| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SELLERS BENEFITS GROUP INC3 Filed as: SELLERS BENEFIT GROUP | 300 AVENUE OF CHAMPIONS, SUITE 240 PALM BEACH GARDENS, FL 33418 | BLUE CROSS BLUE SHIELD OF FLORIDA | $38K | — | $38K | 3.04% |
| SELLER BENEFITS GROUP3 | 300 AVENUE OF CHAMPIONS SUITE 240 PALM BEACH GARDENS, FL 33418 | HEALTH OPTIONS | $9K | — | $9K | 2.99% |
| ANA MARIA LEON Filed as: ANA M. LEON | 5000 SW 65 AVENUE MIAMI, FL 33155 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | — | $9K | 18.82% |
| MARIA C ORTIZ Filed as: MARIA C. ORTIZ | 3530 W GLENCOE ST MIAMI, FL 33133 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 3.19% |
| JUSTO E LEGIDO | 700 SAN ESTEBAN AVENUE CORAL GABLES, FL 33146 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 2.63% |
| SELLERS BENEFITS GROUP INC3 Filed as: SELLERS BENEFIT GROUP, INC. | 300 AVENUE OF CHAMPIONS, SUITE 240 PALM BEACH GARDENS, FL 33418 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 13.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 229 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 7 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 237 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF FLORIDA | 174 | $1.2M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 127 | $29K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 127 | $29K |
| Other(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 221 | $79K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 221 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.