| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FISHBACK INSURANCE AGENCY INC3 | 520 6TH STREET BROOKINGS, SD 57006 | AFLAC | $11K | — | $11K | 3.56% |
| CHRIS A GUSTAFSON3 | 928 N DUBUQUE AVE SIOUX FALLS, SD 57110 | AFLAC | $5K | $235 | $5K | 1.85% |
| MELODY B THOMPSON3 | 1206 MAIN AVENUE SOUTH BROOKINGS, SD 57006 | AFLAC | $3K | $149 | $3K | 1.11% |
| TRACY L HOSTLER3 | 3500 S PHILLIPS AVE STE 101 SIOUX FALLS, SD 57105 | AFLAC | $3K | $153 | $3K | 0.98% |
| CASSIDY A GOLDSTINE3 | 7501 S DENTON AVE SIOUX FALLS, SD 57108 | AFLAC | $3K | $67 | $3K | 0.94% |
| SARA KNEIP3 | 1218 6TH STREET BROOKINGS, SD 57006 | AFLAC | $3K | — | $3K | 0.89% |
| BONNIE J BUSDICKER3 | BOX 47 VOLGA, SD 57071 | AFLAC | $2K | — | $2K | 0.76% |
| MICHAEL D EVANS JR3 | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $1K | — | $1K | 0.35% |
| MARK ROBERT HENDRICKS3 | 217 SANTEE PASS BROOKINGS, SD 57006 | AFLAC | $1K | — | $1K | 0.35% |
| AWS INC3 | 1919 WEST 57TH STREET STE 101 SIOUX FALLS, SD 57108 | AFLAC | $886 | $47 | $933 | 0.32% |
| LARRY L HULT3 | 2005 IOWA ST BROOKINGS, SD 57006 | AFLAC | $899 | — | $899 | 0.30% |
| DAVID P AESOPH3 | 1301 SOUTH SUMMIT AVE SIOUX FALLS, SD 57105 | AFLAC | $819 | — | $819 | 0.28% |
| MELISSA J BECK3 | 26505 LAKEVIEW PLACE HARTFORD, SD 57033 | AFLAC | $680 | — | $680 | 0.23% |
| MICHAEL D EVANS JR3 Filed as: MICHAEL J TOMLINSON | 40 PARADISE DR WATERTOWN, SD 57201 | AFLAC | $610 | — | $610 | 0.21% |
| JEREMY L TOMLINSON3 | 7825 WASHINGTON AVE S STE 425 MINNEAPOLIS, MN 55439 | AFLAC | $593 | — | $593 | 0.20% |
| MICHAEL BOLGER3 | 128 WOODLAND DR MADISON, SD 57042 | AFLAC | $525 | — | $525 | 0.18% |
| LISA K UHLIR3 | 8516 E WILLOW RIDGE PLACE SIOUX FALLS, SD 57110 | AFLAC | $439 | — | $439 | 0.15% |
| NEFZGER ENTERPRISES INC3 | 524 WEST LAKE DRIVE LAKE NORDEN, SD 57248 | AFLAC | $385 | — | $385 | 0.13% |
| JACQUELINE C NELSON3 | 1833 9TH AVE S BROOKINGS, SD 57006 | AFLAC | $333 | — | $333 | 0.11% |
| DOUGLAS HASLIP3 | 7227 W LANCASTER CIRCLE SIOUX FALLS, SD 57106 | AFLAC | $315 | — | $315 | 0.11% |
| DOUGLAS HASLIP3 | 7227 W. LANCASTER CIRCLE SIOUX FALLS, SD 57106 | AFLAC | $237 | $47 | $284 | 0.10% |
| WILLIAM D WENBERG3 | 13024 STACY LANE LITTLE ROCK, AR 72211 | AFLAC | $260 | — | $260 | 0.09% |
| MELISSA J BECK3 Filed as: MELISSA J. BECK | 26505 LAKEVIEW PLACE HARTFORD, SD 57033 | AFLAC | $236 | — | $236 | 0.08% |
| NANCY R VANDENBERGE3 | 5209 S SAND CHERRY CIR SIOUX FALLS, SD 57108 | AFLAC | $235 | — | $235 | 0.08% |
| KIM R HARMS3 | PO BOX 184 COLMAN, SD 57017 | AFLAC | $233 | — | $233 | 0.08% |
| ABBY J BREITLING3 | 3500 S PHILLIPS AVE STE 101 SIOUX FALLS, SD 57105 | AFLAC | $115 | $92 | $207 | 0.07% |
| DOROTHY A KAMBACK3 | PO BOX 256 YANKTON, SD 57078 | AFLAC | $180 | — | $180 | 0.06% |
| CONNIE L SALLQUIST3 | 1001 W KILLARNEY ST SIOUX FALLS, SD 57108 | AFLAC | $158 | — | $158 | 0.05% |
| JASON MACK3 | 605 2ND STREET NE WATERTOWN, SD 57201 | AFLAC | $145 | — | $145 | 0.05% |
| PAMELA J KREBER3 | 5905 S DEER PARK DR SIOUX FALLS, SD 57108 | AFLAC | $117 | — | $117 | 0.04% |
| CHARLES J MEHLBRECH3 | 230 E CENTER AVE SALEM, SD 57058 | AFLAC | $78 | $28 | $106 | 0.04% |
| SHIRLEE M HANSON3 | 7310 W 58TH ST SIOUX FALLS, SD 57106 | AFLAC | $97 | — | $97 | 0.03% |
| BEVERLY M SEMMENS3 | 314 S BLAUVELT AVE SIOUX FALLS, SD 57103 | AFLAC | $91 | — | $91 | 0.03% |
| KENNETH W STEELE3 | PO BOX 88806 SIOUX FALLS, SD 57109 | AFLAC | $88 | — | $88 | 0.03% |
| CAREN A STRAATMEYER3 | 704 E 70TH PL SIOUX FALLS, SD 57108 | AFLAC | $76 | — | $76 | 0.03% |
| MARY L SAVOLD3 | 2505 S KIWANIS AVE APT 146 SIOUX FALLS, SD 57105 | AFLAC | $68 | — | $68 | 0.02% |
| BRADY L WEISENBERGER3 | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $58 | — | $58 | 0.02% |
| JOLYNNE M MACK3 | 113 5TH STREET SE WATERTOWN, SD 57201 | AFLAC | $52 | — | $52 | 0.02% |
| CITIZENS STATE BANK3 | PO BOX 378 ARLINGTON, SD 57212 | AFLAC | $50 | — | $50 | 0.02% |
| RIVER VIEW INC3 | 43127 NW JIM RIVER RD LESTERVILLE, SD 57040 | AFLAC | $50 | — | $50 | 0.02% |
| GILDA J H THURY3 | PO BOX 108 ARLINGTON, SD 57212 | AFLAC | $49 | — | $49 | 0.02% |
| KRISTA M MERRITT3 | 1730 PINEHURST DR BROOKINGS, SD 57006 | AFLAC | $46 | — | $46 | 0.02% |
| RENAE SALLQUIST KNOPF3 | 1919 W 57TH ST. STE 101 SIOUX FALLS, SD 57108 | AFLAC | $40 | — | $40 | 0.01% |
| TEMPLE K WOODLEY3 | 2014 REIS RUN RD PITTSBURGH, PA 15237 | AFLAC | $30 | — | $30 | 0.01% |
| KEVIN B VINING3 | 24747 HIDDEN VALLEY ROAD HERMOSA, SD 57744 | AFLAC | $27 | — | $27 | 0.01% |
| DIANE M HANSUM3 | 3500 S PHILLIPS AVE STE 101 SIOUX FALLS, SD 57105 | AFLAC | $27 | — | $27 | 0.01% |
| DOUGLAS D CARTER3 | 13654 387TH AVE ABERDEEN, SD 57401 | AFLAC | $27 | — | $27 | 0.01% |
| WENDY J SWANSON3 | 35111 260TH ST PUKWANA, SD 57370 | AFLAC | $27 | — | $27 | 0.01% |
| TARA G WEEMAN3 | 1021 S COURTLAND ST CHAMBERLAIN, SD 57325 | AFLAC | $25 | — | $25 | 0.01% |
| C SUE MCKENZIE3 | 20095 N TEALSTONE DR SURPRISE, AZ 85374 | AFLAC | $22 | — | $22 | 0.01% |
| VILEY REED3 | 21071 CATTAIL PL PIERRE, SD 57501 | AFLAC | $21 | — | $21 | 0.01% |
| PEAK INC3 | 1130 S BURR STE 300 PO BOX 514 MITCHELL, SD 57301 | AFLAC | $21 | — | $21 | 0.01% |
| DANIEL J KNEIP3 | 603 5TH AVENUE BROOKINGS, SD 57006 | AFLAC | $19 | — | $19 | 0.01% |
| RENALDUS N WENTZ3 | 2038 FOREST PARK DR BILLINGS, MT 59102 | AFLAC | $18 | — | $18 | 0.01% |
| DANIEL D LINDBERG3 | PO BOX 635 STANLEY, ND 58784 | AFLAC | $17 | — | $17 | 0.01% |
| MERLE D BIEBER3 | 13289 HENNING CIRCLE NE PRIOR LAKE, MN 55372 | AFLAC | $17 | — | $17 | 0.01% |
| JULIA KREJCHI3 | 808 S MAPLE WATERTOWN, SD 57201 | AFLAC | $17 | — | $17 | 0.01% |
| DEBORAH KAE LEE3 | 1901 E 62ND STREET SIOUX FALLS, SD 57108 | AFLAC | $16 | — | $16 | 0.01% |
| HEATHER M BRAMER3 | 808 S MAPLE WATERTOWN, SD 57201 | AFLAC | $15 | — | $15 | 0.01% |
| CRAIG S STADTFELD3 | 1919 WEST 57TH STREET STE 101 SIOUX FALLS, SD 57108 | AFLAC | $15 | — | $15 | 0.01% |
| ANNE E MACK3 | 605 2ND ST NE WATERTOWN, SD 57201 | AFLAC | $13 | — | $13 | 0.00% |
| CHRISTIE L WOOKEY3 | 808 SOUTH MAPLE WATERTOWN, SD 57201 | AFLAC | $12 | — | $12 | 0.00% |
| JASON MACK3 | 605 2ND STREET NE WATERTOWN, SD 57201 | AFLAC | $12 | — | $12 | 0.00% |
| SHAWN D BENSER3 | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $11 | — | $11 | 0.00% |
| SHERRY M ADAMS3 Filed as: SHERRY M. ADAMS | 27212 LOVELY PL TEA, SD 57064 | AFLAC | $10 | — | $10 | 0.00% |
| NAOMI C MCLAUGHLIN3 | 320 DEERVIEW AVE TEA, SD 57064 | AFLAC | $9 | — | $9 | 0.00% |
| JADE COMPANIES LLC3 | 1206 MAIN AVE S BROOKINGS, SD 57006 | AFLAC | $9 | — | $9 | 0.00% |
| SHIRLEE M HANSON3 | 7310 W 58TH STREET SIOUX FALLS, SD 57106 | AFLAC | $7 | — | $7 | 0.00% |
| ROBIN R NEFZGER3 | 524 WEST LAKE DRIVE LAKE NORDEN, SD 57248 | AFLAC | $6 | — | $6 | 0.00% |
| RUSSELL J HANSON3 | 6601 W 61ST STREET SIOUX FALLS, SD 57106 | AFLAC | $6 | — | $6 | 0.00% |
| BARRY CAMPBELL3 | 2798 COUNTY ROAD 80 ALGER, OH 45812 | AFLAC | $4 | — | $4 | 0.00% |
| KARA M CARMODY3 | 718 HOYT AVE E. ST ST PAUL, MN 55106 | AFLAC | $4 | — | $4 | 0.00% |
| WILLIAM M BARNETT3 | 703 NORTH SAGEHORN DRIVE HARTFORD, SD 57033 | AFLAC | $3 | — | $3 | 0.00% |
| JADE COMPANIES LLC3 Filed as: JADE NELSON WITHERS | 1206 MAIN AVE S BROOKINGS, SD 57006 | AFLAC | $3 | — | $3 | 0.00% |
| THE PERRY GROUP INC3 Filed as: THE PERRY GROUP INC. | 1650 SAND LAKE RD STE 201D ORLANDO, FL 32809 | AFLAC | — | — | $0 | 0.00% |
| MATTHEW R LORENZ3 | 1021 PROSPECT POINTE RD JORDAN, MN 55352 | AFLAC | — | — | $0 | 0.00% |
| CORY L CAMPBELL3 Filed as: CORY L. CAMPBELL | 13139 FERRIS CT APPLE VALLEY, MN 55124 | AFLAC | — | — | $0 | 0.00% |
| DELMAR JOHNSON III3 Filed as: DELMAR WOODROW JOHNSON III | 117 W. DIVISION ST. WINTER GARDEN, FL 34787 | AFLAC | — | — | $0 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP, INC | 1300 W 57TH STREET SUITE 101 SIOUX FALLS, SD 57108 | HARTFORD LIFE AND ACCIDENT | $9K | — | $9K | 8.20% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP, INC. | 11516 MIRACLE HILLS DR STE 100 OMAHA, NE 68154 | HARTFORD LIFE AND ACCIDENT | — | $719 | $719 | 0.68% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 409 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 409 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | HARTFORD LIFE AND ACCIDENT | 454 | $105K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 454 | $105K |
| Other(2 contracts, 2 carriers) | AFLAC | 454 | $401K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 454 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.