| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRUSS, LLC3 Filed as: TRUSS LLC | 9200 WARD PARKWAY KANSAS CITY, MO 64114 | AETNA LIFE INSURANCE COMPANY | $30K | $0 | $30K | 9.59% |
| BRENDA S. LAND3 | 2907 LAURIE DRIVE WEST PLAINS, MO 65775 | AFLAC | $11K | $307 | $11K | 7.42% |
| BRIAN C. LAND3 | 240 COUNTY ROAD 191 DORA, MO 65637 | AFLAC | $7K | $254 | $7K | 4.72% |
| MJ INSURANCE3 Filed as: BRADLEY HARRISON AND VARIOUS AGENTS | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $4K | $101 | $4K | 2.85% |
| CHAD M POSTON3 Filed as: CHAD M. POSTON | 2409 WEST ASH STREET COLUMBIA, MO 65203 | AFLAC | $1K | $102 | $1K | 0.94% |
| CHRISTINA J AMMONS3 Filed as: CHRISTINA J. AMMONS | 6909 SPRING PARK DRIVE JEFFERSON CITY, MO 65109 | AFLAC | $1K | $0 | $1K | 0.84% |
| NATHAN L HARRISON3 Filed as: NATHAN L. HARRISON | 5301 EAST VISTA RICA STREET PARADISE VALLEY, AZ 85253 | AFLAC | $679 | $0 | $679 | 0.45% |
| JOHN SCHAEFFERKOETTER3 | 6002 STERLING RIDGE ROAD JEFFERSON CITY, MO 65101 | AFLAC | $432 | $0 | $432 | 0.29% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MID-AMERICA | 9200 WARD PARKWAY, SUITE 500 KANSAS CITY, MO 64114 | VCP SERVICES, INC - MISSOURI | $15K | $0 | $15K | 10.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 9200 WARD PARKWAY, SUITE 500 KANSAS CITY, MO 64114 | HARTFORD LIFE AND ACCIDENT | $13K | $0 | $13K | 10.02% |
| ACRISURE LLC3 Filed as: ACRISURE WALLSTREET PARTNERS, LLC | 1530 RAX COURT JEFFERSON CITY, MO 65109 | HARTFORD LIFE AND ACCIDENT | $54 | $0 | $54 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,133 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,133 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VCP SERVICES, INC - MISSOURI | 1,114 | $145K |
| Life insurance(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 1,133 | $439K |
| Short-term disability(3 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 1,133 | $589K |
| Long-term disability(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 1,133 | $439K |
| Other(3 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 1,133 | $589K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,133 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.