| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | VISION SERVICE PLAN | $6 | — | $6 | 0.02% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER H&B ADMIN LLC | PO BOX 310502 DES MOINES, IA 50331 | ALLSTATE-AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | $0 | $2K | 8.81% |
| TRUSS, LLC3 Filed as: TRUSS LLC | 9200 WARD PARKWAY SUITE 500 KANSAS CITY, MO 64114 | ALLSTATE-AMERICAN HERITAGE LIFE INSURANCE COMPANY | $973 | $0 | $973 | 3.67% |
| KYLE G FRENCH3 Filed as: KYLE G. FRENCH | 12721 METCALF AVE. SUITE 103 OVERLAND PARK, KS 66213 | ALLSTATE-AMERICAN HERITAGE LIFE INSURANCE COMPANY | $225 | $0 | $225 | 0.85% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER H&B ADMINISTRATION LLC | PO BOX 310502 DES MOINES, IA 50331 | ALLSTATE-AMERICAN HERITAGE LIFE INSURANCE COMPANY | $0 | $91 | $91 | 0.34% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | ALLSTATE-AMERICAN HERITAGE LIFE INSURANCE COMPANY | $42 | $0 | $42 | 0.16% |
| HOLMES MURPHY & ASSOCIATES Filed as: HOLMES MURPHY & ASSOC LLC | PO BOX 441 DES MOINES, IA 50302 | ALLSTATE-AMERICAN HERITAGE LIFE INSURANCE COMPANY | $13 | $0 | $13 | 0.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 497 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 497 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF KANSAS | 497 | $322K |
| Dental | DELTA DENTAL OF KANSAS | 244 | $0 |
| Vision | VISION SERVICE PLAN | 188 | $35K |
| Life insurance | ADVANCE INSURANCE COMPANY OF KANSAS | 381 | $70K |
| Short-term disability | ADVANCE INSURANCE COMPANY OF KANSAS | 381 | $70K |
| Long-term disability | ADVANCE INSURANCE COMPANY OF KANSAS | 381 | $70K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF KANSAS | 497 | $322K |
| Other | ADVANCE INSURANCE COMPANY OF KANSAS | 381 | $70K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 497 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.