Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingThe top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The filing reports zero broker compensation on a plan over 100 participants. The plan likely buys direct or does not report its broker. Give it a call.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
Other | Other | |
Vision | Vision |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 2 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 14,473 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,110 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 16,583 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 16,470 | $0 |
| Other | NATIONWIDE | 12,800 | $106K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 16,470 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CVS PHARMACY, INC EIN 05-0340626 SERVICE PROVIDER | Direct payment from the plan; Contract Administrator Service code 13 | — | $39.4M |
| UMR, INC. EIN 39-1995276 SERVICE PROVIDER | Claims processing; Direct payment from the plan Service code 12 | — | $8.5M |
| EMPLOYEES OF ELECTRICAL WELFARE FD EIN 52-6038507 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $2.5M |
| VIRTA MEDICAL P.C. EIN 36-4841662 SERVICE PROVIDER | Contract Administrator; Direct payment from the plan Service code 13 | — | $885K |
| JANUS ASSOCIATES, INC. EIN 52-1306404 SERVICE PROVIDER | Direct payment from the plan; Contract Administrator Service code 13 | — | $679K |
| UNITED CONCORDIA DENTAL EIN 25-1687586 SERVICE PROVIDER | Direct payment from the plan; Contract Administrator Service code 13 | — | $452K |
| CHARTWELL INVESTMENT PARTNERS, INC EIN 36-4776242 SERVICE PROVIDER | Direct payment from the plan; Investment management fees paid directly by plan Service code 50 | — | $344K |
| HINGE HEALTH, INC. EIN 81-1884841 SERVICE PROVIDER | Contract Administrator; Direct payment from the plan Service code 13 | — | $313K |
| CONTINENTAL TECHNOLOGIES, INC. EIN 52-1400411 SERVICE PROVIDER | Direct payment from the plan; Contract Administrator Service code 13 | — | $250K |
| SLEVIN AND HART, P.C. EIN 52-1708613 SERVICE PROVIDER | Legal; Direct payment from the plan Service code 29 | — | $228K |
| SARFINO AND RHOADES EIN 52-0961657 SERVICE PROVIDER | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $140K |
| THE SEGAL COMPANY EIN 13-1835864 SERVICE PROVIDER | Actuarial; Direct payment from the plan; Consulting (general) Service code 11 | — | $118K |
| SIERRA INVESTMENT PARTNERS INC EIN 68-0370668 SERVICE PROVIDER | Investment management fees paid directly by plan Service code 51 | — | $107K |
| HELLO HEART EIN 82-3489727 SERVICE PROVIDER | Direct payment from the plan; Contract Administrator Service code 13 | — | $99K |
| M&T BANK EIN 16-0538020 SERVICE PROVIDER | Direct payment from the plan; Custodial (securities) Service code 19 | — | $73K |
| WEDGE CAPITAL MANAGEMENT EIN 56-1557450 SERVICE PROVIDER | Investment management fees paid directly by plan; Soft dollars commissions Service code 51 | — | $67K |
| SEGAL SELECT INSURANCE EIN 46-0619194 SERVICE PROVIDER | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $57K |
| INVESTMENT PERFORMANCE SERVICES LLC EIN 58-2432390 SERVICE PROVIDER | Direct payment from the plan; Investment advisory (plan); Consulting (general) Service code 16 | — | $39K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
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11 filings · 2015 to 2025