| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RON SELLERS & ASSOCIATES INC3 Filed as: RON SELLERS AND ASSOCIATES | 300 AVENUE OF CHAMPIONS, SUITE 240 PALM BEACH GARDENS, FL 33418 | BLUE CROSS BLUE SHIELD OF FLORIDA | $36K | — | $36K | 3.04% |
| RON SELLERS & ASSOCIATES INC3 Filed as: RON SELLERS AND ASSOCIATES | 300 AVENUE OF CHAMPIONS, SUITE 240 PALM BEACH GARDENS, FL 33418 | HEALTH OPTIONS | $7K | — | $7K | 3.03% |
| ANA MARIA LEON Filed as: ANA M. LEON | 7400 SW 50 TERRACE STE 300 MIAMI, FL 33155 | CONTINENTAL AMERICAN INSURANCE COMPANY | $100 | — | $100 | 0.28% |
| MARIA C ORTIZ Filed as: MARIA C. ORTIZ | 7400 SW 50 TERRACE STE 300 MIAMI, FL 33155 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.04% |
| SELLERS BENEFITS GROUP INC3 Filed as: SELLERS BENEFIT GROUP, INC. | 300 AVENUE OF CHAMPIONS, SUITE 240 PALM BEACH GARDENS, FL 33418 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 14.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 266 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 10 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 279 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF FLORIDA | 218 | $1.2M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 149 | $31K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 149 | $31K |
| Prescription drug | HEALTH OPTIONS | 56 | $238K |
| Other | CONTINENTAL AMERICAN INSURANCE COMPANY | 205 | $36K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 218 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.