| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 | P.O. BOX 10265 BIRMINGHAM, AL 35202 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $108K | $2K | $110K | 2.94% |
| MCGRIFF INSURANCE SERVICES INC3 | P.O. BOX 10265 BIRMINGHAM, AL 35202 | ANTHEM LIFE INSURANCE COMPANY | $25K | $2K | $27K | 13.38% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | P.O. BOX 896620 CHARLOTTE, NC 28289 | VISION SERVICE PLAN | $1K | — | $1K | 4.42% |
| JOHN DAVID BODKER3 Filed as: JOHN DAVID BODKER II | 114 SPRIGHTLY LANE SAN ANTONIO, TX 78254 | AFLAC | $236 | — | $236 | 4.09% |
| KATHRYN ANDERSON3 Filed as: KATHRYN A. ANDERSON | 4336 E MORNING VISTA LANE CAVE CREEK, AA 85331 | AFLAC | $150 | — | $150 | 2.60% |
| JASON BODKER3 Filed as: JASON D BODKER | 11230 WEST AVE STE 2209 SAN ANTONIO, TX 78213 | AFLAC | $100 | — | $100 | 1.73% |
| ROBERT A ANDERSON3 Filed as: ROBERT A. ANDERSON | 13710 GENERAL GEARY CT FREDRICKSBURG, VA 22407 | AFLAC | $36 | — | $36 | 0.62% |
| DENISE F BEAMAN3 | 2 EDITH DRIVE JACKSONVILLE, NC 28540 | AFLAC | $28 | — | $28 | 0.48% |
| GARY GREENE3 | 505 GOLF VIEW DRIVE GREENVILLE, NC 27834 | AFLAC | $22 | — | $22 | 0.38% |
| SARAH Y ZACCARO3 Filed as: SARAH ZACCARO | P.O. BOX 91531 MOBILE, AA 36691 | AFLAC | $22 | — | $22 | 0.38% |
| DAVID MORGAN3 | 906 MERCHANT LEE PLACE MANAKIN SABOT, VA 23103 | AFLAC | $19 | — | $19 | 0.33% |
| NEIL M MORGAN JR3 Filed as: NEIL MORGAN JR. | 1904 ELLIS DRIVE MAIDENS, VA 23102 | AFLAC | $14 | — | $14 | 0.24% |
| SAIC INC3 Filed as: SAIC INC. | 1639 BRADLEY PARK DR. ST 500 BOX 358 COLUMBUS, GA 31904 | AFLAC | $14 | — | $14 | 0.24% |
| RONALD EUGENE WALLACE3 | P.O. BOX 1355 BAY MINETTE, AL 36507 | AFLAC | $12 | — | $12 | 0.21% |
| GREGORY J WEEKS3 | 1259 LOOP 337 2ND FLOOR NEW BRAUNFELS, TX 78130 | AFLAC | $6 | — | $6 | 0.10% |
| HEATHER F SEIBERT3 Filed as: HEATHER F. SIEBERT | 86 COUNTRY ROAD 303 SHINER, TX 77984 | AFLAC | $5 | — | $5 | 0.09% |
| DUANE A ADAMS3 Filed as: DUANE ADAMS | 11520 NUKOLS ROAD SUITE 103 GLENN ALLEN, VA 23059 | AFLAC | $3 | — | $3 | 0.05% |
| RICHARD J KRESINSKE3 | 4004 ATLANTIC AVE APT 803 VIRGINIA BEACH, VA 23451 | AFLAC | $3 | — | $3 | 0.05% |
| JOHN TODD LEE3 | 322 FARMHOUSE ROAD ELLERSLIE, GA 31807 | AFLAC | $1 | — | $1 | 0.02% |
| AMELIA MORGAN3 Filed as: AMELIA KAY MORGAN | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $1 | — | $1 | 0.02% |
| LINDSEY JO MARTIN3 | 1450 N ULMER ST GREENWOOD, AR 72936 | AFLAC | $1 | — | $1 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 286 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 286 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 616 | $3.7M |
| Dental | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 616 | $3.7M |
| Vision(2 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 616 | $3.8M |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 326 | $200K |
| Short-term disability | AFLAC | 7 | $6K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 326 | $200K |
| Other(2 contracts, 2 carriers) | ANTHEM LIFE INSURANCE COMPANY | 326 | $206K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 616 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.