| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES LLC | PO BOX 896620 CHARLOTTE, NC 28289 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $123K | $2K | $125K | 2.91% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES LLC | PO BOX 896620 CHARLOTTE, NC 28289 | ANTHEM LIFE INSURANCE COMPANY | $30K | $2K | $33K | 11.48% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES LLC | PO BOX 896620 CHARLOTTE, NC 28289 | VISION SERVICE PLAN | $2K | $0 | $2K | 4.16% |
| JOHN DAVID BODKER3 Filed as: JOHN DAVID BODKER II | 11415 SPRIGHTLY LANE SAN ANTONIO, TX 78254 | AFLAC | $236 | $0 | $236 | 4.09% |
| KATHRYN ANDERSON3 Filed as: KATHRYN A. ANDERSON | 4336 EAST MORNING VISTA LANE CAVE CREEK, AZ 85331 | AFLAC | $150 | $0 | $150 | 2.60% |
| MJ INSURANCE3 Filed as: SARAH Y. ZACCARO & VARIOUS AGENTS | 1015 MONTLIMAR DRIVE, SUITE C1 MOBILE, AL 36609 | AFLAC | $103 | $0 | $103 | 1.78% |
| JASON BODKER3 Filed as: JASON D. BODKER | 11230 WEST AVENUE, SUITE 2209 SAN ANTONIO, TX 78213 | AFLAC | $100 | $0 | $100 | 1.73% |
| ROBERT A ANDERSON3 Filed as: ROBERT A. ANDERSON | 13710 GENERAL GEARY COURT FREDERICKSBURG, VA 22407 | AFLAC | $36 | $0 | $36 | 0.62% |
| DENISE F BEAMAN3 Filed as: DENISE F. BEAMAN | 2 EDITH DRIVE JACKSONVILLE, NC 28540 | AFLAC | $28 | $0 | $28 | 0.48% |
| GARY W GREENE3 Filed as: GARY W. GREENE | 505 GOLF VIEW DRIVE GREENVILLE, NC 27834 | AFLAC | $22 | $0 | $22 | 0.38% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 378 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 378 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 684 | $4.3M |
| Dental | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 684 | $4.3M |
| Vision(2 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 684 | $4.3M |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 396 | $283K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 396 | $283K |
| Prescription drug | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 684 | $4.3M |
| Other(2 contracts, 2 carriers) | ANTHEM LIFE INSURANCE COMPANY | 396 | $289K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 684 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.