| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 9200 WARD PARKWAY STE 500 KANSAS CITY, MO 64114 | VISION SERVICE PLAN | — | $882 | $882 | 2.19% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER H&B ADMIN LLC | PO BOX 850502 MINNEAPOLIS, MN 55485 | ALLSTATE-AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6K | $0 | $6K | 18.88% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER H&B ADMINISTRATION LLC | PO BOX 850502 MINNEAPOLIS, MN 55485 | ALLSTATE-AMERICAN HERITAGE LIFE INSURANCE COMPANY | $0 | $654 | $654 | 2.18% |
| INSURANCE BENEFITS CONSULTANTS LLC3 | 1009 S. NEOSHO BLVD NEOSHO, MO 64850 | ALLSTATE-AMERICAN HERITAGE LIFE INSURANCE COMPANY | $201 | $0 | $201 | 0.67% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | ALLSTATE-AMERICAN HERITAGE LIFE INSURANCE COMPANY | $124 | $0 | $124 | 0.41% |
| KYLE G FRENCH3 | 12721 METCALF AVE. SUITE 103 OVERLAND PARK, KS 66213 | ALLSTATE-AMERICAN HERITAGE LIFE INSURANCE COMPANY | $85 | $0 | $85 | 0.28% |
| TRUSS, LLC3 Filed as: TRUSS LLC | 9200 WARD PARKWAY SUITE 500 KANSAS CITY, MO 64114 | ALLSTATE-AMERICAN HERITAGE LIFE INSURANCE COMPANY | $81 | $0 | $81 | 0.27% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOC LLC | PO BOX 441 DES MOINES, IA 50302 | ALLSTATE-AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | $0 | $5 | 0.02% |
| DAWN CIERPIOT3 | 10916 N. WALLACE AVE KANSAS CITY, MO 64157 | AFLAC | $3K | $154 | $3K | 26.49% |
| DAVID PRATHER3 | 228 N. JESSE JAMES RD. STE D EXCELSIOR SPRINGS, MO 64024 | AFLAC | $598 | $2 | $600 | 4.76% |
| CHRISTI LANE FARNAN3 | 11193 CLUB VIEW DR SAINT JOSEPH, MO 64505 | AFLAC | $349 | $0 | $349 | 2.77% |
| THE LUTHER GROUP LLC3 | 6525 NW MELODY CT PARKVILLE, MO 64152 | AFLAC | $143 | $34 | $177 | 1.40% |
| JANET ZENTMIRE RIGSBY3 | 801 MELANAE CT LIBERTY, MO 64068 | AFLAC | $113 | $0 | $113 | 0.90% |
| NICOLE BETH JENKINS3 | 2301 BURLINGTON ST STE 200 KANSAS CITY, MO 64116 | AFLAC | $30 | $2 | $32 | 0.25% |
| DEEANN MARIE HINKLE3 | 1026 240TH ST HIAWATHA, KS 66434 | AFLAC | $31 | $0 | $31 | 0.25% |
| RODNEY G STORCK3 | 1006 S. ZELTA ST WICHITA, KS 67207 | AFLAC | $3 | $0 | $3 | 0.02% |
| BRIAN MILLS3 | 1402 W LUCY WEBB RD RAYMORE, MO 64083 | AFLAC | $1 | $0 | $1 | 0.01% |
| WILLINGHAM INC3 | 35354 MISSION BELLEVIEW RD LOUISBURG, KS 66053 | AFLAC | $1 | $0 | $1 | 0.01% |
| SAMUEL A MCFALL3 | 609 N. BROADWAY AVE STE 200 WICHITA, KS 67214 | AFLAC | $1 | $0 | $1 | 0.01% |
| DAWN CIERPIOT3 | 10916 N. WALLACE AVE KANSAS CITY, MO 64157 | AFLAC | $765 | $9 | $774 | 11.74% |
| JANET ZENTMIRE RIGSBY3 | 801 MELANAE CT LIBERTY, MO 64068 | AFLAC | $249 | $0 | $249 | 3.78% |
| THE LUTHER GROUP LLC3 | 6525 NW MELODY CT PARKVILLE, MO 64152 | AFLAC | $109 | $2 | $111 | 1.68% |
| DEEANN MARIE HINKLE3 | 1026 240TH ST HIAWATHA, KS 66434 | AFLAC | $67 | $0 | $67 | 1.02% |
| DAVID PRATHER3 | 228 N JESSE JAMES RD STE D EXCELSIOR SPRINGS, MO 64024 | AFLAC | $22 | $0 | $22 | 0.33% |
| CHRISTI LANE FARNAN | 11193 CLUB VIEW DR SAINT JOSEPH, MO 64505 | AFLAC | $14 | $0 | $14 | 0.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 559 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 559 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF KANSAS | 559 | $493K |
| Dental | DELTA DENTAL OF KANSAS | 294 | $0 |
| Vision | VISION SERVICE PLAN | 240 | $40K |
| Life insurance | ADVANCE INSURANCE COMPANY OF KANSAS | 460 | $81K |
| Short-term disability | ADVANCE INSURANCE COMPANY OF KANSAS | 460 | $81K |
| Long-term disability | ADVANCE INSURANCE COMPANY OF KANSAS | 460 | $81K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF KANSAS | 559 | $493K |
| Other | ADVANCE INSURANCE COMPANY OF KANSAS | 460 | $81K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 559 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.