| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: ACRISURE WALLSTREET PARTNERS, LLC | 1530 RAX COURT JEFFERSON CITY, MO 65109 | SUN LIFE ASSURANCE COMPANY OF CANADA | $148K | $81K | $230K | 20.15% |
| ACRISURE LLC3 Filed as: ACRISURE WALLSTREET PARTNERS, LLC | 1530 RAX COURT JEFFERSON CITY, MO 65109 | HARTFORD LIFE AND ACCIDENT | $19K | $0 | $19K | 6.11% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 9200 WARD PARKWAY, SUITE 500 KANSAS CITY, MO 64114 | HARTFORD LIFE AND ACCIDENT | $12K | $0 | $12K | 3.95% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 EAST JACKSON, SUITE 14B CHICAGO, IL 60604 | HARTFORD LIFE AND ACCIDENT | $0 | $5K | $5K | 1.58% |
| ACRISURE LLC3 | 6307 84TH STREET SE CALEDONIA, MI 49316 | HARTFORD LIFE AND ACCIDENT | $0 | $4K | $4K | 1.21% |
| BRENDA S. LAND3 | 2907 LAURIE DRIVE WEST PLAINS, MO 65775 | AFLAC | $16K | $196 | $16K | 8.46% |
| BRIAN C. LAND3 | 240 COUNTY ROAD 191 DORA, MO 65637 | AFLAC | $6K | $20 | $6K | 2.90% |
| MJ INSURANCE3 Filed as: MARK E. CAMPBELL AND VARIOUS AGENTS | 39 TEA CUP LANE LONG LANE, MO 65590 | AFLAC | $5K | $18 | $5K | 2.48% |
| CHAD M POSTON3 Filed as: CHAD M. POSTON | 2409 WEST ASH STREET COLUMBIA, MO 65203 | AFLAC | $2K | $47 | $2K | 0.97% |
| CHRISTINA J AMMONS3 Filed as: CHRISTINA J. AMMONS | 6909 SPRING PARK DRIVE JEFFERSON CITY, MO 65109 | AFLAC | $999 | $30 | $1K | 0.53% |
| NATHAN L HARRISON3 Filed as: NATHAN L. HARRISON | 5301 EAST VISTA RICA STREET PARADISE VALLEY, AZ 85253 | AFLAC | $773 | $0 | $773 | 0.40% |
| BRADLEY K HARRISON3 Filed as: BRADLEY K. HARRISON | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $702 | $0 | $702 | 0.36% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,133 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,133 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,148 | $1.1M |
| Life insurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,148 | $1.4M |
| Short-term disability(3 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,148 | $1.6M |
| Long-term disability(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,148 | $1.4M |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 1,133 | $504K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,148 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.