| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: ACRISURE WALLSTREET PARTNERS, LLC | 1530 RAX COURT JEFFERSON CITY, MO 65109 | SUN LIFE ASSURANCE COMPANY OF CANADA | $114K | $78K | $191K | 17.95% |
| USI INSURANCE SERVICES LLC3 | PO BOX 62889 VIRGINIA BEACH, VA 23466 | SUN LIFE ASSURANCE COMPANY OF CANADA | $45K | $0 | $45K | 4.23% |
| BRENDA S. LAND3 | 2907 LAURIE DRIVE WEST PLAINS, MO 65775 | AFLAC | $16K | $171 | $16K | 8.89% |
| CHRISTINA J AMMONS3 Filed as: CHRISTINA J. AMMONS & OTHER AGENTS | 6909 SPRING PARK DRIVE JEFFERSON CITY, MO 65109 | AFLAC | $4K | $0 | $4K | 2.11% |
| BRIAN C. LAND3 | 240 COUNTY ROAD, SUITE 191 DORA, MO 65637 | AFLAC | $4K | $0 | $4K | 2.09% |
| CHAD M POSTON3 Filed as: CHAD M. POSTON | 2409 WEST ASH STREET COLUMBIA, MO 65203 | AFLAC | $3K | $18 | $3K | 1.47% |
| ERICA ROSE ASHLEY3 | 2173 MASERATI DRIVE FRISCO, TX 75033 | AFLAC | $906 | $18 | $924 | 0.51% |
| NATHAN L HARRISON3 Filed as: NATHAN L. HARRISON | 5301 EAST VISTA RICA STREET PARADISE VALLEY, AZ 85253 | AFLAC | $593 | $0 | $593 | 0.33% |
| BRADLEY K HARRISON3 Filed as: BRADLEY K. HARRISON | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $503 | $0 | $503 | 0.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,288 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,288 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AFLAC | 141 | $181K |
| Vision(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,288 | $1.2M |
| Life insurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,288 | $1.2M |
| Short-term disability(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,288 | $1.2M |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,288 | $1.1M |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,288 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,288 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.