| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STRATEGIC BENEFITS3 Filed as: STRATEGIC BENEFITS, LLC | 15757 PINES BLVD SUITE UNIT 137 HOLLYWOOD, FL 33027 | HEALTH OPTIONS | $31K | — | $31K | 2.51% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY SUITE 1950 ATLANTA, GA 30339 | HEALTH OPTIONS | $6K | — | $6K | 0.49% |
| STRATEGIC BENEFITS3 Filed as: STRATEGIC BENEFITS, LLC | 15757 PINES BLVD SUITE UNIT 139 HOLLYWOOD, FL 33027 | BLUE CROSS BLUE SHIELD OF FLORIDA | $4K | — | $4K | 2.35% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | BLUE CROSS BLUE SHIELD OF FLORIDA | $1K | — | $1K | 0.65% |
| ANA MARIA LEON Filed as: ANA M. LEON | 5000 SW 65 AVENUE MIAMI, FL 33155 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 8.51% |
| CARLA J ELENZ | 118 HAWKINS LN COLUMBIANA, OH 44408 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 2.82% |
| MANUEL A. LEON Filed as: MANUEL AGUSTIN LEON JR. | 5000 SW 65 AVENUE MIAMI, FL 33155 | CONTINENTAL AMERICAN INSURANCE COMPANY | $714 | — | $714 | 1.85% |
| DIGITAL INSURANCE LLC | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | CONTINENTAL AMERICAN INSURANCE COMPANY | $687 | — | $687 | 1.78% |
| ELISE M LEON | 5000 SW 65 AVENUE MIAMI, FL 33155 | CONTINENTAL AMERICAN INSURANCE COMPANY | $533 | — | $533 | 1.38% |
| EILEEN SANCHEZ MEDINA Filed as: EILEEN SANCHEZ-MEDINA | 6100 SW 44 TER MIAMI, FL 33155 | CONTINENTAL AMERICAN INSURANCE COMPANY | $472 | — | $472 | 1.23% |
| BRETT ALAN BOOKER | 4390 CLEARWATER WAY APT 1505 LEXINGTON, KY 405156379 | CONTINENTAL AMERICAN INSURANCE COMPANY | $396 | — | $396 | 1.03% |
| MARIA C ORTIZ Filed as: MARIA C. ORTIZ | 3530 W GLENCOE ST MIAMI, FL 33133 | CONTINENTAL AMERICAN INSURANCE COMPANY | $157 | — | $157 | 0.41% |
| JUSTO E LEGIDO | 700 SAN ESTEBAN AVENUE CORAL GABLES, FL 33146 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21 | — | $21 | 0.05% |
| STRATEGIC BENEFITS3 | 15757 PINES BLVD SUITE 139 HOLLYWOOD, FL 33027 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 10.39% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY STE 1950 ATLANTA, GA 30339 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $1K | $882 | $2K | 5.85% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD ROAD SUITE 300 KIRKWOOD, MO 63122 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $352 | — | $352 | 1.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 183 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 183 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF FLORIDA | 15 | $186K |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 154 | $34K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 154 | $34K |
| Other | CONTINENTAL AMERICAN INSURANCE COMPANY | 36 | $38K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 176 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.