| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FISHBACK INSURANCE AGENCY INC3 | 520 6TH STREET BROOKINGS, SD 57006 | AFLAC | $11K | — | $11K | 3.05% |
| CHRIS A GUSTAFSON3 | 25977 482ND AVE BRANDON, SD 57005 | AFLAC | $7K | $374 | $8K | 2.13% |
| AWS INC3 | 1919 WEST 57TH STREET STE 101 SIOUX FALLS, SD 57108 | AFLAC | $3K | $220 | $3K | 0.80% |
| MELODY B THOMPSON3 | 518 MAIN AVE BROOKINGS, SD 57006 | AFLAC | $2K | — | $2K | 0.68% |
| SARA KNEIP3 | 1218 6TH STREET BROOKINGS, SD 57006 | AFLAC | $2K | — | $2K | 0.53% |
| TRACY L HOSTLER3 | 3922 S WESTERN AVE SIOUX FALLS, SD 57105 | AFLAC | $2K | $31 | $2K | 0.52% |
| BONNIE J BUSDICKER3 | 515 SAMARA AVE APT 14 VOLGA, SD 57071 | AFLAC | $2K | — | $2K | 0.50% |
| KRISTY ANN KAUFMAN3 | 912 S SCARLET OAK TRL SIOUX FALLS, SD 57110 | AFLAC | $1K | $178 | $2K | 0.45% |
| CASSIDY A GOLDSTINE3 | 3822 S WESTERN AVE SIOUX FALLS, SD 57105 | AFLAC | $1K | $31 | $1K | 0.39% |
| HEATHER ROWE3 | 27007 SERENITY PL CHANCELLOR, SD 57015 | AFLAC | $1K | $73 | $1K | 0.35% |
| MELISSA J BECK3 | 26505 LAKEVIEW PLACE HARTFORD, SD 57033 | AFLAC | $917 | — | $917 | 0.25% |
| MARK ROBERT HENDRICKS3 | 217 SANTEE PASS BROOKINGS, SD 57006 | AFLAC | $837 | — | $837 | 0.23% |
| LARRY L HULT3 | 2005 IOWA ST BROOKINGS, SD 57006 | AFLAC | $732 | — | $732 | 0.20% |
| MICHAEL D EVANS JR3 | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $714 | — | $714 | 0.20% |
| DAVID P AESOPH3 Filed as: DAVID D AESOPH | 2700 W NICOLE DR SIOUX FALLS, SD 57105 | AFLAC | $589 | — | $589 | 0.16% |
| JEREMY L TOMLINSON3 | 6305 W RUSSETT ST BOISE, ID 83704 | AFLAC | $471 | — | $471 | 0.13% |
| MICHAEL D EVANS JR3 Filed as: MICHAEL J TOMLINSON | 40 PARADISE DR WATERTOWN, SD 57201 | AFLAC | $455 | — | $455 | 0.12% |
| CACIE JO NORTON3 Filed as: CACIE JO MARKEL | 8204 S HUGHES AVE APT 2 SIOUX FALLS, SD 57018 | AFLAC | $288 | $134 | $422 | 0.12% |
| NEFZGER ENTERPRISES INC3 | 524 WEST LAKE DRIVE LAKE NORDEN, SD 57248 | AFLAC | $394 | — | $394 | 0.11% |
| DOUGLAS HASLIP3 | 7227 W LANCASTER CIRCLE SIOUX FALLS, SD 57106 | AFLAC | $370 | — | $370 | 0.10% |
| DANIEL HEYN3 | 3917 W 92ND ST SIOUX FALLS, SD 57108 | AFLAC | $262 | $84 | $346 | 0.09% |
| MICHAEL BOLGER3 | 128 WOODLAND DR MADISON, SD 57042 | AFLAC | $336 | — | $336 | 0.09% |
| LISA K UHLIR3 | 8516 E WILLOW RIDGE PLACE SIOUX FALLS, SD 57110 | AFLAC | $315 | — | $315 | 0.09% |
| JACQUELINE C NELSON3 | 1833 9TH AVE S BROOKINGS, SD 57006 | AFLAC | $291 | — | $291 | 0.08% |
| JOLYNNE M MACK3 | 113 5TH STREET SE WATERTOWN, SD 57201 | AFLAC | $254 | — | $254 | 0.07% |
| NANCY R VANDENBERGE3 | 7565 S GRAND ARBOR PL SIOUX FALLS, SD 57108 | AFLAC | $242 | — | $242 | 0.07% |
| WILLIAM D WENBERG3 | 13024 STACY LANE LITTLE ROCK, AR 72211 | AFLAC | $232 | — | $232 | 0.06% |
| DOROTHY A KAMBACK3 | PO BOX 256 YANKTON, SD 57078 | AFLAC | $198 | — | $198 | 0.05% |
| CRAIG S STADTFELD3 | 1919 WEST 57TH STREET STE 101 SIOUX FALLS, SD 57108 | AFLAC | $164 | — | $164 | 0.04% |
| KIM R HARMS3 | 310 BIRCH AVE AURORA, SD 57002 | AFLAC | $157 | — | $157 | 0.04% |
| BRADY L WEISENBERGER3 | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $153 | — | $153 | 0.04% |
| ERICA HAZELTON | 1313 S PARKVIEW BLVD BRANDON, SD 57005 | AFLAC | $109 | $40 | $149 | 0.04% |
| SHIRLEE M HANSON3 | 7170 CODY DR UNIT 800 WEST DES MOINES, IA 50266 | AFLAC | $133 | — | $133 | 0.04% |
| JESSE VAL CURRIER3 | 2011 ELMWOOD DR BROOKINGS, SD 57006 | AFLAC | $113 | — | $113 | 0.03% |
| CONNIE L SALLQUIST3 | 1716 W GRAND ARBOR CIR SIOUX FALLS, SD 57108 | AFLAC | $105 | — | $105 | 0.03% |
| RONDA ROSE-KAYSER3 | 2320 SIENNA CIR TEA, SD 57064 | AFLAC | $96 | — | $96 | 0.03% |
| KENNETH W STEELE3 | PO BOX 88806 SIOUX FALLS, SD 57109 | AFLAC | $95 | — | $95 | 0.03% |
| BEVERLY M SEMMENS3 | 314 S BLAUVELT AVE SIOUX FALLS, SD 57103 | AFLAC | $88 | — | $88 | 0.02% |
| JASON MACK3 | 1623 7TH ST. NE WATERTOWN, SD 57201 | AFLAC | $72 | — | $72 | 0.02% |
| MARY L SAVOLD3 | 3430 S SHELDON LN APT 207 SIOUX FALLS, SD 57105 | AFLAC | $63 | — | $63 | 0.02% |
| CAREN A STRAATMEYER3 | 704 E 70TH PL SIOUX FALLS, SD 57108 | AFLAC | $56 | — | $56 | 0.02% |
| PAMELA J KREBER3 | 5905 S DEER PARK DR SIOUX FALLS, SD 57108 | AFLAC | $53 | — | $53 | 0.01% |
| JADE COMPANIES LLC3 | 518 MAIN AVE BROOKINGS, SD 57006 | AFLAC | $53 | — | $53 | 0.01% |
| JODY L KLUDT | 43127 NW JIM RIVER RD LESTERVILLE, SD 57040 | AFLAC | $53 | — | $53 | 0.01% |
| KRISTA M MERRITT3 | 1730 PINEHURST DR BROOKINGS, SD 57006 | AFLAC | $49 | — | $49 | 0.01% |
| ABBY J BREITLING | 3500 S PHILLIPS AVE STE 101 SIOUX FALLS, SD 57105 | AFLAC | $36 | — | $36 | 0.01% |
| TEMPLE K WOODLEY3 | 2014 REIS RUN RD PITTSBURGH, PA 15237 | AFLAC | $33 | — | $33 | 0.01% |
| SHAWN D BENSER | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $31 | — | $31 | 0.01% |
| CITIZENS STATE BANK3 | PO BOX 378 ARLINGTON, SD 57212 | AFLAC | $27 | — | $27 | 0.01% |
| TRAVIS L WILLEY3 | 673 17TH ST S SARTELL, MN 56377 | AFLAC | $27 | — | $27 | 0.01% |
| CACIE JO NORTON | 8204 HUGHES AVE APT 2 SIOUX FALLS, SD 57108 | AFLAC | $27 | — | $27 | 0.01% |
| MARY E NOSBUSH3 | PO BOX 14 GARY, SD 57237 | AFLAC | $23 | — | $23 | 0.01% |
| DACOTAH BANK | PO BOX 1210 ABERDEEN, SD 57402 | AFLAC | $23 | — | $23 | 0.01% |
| C SUE MCKENZIE3 | 10016 W BOLIVAR DR SUN CITY, AZ 85351 | AFLAC | $20 | — | $20 | 0.01% |
| CAROL FOX3 | 42312 199TH ST BANCROFT, SD 57353 | AFLAC | $20 | — | $20 | 0.01% |
| MERLE D BIEBER3 | 18932 HUNTLEY TRL LAKEVILLE, MN 55044 | AFLAC | $19 | — | $19 | 0.01% |
| RENALDUS N WENTZ3 | 2038 FOREST PARK DR BILLINGS, MT 59102 | AFLAC | $17 | — | $17 | 0.00% |
| HEATHER M BRAMER3 | 808 S MAPLE WATERTOWN, SD 57201 | AFLAC | $16 | — | $16 | 0.00% |
| THEODORE W HONKE3 | 29478 US HIGHWAY 281 LAKE ANDES, SD 57356 | AFLAC | $15 | — | $15 | 0.00% |
| KEVIN B VINING3 | 47269 255TH ST RENNER, SD 57055 | AFLAC | $14 | — | $14 | 0.00% |
| TARA G WEEMAN3 | 1021 S COURTLAND ST CHAMBERLAIN, SD 57325 | AFLAC | $14 | — | $14 | 0.00% |
| JOEL DOCKTER3 | 1705 MARSHALL RD ABERDEEN, SD 57401 | AFLAC | $14 | — | $14 | 0.00% |
| JULIA KREJCHI3 Filed as: JULIA MOES | 808 S MAPLE WATERTOWN, SD 57201 | AFLAC | $14 | — | $14 | 0.00% |
| NADINE THERESA POLLMAN | 1306 SUMMIT CIR BROOKINGS, SD 57006 | AFLAC | $14 | — | $14 | 0.00% |
| CHRISTIE L WOOKEY3 | 440 LAKE DR WATERTOWN, SD 57201 | AFLAC | $12 | — | $12 | 0.00% |
| KARA M CARMODY3 | 718 HOYT AVE E. ST ST PAUL, MN 55106 | AFLAC | $12 | — | $12 | 0.00% |
| ROSEMARY L. SCHAUB Filed as: ROSEMARY SCHAUB | 10715 SETTLERS LN HANOVER, MN 55341 | AFLAC | $12 | — | $12 | 0.00% |
| JENNIFER LEE QUALE | 5143 COUNTY ROAD 4 E ATWATER, MN 56209 | AFLAC | $11 | — | $11 | 0.00% |
| RIVER VIEW INC3 | 43127 NW JIM RIVER RD LESTERVILLE, SD 57040 | AFLAC | $9 | — | $9 | 0.00% |
| DANIEL J KNEIP3 | 603 5TH AVENUE BROOKINGS, SD 57006 | AFLAC | $9 | — | $9 | 0.00% |
| PERFORMANCE PLUS LLC3 | 114 N MAIN ST MITCHELL, SD 57301 | AFLAC | $9 | — | $9 | 0.00% |
| BRIAN W PATTEN3 | 120 MARGUERITE DR STE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $9 | — | $9 | 0.00% |
| WILLIAM M BARNETT3 | 703 NORTH SAGEHORN DRIVE HARTFORD, SD 57033 | AFLAC | $8 | — | $8 | 0.00% |
| MICHELE K WILLEY3 | 122 E MAIN ST 185 LAKELAND, FL 33801 | AFLAC | $8 | — | $8 | 0.00% |
| DAVID G FENEMOR3 | 1922A MENARD ST ST LOUIS, MO 63104 | AFLAC | $8 | — | $8 | 0.00% |
| LUCAS SCOTT SMITH | 301 MANOR AVE S LAKE PRESTON, SD 57249 | AFLAC | $8 | — | $8 | 0.00% |
| CHARLES J MEHLBRECH3 | 230 E CENTER AVE SALEM, SD 57058 | AFLAC | $7 | — | $7 | 0.00% |
| TIMOTHY L CASS3 | 227 NELTOM DR PIERRE, SD 57501 | AFLAC | $7 | — | $7 | 0.00% |
| REBECCA ANNE PALMER3 | 518 MAIN AVE BROOKINGS, SD 57006 | AFLAC | $7 | — | $7 | 0.00% |
| THERESA MARIE CELANDER | 17076 58TH CT NE OTSEGO, MN 55374 | AFLAC | $7 | — | $7 | 0.00% |
| JAMES ALAN HEYN3 | 1296 S LAKE DR WATERTOWN, SD 57201 | AFLAC | $6 | — | $6 | 0.00% |
| TORI L FENEMOR3 | 2300 S 10TH ST APT E SAINT LOUIS, MO 68104 | AFLAC | $6 | — | $6 | 0.00% |
| NICOLE D BLAKE | 1226 CULVER AVE NW BUFFALO, MN 55313 | AFLAC | $6 | — | $6 | 0.00% |
| JEREMY D FOX3 | 42312 199TH ST BANCROFT, SD 57353 | AFLAC | $5 | — | $5 | 0.00% |
| JAMIE ROSENBERGER | 1207 LAKEVIEW PKWY BUFFALO, MN 55313 | AFLAC | $5 | — | $5 | 0.00% |
| BARRY CAMPBELL3 | 2798 COUNTY ROAD 80 ALGER, OH 45812 | AFLAC | $4 | — | $4 | 0.00% |
| MATTHEW S MCCLAY3 | 1086 MANSFIELD AVE INDIANA, PA 15701 | AFLAC | $4 | — | $4 | 0.00% |
| ALEXANDER I MIRO | 7160 DALLAS PKWY STE 250 PLANO, TX 75024 | AFLAC | $4 | — | $4 | 0.00% |
| LUCAS BAUMGARTNER | 667 158TH AVE NW ANDOVER, MN 55304 | AFLAC | $4 | — | $4 | 0.00% |
| GREGG ROBSON | 23275 457TH AVE MADISON, SD 57042 | AFLAC | $4 | — | $4 | 0.00% |
| WENDY J SWANSON3 | 35111 260TH ST PUKWANA, SD 57370 | AFLAC | $3 | — | $3 | 0.00% |
| SCOTT E PFAFF3 | 2201 ASH AVE NE WATERTOWN, SD 57201 | AFLAC | $2 | — | $2 | 0.00% |
| CYNTHIA KAY PATTEN3 | 121 BUCKTHORN RD BADEN, PA 15005 | AFLAC | $2 | — | $2 | 0.00% |
| HEATHER BARTLEY | 120 MARGUERITE DR STE 101 CRANBERRY TWP, PA 16066 | AFLAC | $2 | — | $2 | 0.00% |
| NAOMI C MCLAUGHLIN3 | 320 DEERVIEW AVE TEA, SD 57064 | AFLAC | $1 | — | $1 | 0.00% |
| CORY L CAMPBELL | 13139 FERRIS CT APPLE VALLEY, MN 55124 | AFLAC | $1 | — | $1 | 0.00% |
| MATTHEW R LORENZ | 1021 PROSPECT POINTE RD JORDAN, MN 55352 | AFLAC | $1 | — | $1 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP, INC. | 11516 MIRACLE HILLS DR STE 100 OMAHA, NE 681544473 | UNITED OF OMAHA LIFE INSURANCE CO | $8K | $4K | $12K | 15.93% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP, INC | 11516 MIRACLE HILLS DR STE 100 OMAHA, NE 681544473 | UNITED OF OMAHA LIFE INSURANCE CO | $5K | $4K | $8K | 13.02% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP, INC. | 11516 MIRACLE HILLS DR STE 100 OMAHA, NE 681544473 | UNITED OF OMAHA LIFE INSURANCE CO | $4K | $2K | $6K | 14.22% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP | 11516 MIRACLE HILLS DR STE 105 OMAHA, NE 681545311 | VISION SERVICE PLAN | $1K | — | $1K | 5.46% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 516 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 521 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 514 | $21K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE CO | 623 | $118K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE CO | 623 | $64K |
| Other(3 contracts, 2 carriers) | AFLAC | 623 | $483K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 623 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.