| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | ONE SOUTH JEFFERSON STREET ROANOKE, VI 24011 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $45K | — | $45K | 1.51% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC. | 113 SOUTH WAYNE AVENUE P. O. BOX 700 WAYNESBORO, VA 22980 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $7K | — | $7K | 0.22% |
| MARSH & MCLENNAN AGENCY LLC3 | ONE SOUTH JEFFERSON STREET ROANOKE, VA 24011 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $3K | — | $3K | 1.72% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC. | 113 SOUTH WAYNE AVENUE P. O. BOX 700 WAYNESBORO, VA 22980 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $2K | — | $2K | 1.28% |
| MARSH & MCLENNAN AGENCY LLC3 | ONE SOUTH JEFFERSON STREET ROANOKE, VA 24011 | ANTHEM LIFE INSURANCE COMPANY | $16K | — | $16K | 9.22% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC. | 113 SOUTH WAYNE AVENUE P.O. BOX 700 WAYNESBORO, VA 22980 | ANTHEM LIFE INSURANCE COMPANY | $7K | — | $7K | 3.98% |
| BB&T INSURANCE SERVICES, INC.3 | 3605 GLENWOOD AVENUE SUITE 201 RALEIGH, NC 27612 | VISION SERVICE PLAN | $840 | — | $840 | 3.11% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 2300 RENAISSANCE BLVD. KING OF PRUSSIA, PA 194062772 | VISION SERVICE PLAN | $477 | — | $477 | 1.77% |
| JASON BODKER3 | 11230 WEST AVENUE SUITE 2200 SAN ANTONIO, TX 78213 | AFLAC | $372 | $39 | $411 | 4.70% |
| KATHRYN ANDERSON3 | 5825 PLANK ROAD SUITE 113, PHB 201 FREDRICKSBURG, VA 22407 | AFLAC | $338 | $13 | $351 | 4.02% |
| JOHN DAVID BODKER3 Filed as: JOHN BODKER II | 2718 MARLBOROUGH DRIVE SAN ANTONIO, TX 78230 | AFLAC | $272 | $6 | $278 | 3.18% |
| ROBERT A ANDERSON3 Filed as: ROBERT ANDERSON | 13710 GENERAL GEARY COURT FREDERICKSBURG, VA 22407 | AFLAC | $70 | $3 | $73 | 0.84% |
| DENISE F BEAMAN3 Filed as: DENISE BEAMAN | 2 EDITH DRIVE JACKSONVILLE, NC 28540 | AFLAC | $44 | — | $44 | 0.50% |
| GARY GREENE3 | 1609 W. ARLINTON BLVD. SUITE 102 GREENVILLE, NC 27858 | AFLAC | $35 | — | $35 | 0.40% |
| DAVID MORGAN3 | 908 MERCHANT LEE PLACE MANAKIN SAVOT, VA 23103 | AFLAC | $32 | — | $32 | 0.37% |
| SARAH Y ZACCARO3 Filed as: SARAH ZACCARO | 4430 GOVERNMENT BLVD MOBILE, AL 36693 | AFLAC | $22 | — | $22 | 0.25% |
| NEIL M MORGAN JR3 Filed as: NEIL MORGAN JR. | 1904 ELLIS DRIVE MAIDENS, VA 23102 | AFLAC | $22 | — | $22 | 0.25% |
| DESIREE JOHNSTON3 | 7771 PECAN DRIVE NORTH IRVINGTON, AL 36544 | AFLAC | $20 | — | $20 | 0.23% |
| NEW HORIZON BENEFITS GROUP LLC3 | 2765 WINDSORGATE LANE ORLANDO, FL 32828 | AFLAC | $15 | — | $15 | 0.17% |
| SAIC INC3 Filed as: SAIC INC. | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $15 | — | $15 | 0.17% |
| RONALD EUGENE WALLACE3 Filed as: RONALD WALLACE | P. O. BOX 1355 BAY MINETTE, AL 36507 | AFLAC | $12 | — | $12 | 0.14% |
| GREGORY J WEEKS3 Filed as: GREGORY WEEKS | 1259 LOOP 337 2ND FLOOR NEW BRAUNFELS, TX 78130 | AFLAC | $7 | — | $7 | 0.08% |
| AMBER E SCHMALE PEREYRA3 Filed as: AMBER SCHMALE PEREYRA | 2119 KEWANNEE TRAIL CASSELBERRY, FL 32707 | AFLAC | $5 | — | $5 | 0.06% |
| THE PERRY GROUP INC3 Filed as: THE PERRY GROUP INC. | 1850 SAND LAKE ROAD SUITE 201D ORLANDO, FL 32809 | AFLAC | $3 | — | $3 | 0.03% |
| HEATHER F SEIBERT3 Filed as: HEATHER SEIBERT | P. O. BOX 1329 SHINER, TX 77984 | AFLAC | $2 | — | $2 | 0.02% |
| DUANE A ADAMS3 Filed as: DUANE ADAMS | 11520 NUCKOLS ROAD SUITE 103 GLEN ALLEN, VA 23059 | AFLAC | $2 | — | $2 | 0.02% |
| RICHARD KRESINSKE3 | 4004 ATLANTIC AVENUE APT. 803 VIRGINIA BEACH, VA 23451 | AFLAC | $1 | — | $1 | 0.01% |
| LESLIE K KIMBROUGH3 Filed as: LESLIE KIMBROUGH | P. O. BOX 273488 BOCA RATON, FL 33427 | AFLAC | $1 | — | $1 | 0.01% |
| KIMBERLY A SCHAEFER3 Filed as: KIMBERLY SCHAEFER | 8915 MARIAVILLE ROAD PATTERSONVILLE, NY 12137 | AFLAC | $14 | — | $14 | 1.29% |
| KRISTA ANNE ROTONDI3 Filed as: KRISTA GRASSIA | 5 PINE WEST PLAZA SUITE 503 ALBANY, NY 12205 | AFLAC | $13 | — | $13 | 1.20% |
| LISA J BRENNAN-JONES3 Filed as: LISA BRENNAN-JONES | 1014 CATHERINE WOODS SCHENECTADY, NY 12309 | AFLAC | $7 | — | $7 | 0.64% |
| BENITO A ROTONDI II INC3 Filed as: BENITO A. ROTONDI II INC. | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $6 | — | $6 | 0.55% |
| SUSAN BRIMHALL3 | 3021 CAPE SAN BLAS ROAD PORT SAINT JOE, FL 32456 | AFLAC | $4 | — | $4 | 0.37% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 192 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 192 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 463 | $3.0M |
| Dental | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 199 | $193K |
| Vision(2 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 463 | $3.0M |
| Life insurance(2 contracts, 2 carriers) | ANTHEM LIFE INSURANCE COMPANY | 224 | $186K |
| Short-term disability | ANTHEM LIFE INSURANCE COMPANY | 224 | $177K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 224 | $177K |
| Prescription drug | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 463 | $3.0M |
| Other(3 contracts, 2 carriers) | ANTHEM LIFE INSURANCE COMPANY | 224 | $187K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 463 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.