No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CVS PHARMACY, INC EIN 05-0340626 SERVICE PROVIDER | Direct payment from the plan; Contract Administrator Service code 13 | — | $29.0M |
| UMR, INC. EIN 39-1995276 SERVICE PROVIDER | Claims processing; Direct payment from the plan Service code 12 | — | $7.7M |
| EMPLOYEES OF ELECTRICAL WELFARE FD EIN 52-6038507 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $2.2M |
| JANUS ASSOCIATES, INC. EIN 52-1306404 SERVICE PROVIDER | Contract Administrator; Direct payment from the plan Service code 13 | — | $570K |
| VIRTA MEDICAL P.C. EIN 36-4841662 SERVICE PROVIDER | Direct payment from the plan; Contract Administrator Service code 13 | — | $544K |
| UNITED CONCORDIA DENTAL EIN 25-1687586 SERVICE PROVIDER | Direct payment from the plan; Contract Administrator Service code 13 | — | $392K |
| CHARTWELL INVESTMENT PARTNERS, INC EIN 36-4776242 SERVICE PROVIDER | Investment management fees paid directly by plan; Direct payment from the plan Service code 50 | — | $314K |
| CONTINENTAL TECHNOLOGIES, INC. EIN 52-1400411 SERVICE PROVIDER | Direct payment from the plan; Contract Administrator Service code 13 | — | $294K |
| THE SEGAL COMPANY EIN 13-1835864 SERVICE PROVIDER | Direct payment from the plan; Consulting (general); Actuarial Service code 11 | — | $207K |
| SLEVIN AND HART, P.C. EIN 52-1708613 SERVICE PROVIDER | Legal; Direct payment from the plan Service code 29 | — | $134K |
| SIERRA INVESTMENT PARTNERS INC EIN 68-0370668 SERVICE PROVIDER | Investment management fees paid directly by plan Service code 51 | — | $112K |
| SARFINO AND RHOADES EIN 52-0961657 SERVICE PROVIDER | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $101K |
| HELLO HEART EIN 82-3489727 SERVICE PROVIDER | Contract Administrator; Direct payment from the plan Service code 13 | — | $100K |
| M&T BANK EIN 16-0538020 SERVICE PROVIDER | Direct payment from the plan; Custodial (securities) Service code 19 | — | $69K |
| WEDGE CAPITAL MANAGEMENT EIN 56-1557450 SERVICE PROVIDER | Investment management fees paid directly by plan; Soft dollars commissions Service code 51 | — | $67K |
| SEGAL SELECT INSURANCE EIN 46-0619194 SERVICE PROVIDER | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $35K |
| INVESTMENT PERFORMANCE SERVICES LLC EIN 58-2432390 SERVICE PROVIDER | Consulting (general); Direct payment from the plan; Investment advisory (plan) Service code 16 | — | $30K |
| MCCHESNEY AND DALE, PC EIN 52-1842141 SERVICE PROVIDER | Legal; Direct payment from the plan Service code 29 | — | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,969 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,031 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 14,000 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 13,864 | $0 |
| Other | NATIONWIDE | 13,000 | $94K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 13,864 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.