| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 3318 W FRIENDLY AVENUE SUITE 400 GREENSBORO, NC 27410 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $27K | — | $27K | 15.00% |
| AXA ASSISTANCE, USA3 Filed as: AXA ASSISTANCE USA | 122 SOUTH MICHIGAN AVENUE SUITE 110 CHICAGO, IL 60603 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $46 | $46 | 0.03% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 47 AIRPARK COURT GREENVILLE, SC 29616 | AMERITAS LIFE INSURANCE CORP | — | $2K | $2K | 1.78% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 3318 W FRIENDLY AVENUE SUITE 400 GREENSBORO, NC 27410 | AMERITAS LIFE INSURANCE CORP | $1K | — | $1K | 1.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 414 GALLIMORE DAIRY RD SUITE F GREENSBORO, NC 27409 | PRINCIPAL LIFE INSURANCE COMPANY | $352 | — | $352 | 0.99% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 1500 RIVERFRONT DRIVE SUITE 200 LITTLE ROCK, AR 72202 | VISION SERVICE PLAN | $1K | — | $1K | 5.04% |
| JAMES M. MORGAN III3 | 333 N. GREEN STREET STE 400 GREENSBORO, NC 274012184 | NORTHWESTERN MUTUAL | $3K | $740 | $4K | 16.82% |
| CAROLINA CONDREY GROUP3 | 2ND FLOOR #275 4020 WESTCHASE BLVD RALEIGH, NC 27607 | NORTHWESTERN MUTUAL | $587 | $140 | $727 | 3.33% |
| JAMES M. MORGAN III3 | 333 N. GREEN STREET STE 400 GREENSBORO, NC 27401 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 13.92% |
| JAMES M. MORGAN III3 | 333 N. GREEN STREET STE 400 GREENSBORO, NC 274012184 | NORTHWESTERN MUTUAL | $857 | $216 | $1K | 14.17% |
| CAROLINA CONDREY GROUP3 | 2ND FLOOR #275 4020 WESTCHASE BLVD RALEIGH, NC 27607 | NORTHWESTERN MUTUAL | $171 | $41 | $212 | 2.80% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 304 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 304 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 0 | $900K |
| Dental(2 contracts, 2 carriers) | AMERITAS LIFE INSURANCE CORP | 304 | $152K |
| Vision | VISION SERVICE PLAN | 92 | $24K |
| Life insurance(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 171 | $194K |
| Short-term disability(3 contracts, 3 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 171 | $202K |
| Long-term disability(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 171 | $204K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 0 | $900K |
| Other(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 171 | $194K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 304 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.