Welfare broker

CHRIS A GUSTAFSON

Mailing address (most recent filing)

25977 482ND AVENUE

BRANDON, SD 57005

Total comp: $30K
Commissions: $29K
Fees: $762
Filings: 12
Sponsors: 12

Carrier mix

Where CHRIS A GUSTAFSON places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AFLAC100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AFLAC	1	$605K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
SD	1	$605K	0.3%	358.95x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CHRIS A GUSTAFSON's plans by broker comp / premium ratio. Median 14.90% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of CHRIS A GUSTAFSON's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CHRIS A GUSTAFSON is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FISHBACK FINANCIAL CORPORATION FISHBACK FINANCIAL CORPORATION WRAP PLAN	SD	$605K	$90K	AFLAC