No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MARATHON HEALTH EIN 26-0103977 NONE | Direct payment from the plan; Other services Service code 49 | — | $1.5M |
| UMR INC EIN 39-1995276 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $1.1M |
| ZENITH AMERICAN SOLUTIONS, INC EIN 52-1590516 NONE | Other services; Contract Administrator; Direct payment from the plan Service code 13 | — | $645K |
| LABOR FIRST LLC EIN 06-1750191 NONE | Insurance brokerage commissions and fees Service code 53 | — | $247K |
| BLAKE & UHLIG, PA EIN 48-0918231 NONE | Legal; Direct payment from the plan Service code 29 | — | $232K |
| DELTA DENTAL OF MISSOURI EIN 43-0908349 NONE | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | — | $186K |
| UNITED ACTUARIAL SERVICES INC EIN 35-2156428 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $82K |
| SPECTERA,INC EIN 52-1260282 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $68K |
| CLIFTONLARSONALLEN EIN 41-0746749 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $61K |
| THE BANK OF NEW YORK MELLON EIN 13-5160382 NONE | Custodial (securities); Direct payment from the plan Service code 19 | — | $48K |
| BLACKROCK INSTITUTIONAL TRUST CO EIN 94-3112180 NONE | Trustee (bank, trust company, or similar financial institution); Investment management; Direct payment from the plan; Investment management fees paid directly by plan; Trustee (discretionary) Service code 21 | — | $29K |
| UMB BANK EIN 44-0194180 NONE | Direct payment from the plan; Other fees Service code 50 | — | $25K |
| STAYWELL COMPANY NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | 1020 DISCOVERY ROAD SUITE 100 EAGAN, MN 55121 | $20K |
| PARAMETRIC PORTFOLIO ASSOCIATES EIN 20-0292745 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,403 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,075 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 193 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,671 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA INSURANCE COMPANY | 1,469 | $2.1M |
| Prescription drug | HUMANA INSURANCE COMPANY | 1,469 | $2.1M |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 3,591 | $3.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,591 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.