| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CHRIS A GUSTAFSON3 | 25977 482ND AVE BRANDON, SD 57005 | AFLAC | $10K | $405 | $10K | 3.08% |
| HEATHER ROWE3 | 27007 SERENITY PL CHANCELLOR, SD 57015 | AFLAC | $5K | $222 | $5K | 1.64% |
| DIA LLC3 | 520 6TH ST BROOKINGS, SD 57006 | AFLAC | $5K | — | $5K | 1.45% |
| AWS INC3 | 1919 WEST 57TH STREET STE 101 SIOUX FALLS, SD 57108 | AFLAC | $3K | $139 | $3K | 1.00% |
| ERICA HAZELTON3 | 1313 S PARKVIEW BLVD BRANDON, SD 57005 | AFLAC | $2K | $145 | $2K | 0.74% |
| MELODY B THOMPSON3 | 1601 BLAIRHILL CIR BROOKINGS, SD 57006 | AFLAC | $2K | — | $2K | 0.48% |
| SARA KNEIP3 | 1500 FRANKLIN AVE BROOKINGS, SD 57006 | AFLAC | $1K | — | $1K | 0.43% |
| BONNIE J BUSDICKER3 | 515 SAMARA AVE APT 14 VOLGA, SD 57071 | AFLAC | $1K | — | $1K | 0.39% |
| TRACY L HOSTLER3 | 518 MAIN AVE BROOKINGS, SD 57006 | AFLAC | $1K | $3 | $1K | 0.35% |
| CASSIDY A GOLDSTINE3 | 1919 W 57TH ST STE 101 SIOUX FALLS, SD 57108 | AFLAC | $832 | — | $832 | 0.26% |
| DIA LLC3 | 126 MAIN AVE STE 101 BROOKINGS, SD 57006 | AFLAC | $630 | — | $630 | 0.20% |
| MARK ROBERT HENDRICKS3 | 217 SANTEE PASS BROOKINGS, SD 57006 | AFLAC | $563 | — | $563 | 0.17% |
| LARRY L HULT3 | 2005 IOWA ST BROOKINGS, SD 57006 | AFLAC | $519 | — | $519 | 0.16% |
| MELISSA J BECK3 | 26505 LAKEVIEW PLACE HARTFORD, SD 57033 | AFLAC | $502 | — | $502 | 0.16% |
| MICHAEL D EVANS JR3 | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $434 | — | $434 | 0.13% |
| KRISTY ANN KAUFMAN3 | 912 S SCARLET OAK TRL SIOUX FALLS, SD 57110 | AFLAC | $430 | — | $430 | 0.13% |
| DAVID P AESOPH3 | 2700 W NICOLE DR SIOUX FALLS, SD 57105 | AFLAC | $399 | — | $399 | 0.12% |
| NEFZGER ENTERPRISES INC3 | 524 WEST LAKE DRIVE LAKE NORDEN, SD 57248 | AFLAC | $348 | — | $348 | 0.11% |
| JEREMY L TOMLINSON3 | 6305 W RUSSETT ST BOISE, ID 83704 | AFLAC | $340 | — | $340 | 0.11% |
| MICHAEL D EVANS JR3 Filed as: MICHAEL J TOMLINSON | 40 PARADISE DR WATERTOWN, SD 57201 | AFLAC | $336 | — | $336 | 0.10% |
| LISA K UHLIR3 | 8516 E WILLOW RIDGE PLACE SIOUX FALLS, SD 57110 | AFLAC | $248 | — | $248 | 0.08% |
| MICHAEL BOLGER3 | 128 WOODLAND DR MADISON, SD 57042 | AFLAC | $218 | — | $218 | 0.07% |
| DOUGLAS HASLIP3 | 7227 W LANCASTER CIRCLE SIOUX FALLS, SD 57106 | AFLAC | $208 | — | $208 | 0.06% |
| JACQUELINE C NELSON3 | 1833 9TH AVE S BROOKINGS, SD 57006 | AFLAC | $201 | — | $201 | 0.06% |
| PAIGE C WITTE3 | 316 NE 2ND ST STUART, IA 50250 | AFLAC | $186 | — | $186 | 0.06% |
| WILLIAM D WENBERG3 | 13024 STACY LANE LITTLE ROCK, AR 72211 | AFLAC | $164 | — | $164 | 0.05% |
| JOLYNNE M MACK3 | 1301 4TH ST NE WATERTOWN, SD 57201 | AFLAC | $141 | $3 | $144 | 0.04% |
| KIM R HARMS3 | 310 BIRCH AVE AURORA, SD 57002 | AFLAC | $140 | — | $140 | 0.04% |
| SHIRLEE M HANSON3 | 7170 CODY DR UNIT 800 WEST DES MOINES, IA 50266 | AFLAC | $126 | — | $126 | 0.04% |
| KALIOPIE S FORD3 | 606 N DAKOTA ST CANTON, SD 57013 | AFLAC | $112 | — | $112 | 0.03% |
| DOROTHY A KAMBACK3 | PO BOX 256 YANKTON, SD 57078 | AFLAC | $102 | — | $102 | 0.03% |
| NANCY R VANDENBERGE3 | 410 E MARY MOORE DR TEA, SD 57064 | AFLAC | $96 | — | $96 | 0.03% |
| CRAIG S STADTFELD3 | 1919 WEST 57TH STREET STE 101 SIOUX FALLS, SD 57108 | AFLAC | $95 | — | $95 | 0.03% |
| BRADY L WEISENBERGER3 | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $93 | — | $93 | 0.03% |
| JASON MACK3 | 1623 7TH ST. NE WATERTOWN, SD 57201 | AFLAC | $90 | — | $90 | 0.03% |
| GREGG ROBSON3 | 23275 457TH AVE MADISON, SD 57042 | AFLAC | $80 | $10 | $90 | 0.03% |
| LUKE SMITH LLC3 | 211 WALTERS AVE N LAKE PRESTON, SD 57249 | AFLAC | $72 | $4 | $76 | 0.02% |
| JESSE VAL CURRIER3 | 2011 ELMWOOD DR BROOKINGS, SD 57006 | AFLAC | $75 | — | $75 | 0.02% |
| JADE COMPANIES LLC3 Filed as: JADE NELSON WITHERS | 1206 MAIN AVE S BROOKINGS, SD 57006 | AFLAC | $69 | — | $69 | 0.02% |
| CONNIE L SALLQUIST3 | 1716 W GRAND ARBOR CIR SIOUX FALLS, SD 57108 | AFLAC | $60 | — | $60 | 0.02% |
| TRAVIS RONKE3 | 102 8TH STREET NW WATERTOWN, SD 57201 | AFLAC | $60 | — | $60 | 0.02% |
| PATRICIA LYNN JENSEN3 | 240 E PARK ST PO BOX 428 COTTONWOOD, MN 56229 | AFLAC | $59 | — | $59 | 0.02% |
| CAREN A STRAATMEYER3 | 3412 W RALPH ROGERS RD APT 103 SIOUX FALLS, SD 57108 | AFLAC | $52 | — | $52 | 0.02% |
| JADE COMPANIES LLC3 Filed as: JADE NELSON | 518 MAIN AVE BROOKINGS, SD 57006 | AFLAC | $49 | — | $49 | 0.02% |
| RONDA ROSE-KAYSER3 | 2320 SIENNA CIR TEA, SD 57064 | AFLAC | $48 | — | $48 | 0.01% |
| JOSHUA PAUL GROUP INC3 Filed as: JOSHUA TERRELL | 812 VENETIAN ISLES DR APT 1 LAKE PARK, FL 33403 | AFLAC | $48 | — | $48 | 0.01% |
| KRISTA M MERRITT3 | 1730 PINEHURST DR BROOKINGS, SD 57006 | AFLAC | $46 | — | $46 | 0.01% |
| NADINE THERESA POLLMAN3 | 1306 SUMMIT CIR BROOKINGS, SD 57006 | AFLAC | $35 | — | $35 | 0.01% |
| JEFFREY J YOUNG3 | 7014 S WITZKE PL SIOUX FALLS, SD 57108 | AFLAC | $34 | — | $34 | 0.01% |
| ABBY J BREITLING3 | 3500 S PHILLIPS AVE STE 101 SIOUX FALLS, SD 57105 | AFLAC | $33 | — | $33 | 0.01% |
| JENNIFER LEE QUALE3 | 5143 COUNTY ROAD 4 NE ATWATER, MN 56209 | AFLAC | $32 | — | $32 | 0.01% |
| THEODORE W HONKE3 | 29478 US HIGHWAY 281 LAKE ANDES, SD 57356 | AFLAC | $31 | — | $31 | 0.01% |
| TEMPLE K WOODLEY3 | 2014 REIS RUN RD PITTSBURGH, PA 15237 | AFLAC | $30 | — | $30 | 0.01% |
| CACIE JO NORTON3 | 8204 S HUGHES AVE APT 2 SIOUX FALLS, SD 57108 | AFLAC | $27 | — | $27 | 0.01% |
| DONALD D ONEILL3 | 2230 N MAIN AVE APT 3 TEA, SD 57064 | AFLAC | $26 | — | $26 | 0.01% |
| TRAVIS L WILLEY3 | 2023 SANDSTONE LOOP NORTH SARTELL, MN 56377 | AFLAC | $25 | — | $25 | 0.01% |
| MARY E NOSBUSH3 | PO BOX 14 GARY, SD 57237 | AFLAC | $21 | — | $21 | 0.01% |
| SHAWN D BENSER3 | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $21 | — | $21 | 0.01% |
| CAROL FOX3 | 42312 199TH ST BANCROFT, SD 57353 | AFLAC | $18 | — | $18 | 0.01% |
| DANIELE HEYN3 | 6509 S SHANNON CIR SIOUX FALLS, SD 57108 | AFLAC | $18 | — | $18 | 0.01% |
| NICOLE D BLAKE3 | 1226 CULVER AVE NW BUFFALO, MN 55313 | AFLAC | $17 | — | $17 | 0.01% |
| JAMIE ROSENBERGER3 | 101 WILLOW ST NE BUFFALO, MN 55313 | AFLAC | $15 | — | $15 | 0.00% |
| SHON FORD LLC3 | 427 N BROADWAY AVE MILLER, SD 57362 | AFLAC | $15 | — | $15 | 0.00% |
| JOELLEN GEVESHAUSEN3 | 31748 469TH AVE BURBANK, SD 57010 | AFLAC | $14 | — | $14 | 0.00% |
| HOWARD EATON3 | 3141 PRAIRIE ROSE DRIVE NORWALK, IA 50211 | AFLAC | $13 | — | $13 | 0.00% |
| CHRISTIE L WOOKEY3 | 440 N LAKE DR WATERTOWN, SD 57201 | AFLAC | $12 | — | $12 | 0.00% |
| HEATHER M BRAMER3 | 808 S MAPLE WATERTOWN, SD 57201 | AFLAC | $12 | — | $12 | 0.00% |
| JAMES ALAN HEYN3 | 1301 4TH ST NE WATERTOWN, SD 57201 | AFLAC | $11 | — | $11 | 0.00% |
| TARA G WEEMAN3 | 1021 S COURTLAND ST CHAMBERLAIN, SD 57325 | AFLAC | $10 | — | $10 | 0.00% |
| MERLE D BIEBER3 | 18932 HUNTLEY TRL LAKEVILLE, MN 55044 | AFLAC | $9 | — | $9 | 0.00% |
| PERFORMANCE PLUS LLC3 | 114 N MAIN ST MITCHELL, SD 57301 | AFLAC | $8 | — | $8 | 0.00% |
| BRIAN W PATTEN3 | 120 MARGUERITE DR STE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $8 | — | $8 | 0.00% |
| JENNIFER GENANT3 | 407 S 4TH ST PARKSTON, SD 57366 | AFLAC | $8 | — | $8 | 0.00% |
| MICHELE K WILLEY3 | 122 E MAIN ST 185 LAKELAND, FL 33801 | AFLAC | $7 | — | $7 | 0.00% |
| DAVID G FENEMOR3 | 1922A MENARD ST ST LOUIS, MO 63104 | AFLAC | $7 | — | $7 | 0.00% |
| CHARLES J MEHLBRECH3 | 230 E CENTER AVE SALEM, SD 57058 | AFLAC | $6 | — | $6 | 0.00% |
| JULIA KREJCHI3 Filed as: JULIA MOES | 808 S MAPLE WATERTOWN, SD 57201 | AFLAC | $6 | — | $6 | 0.00% |
| TORI L FENEMOR3 | 2005 S 11TH ST SAINT LOUIS, MO 63104 | AFLAC | $6 | — | $6 | 0.00% |
| CITIZENS STATE BANK3 | PO BOX 378 ARLINGTON, SD 57212 | AFLAC | $5 | — | $5 | 0.00% |
| WILLIAM M BARNETT3 | 703 NORTH SAGEHORN DRIVE HARTFORD, SD 57033 | AFLAC | $5 | — | $5 | 0.00% |
| KARA M CARMODY3 | 718 HOYT AVE E. ST PAUL, MN 55106 | AFLAC | $5 | — | $5 | 0.00% |
| REBECCA ANNE PALMER3 | 518 MAIN AVE BROOKINGS, SD 57006 | AFLAC | $5 | — | $5 | 0.00% |
| JODY L KLUDT3 | 43127 NW JIM RIVER RD LESTERVILLE, SD 57040 | AFLAC | $5 | — | $5 | 0.00% |
| KRISTI ENDRES3 | 1305 22ND STREET NE WATERTOWN, SD 57201 | AFLAC | $5 | — | $5 | 0.00% |
| LUCAS BAUMGARTNER3 | 667 158TH AVE NW ANDOVER, MN 55304 | AFLAC | $5 | — | $5 | 0.00% |
| BARRY CAMPBELL3 | 2798 COUNTY ROAD 80 ALGER, OH 45812 | AFLAC | $4 | — | $4 | 0.00% |
| JEREMY D FOX3 | 42312 199TH ST BANCROFT, SD 57353 | AFLAC | $4 | — | $4 | 0.00% |
| SCOTT E PFAFF3 | 2201 ASH AVE NE WATERTOWN, SD 57201 | AFLAC | $3 | — | $3 | 0.00% |
| MATTHEW S MCCLAY3 | 1086 MANSFIELD AVE INDIANA, PA 15701 | AFLAC | $3 | — | $3 | 0.00% |
| ALEXANDER I MIRO3 | 7160 DALLAS PKWY STE 250 PLANO, TX 75024 | AFLAC | $3 | — | $3 | 0.00% |
| WENDY J SWANSON3 | 35111 260TH ST PUKWANA, SD 57370 | AFLAC | $2 | — | $2 | 0.00% |
| CYNTHIA KAY PATTEN3 | 121 BUCKTHORN RD BADEN, PA 15005 | AFLAC | $2 | — | $2 | 0.00% |
| HEATHER BARTLEY3 | 120 MARGUERITE DR STE 101 CRANBERRY TWP, PA 16066 | AFLAC | $2 | — | $2 | 0.00% |
| THERESA WILLIAMS JONES3 | 125 CLIFFVIEW DR QUITMAN, AR 72131 | AFLAC | $1 | — | $1 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GREAT PLAINS LLC | 11516 MIRACLE HILLS DR STE 100 OMAHA, NE 681545311 | UNITED OF OMAHA LIFE INSURANCE CO | $8K | $5K | $13K | 16.36% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GREAT PLAINS LLC | 11516 MIRACLE HILLS DR STE 100 OMAHA, NE 681545311 | UNITED OF OMAHA LIFE INSURANCE CO | $4K | $4K | $9K | 13.30% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GREAT PLAINS LLC | 11516 MIRACLE HILLS DR STE 100 OMAHA, NE 681545311 | UNITED OF OMAHA LIFE INSURANCE CO | $4K | $3K | $8K | 12.68% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GREAT PLAINS LLC | 11516 MIRACLE HILLS DR STE 105 OMAHA, NE 681545311 | VISION SERVICE PLAN | $2K | — | $2K | 3.75% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 539 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 545 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 545 | $50K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE CO | 692 | $137K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE CO | 689 | $66K |
| Other(3 contracts, 2 carriers) | AFLAC | 692 | $459K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 692 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.