No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPLOYEES OF ELECTRICAL WELFARE FD EIN 52-6038507 EMPLOYEE | Employee (plan) Service code 30 | — | $3.1M |
| THE SEGAL COMPANY EIN 13-1835864 SERVICE PROVIDER | Actuarial Service code 11 | — | $139K |
| MCCHESNEY AND DALE, P.C. EIN 52-1842141 SERVICE PROVIDER | Legal Service code 29 | — | $116K |
| SARFINO AND RHOADES EIN 52-0961657 SERVICE PROVIDER | Accounting (including auditing) Service code 10 | — | $109K |
| CHARTWELL INVESTMENT PARTNERS, INC EIN 36-4776242 SERVICE PROVIDER | Investment management fees paid directly by plan Service code 51 | — | $87K |
| M&T BANK EIN 16-0538020 SERVICE PROVIDER | Custodial (securities) Service code 19 | — | $58K |
| CLEAR ARC CAPITAL, INC. EIN 34-1172683 SERVICE PROVIDER | Investment management fees paid directly by plan; Soft dollars commissions Service code 51 | — | $45K |
| GALLAGHER FIDUCIARY ADVISORS EIN 36-4291971 SERVICE PROVIDER | Consulting (general) Service code 16 | — | $21K |
| THE LAW OFFICE OF RICHARD H GINS EIN 32-0135081 SERVICE PROVIDER | Legal Service code 29 | — | $19K |
| STATE STREET GLOBAL ADVISORS EIN 04-1867445 SERVICE PROVIDER | Soft dollars commissions; Custodial (other than securities); Custodial (securities); Investment management fees paid directly by plan Service code 18 | — | $14K |
| INVESTMENT PERFORMANCE SERVICES LLC EIN 58-2432390 SERVICE PROVIDER | Consulting (general) Service code 16 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,234 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,070 | Continuation coverage (COBRA, retiree health). |
| Beneficiaries receiving benefits | 245 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 8,549 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 8,486 | $0 |
| Life insurance | NATIONWIDE LIFE INSURANCE COMPANY | 8,100 | $62K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,486 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.