUTUAL | $658 | $109 | $767 | 1.81% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | PO BOX 896620 CHARLOTTE, NC 28289 | VISION SERVICE PLAN | $1K | — | $1K | 5.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 276 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 276 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 276 | $1.1M |
| Dental | AMERITAS LIFE INSURANCE CORP | 141 | $143K |
| Vision | VISION SERVICE PLAN | 101 | $21K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 170 | $64K |
| Short-term disability(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 170 | $106K |
| Long-term disability | NORTHWESTERN MUTUAL | 169 | $127K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 276 | $1.1M |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 170 | $64K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 276 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.