| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 | 414 GALLIMORE DAIRY ROAD SUITE F GREENSBORO, NC 27409 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $57K | — | $57K | 2.03% |
| MCGRIFF INSURANCE SERVICES INC3 | 1104 AMHERST ST WINCHESTER, VA 22601 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $19K | — | $19K | 0.67% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC. | 113 SOUTH WAYNE AVENUE PO BOX 700 WAYNESBORO, VA 22980 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $6K | — | $6K | 3.00% |
| MCGRIFF INSURANCE SERVICES INC3 | 543 S EVANS ST GREENVILLE, NC 27858 | ANTHEM LIFE INSURANCE COMPANY | $14K | — | $14K | 9.39% |
| MCGRIFF INSURANCE SERVICES INC3 | 1104 AMHERST ST WINCHESTER, VA 22601 | ANTHEM LIFE INSURANCE COMPANY | $4K | $8K | $12K | 7.84% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC | 3605 GLENWOOD AVENUE SUITE 201 RALEIGH, NC 27612 | VISION SERVICE PLAN | $1K | — | $1K | 5.37% |
| JOHN DAVID BODKER3 Filed as: JOHN BODKER II | 2718 MARLBOROUGH DRIVE SAN ANTONIO, TX 78230 | AFLAC | $236 | — | $236 | 4.09% |
| KATHRYN ANDERSON3 | 13710 GENERAL GEARY CT FREDRICKSBURG, VA 22407 | AFLAC | $150 | — | $150 | 2.60% |
| JASON BODKER3 | 11230 WEST AVE STE 2209 SAN ANTONIO, TX 78213 | AFLAC | $100 | — | $100 | 1.73% |
| DENISE F BEAMAN3 Filed as: DENISE BEAMAN | 2 EDITH DRIVE JACKSONVILLE, NC 28540 | AFLAC | $28 | — | $28 | 0.48% |
| ROBERT A ANDERSON3 Filed as: ROBERT ANDERSON | 13710 GENERAL GEARY COURT FREDERICKSBURG, VA 22407 | AFLAC | $27 | — | $27 | 0.47% |
| GARY GREENE3 | 1609 W. ARLINTON BLVD. SUITE 102 GREENVILLE, NC 27858 | AFLAC | $22 | — | $22 | 0.38% |
| SARAH Y ZACCARO3 Filed as: SARAH ZACCARO | 1015 MONTLIMAR DR STE D5 MOBILE, AL 36609 | AFLAC | $22 | — | $22 | 0.38% |
| DAVID N MORGAN3 Filed as: DAVID MORGAN | 906 MERCHANT LEE PLACE MANAKIN SAVOT, VA 23103 | AFLAC | $19 | — | $19 | 0.33% |
| SAIC INC3 | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $15 | — | $15 | 0.26% |
| NEIL M MORGAN JR3 Filed as: NEIL MORGAN JR. | 1904 ELLIS DRIVE MAIDENS, VA 23102 | AFLAC | $14 | — | $14 | 0.24% |
| RONALD EUGENE WALLACE3 Filed as: RONALD WALLACE | PO BOX 1355 BAY MINETTE, AL 36507 | AFLAC | $12 | — | $12 | 0.21% |
| GREGORY J WEEKS3 Filed as: GREGORY WEEKS | 1259 LOOP 337 2ND FLOOR NEW BRAUNFELS, TX 78130 | AFLAC | $7 | — | $7 | 0.12% |
| HEATHER F SEIBERT3 Filed as: HEATHER SEIBERT | 86 COUNTY ROAD 303 SHINER, TX 77984 | AFLAC | $5 | — | $5 | 0.09% |
| RICHARD KRESINSKE3 | 4004 ATLANTIC AVENUE APT. 803 VIRGINIA BEACH, VA 23451 | AFLAC | $3 | — | $3 | 0.05% |
| DUANE A ADAMS3 Filed as: DUANE ADAMS | 11520 NUCKOLS ROAD SUITE 103 GLEN ALLEN, VA 23059 | AFLAC | $3 | — | $3 | 0.05% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN LEE | 322 FARMHOUSE ROAD ELLERSLIE, GA 31807 | AFLAC | $1 | — | $1 | 0.02% |
| AMELIA MORGAN3 | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $1 | — | $1 | 0.02% |
| LINDSEY JO MARTIN3 Filed as: LINDSEY MARTIN | 1450 N ULMER ST GREENWOOD, AR 72936 | AFLAC | $1 | — | $1 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 210 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 210 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 433 | $2.8M |
| Dental | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 196 | $210K |
| Vision(2 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 433 | $2.8M |
| Life insurance(2 contracts, 2 carriers) | ANTHEM LIFE INSURANCE COMPANY | 231 | $156K |
| Short-term disability | ANTHEM LIFE INSURANCE COMPANY | 231 | $151K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 231 | $151K |
| Prescription drug | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 433 | $2.8M |
| Other(2 contracts, 2 carriers) | ANTHEM LIFE INSURANCE COMPANY | 231 | $156K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 433 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.