| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | 3605 GLENDWOOD AVENUE RALEIGH, NC 27612 | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | $39K | — | $39K | 3.99% |
| BB&T INSURANCE SERVICES, INC.3 | 3605 GLENWOOD AVENUE SUITE 201 RALEIGH, NC 27612 | AMERITAS LIFE INSURANCE CORP | $1K | $5K | $7K | 5.47% |
| JAMES M. MORGAN III3 | 333 N. GREEN STREET STE 400 GREENSBORO, NC 274012184 | NORTHWESTERN MUTUAL | $5K | $1K | $6K | 4.95% |
| M SCOTT HENEGAR3 | 333 N. GREEN STREET STE 400 GREENSBORO, NC 274012184 | NORTHWESTERN MUTUAL | $797 | $189 | $986 | 0.81% |
| CAROLINA CONDREY GROUP3 | 2ND FLOOR #275 4020 WESTCHASE BLVD RALEIGH, NC 27607 | NORTHWESTERN MUTUAL | $706 | $62 | $768 | 0.63% |
| JAMES M. MORGAN III3 | 333 N. GREEN STREET STE 400 GREENSBORO, NC 274012184 | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | $6K | — | $6K | 11.45% |
| JAMES M. MORGAN III3 | 333 N. GREEN STREET STE 400 GREENSBORO, NC 274012184 | NORTHWESTERN MUTUAL | $2K | $521 | $3K | 6.99% |
| M SCOTT HENEGAR3 | 333 N. GREEN STREET STE 400 GREENSBORO, NC 274012184 | NORTHWESTERN MUTUAL | $341 | $81 | $422 | 1.15% |
| CAROLINA CONDREY GROUP3 | 2ND FLOOR #275 4020 WESTCHASE BLVD RALEIGH, NC 27607 | NORTHWESTERN MUTUAL | $303 | $27 | $330 | 0.90% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | 3605 GLENDWOOD AVENUE RALEIGH, NC 27612 | VISION SERVICE PLAN | $1K | — | $1K | 5.65% |
| JAMES M. MORGAN III3 | 333 N. GREEN STREET STE 400 GREENSBORO, NC 274012184 | SUN LIFE ASSURANCE COMPANY OF CANADA | $723 | — | $723 | 6.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 269 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 269 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 269 | $977K |
| Dental | AMERITAS LIFE INSURANCE CORP | 138 | $122K |
| Vision | VISION SERVICE PLAN | 88 | $19K |
| Life insurance(2 contracts, 2 carriers) | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | 163 | $62K |
| Short-term disability(2 contracts, 2 carriers) | NORTHWESTERN MUTUAL | 163 | $47K |
| Long-term disability | NORTHWESTERN MUTUAL | 163 | $121K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 269 | $977K |
| Other(2 contracts, 2 carriers) | SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.) | 163 | $62K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 269 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.