Welfare broker

JAMES M. MORGAN III

Mailing address (most recent filing)

400 BELLEMEADE STREET

SUITE 201

GREENSBORO, NC 27401

Total comp: $38K
Commissions: $38K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where JAMES M. MORGAN III places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$1.1M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	1	$1.1M	0.0%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JAMES M. MORGAN III's plans by broker comp / premium ratio. Median 3.31% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of JAMES M. MORGAN III's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JAMES M. MORGAN III is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE VINYL ANSWER, INC. DBA RENEWAL BY ANDERSEN OF CENTRAL NC RENEWAL BY ANDERSEN HEALTH, DENTAL, AND VISION PLAN	NC	$1.1M	$38K	BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA