| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER H&B ADMIN LLC | PO BOX 850502 MINNEAPOLIS, MN 55485 | ALLSTATE-AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8K | $0 | $8K | 27.36% |
| TRUSS, LLC3 Filed as: TRUSS LLC | 9200 WARD PARKWAY SUITE 500 KANSAS CITY, MO 64114 | ALLSTATE-AMERICAN HERITAGE LIFE INSURANCE COMPANY | $706 | $0 | $706 | 2.41% |
| INSURANCE BENEFITS CONSULTANTS LLC3 | 1009 S NEOSHO BLVD NEOSHO, MO 64850 | ALLSTATE-AMERICAN HERITAGE LIFE INSURANCE COMPANY | $380 | $0 | $380 | 1.30% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER H&B ADMINISTRATION LLC | PO BOX 850502 MINNEAPOLIS, MN 55485 | ALLSTATE-AMERICAN HERITAGE LIFE INSURANCE COMPANY | $0 | $169 | $169 | 0.58% |
| KYLE G FRENCH3 | 12721 METCALF AVE SUITE 103 OVERLAND PARK, KS 66213 | ALLSTATE-AMERICAN HERITAGE LIFE INSURANCE COMPANY | $116 | $0 | $116 | 0.40% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | ALLSTATE-AMERICAN HERITAGE LIFE INSURANCE COMPANY | $81 | $0 | $81 | 0.28% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOC LLC | PO BOX 441 DES MOINES, IA 50302 | ALLSTATE-AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7 | $0 | $7 | 0.02% |
| DAWN CIERPIOT3 Filed as: DAWN R CIERPIOT | 10916 N. WALLACE AVE. KANSAS CITY, MO 64157 | AFLAC | $5K | $0 | $5K | 58.64% |
| THE LUTHER GROUP LLC3 | 6620 NW DEARING DR PARKVILLE, MO 64152 | AFLAC | $617 | $0 | $617 | 7.37% |
| DAVID PRATHER3 | 448 WASHINGTON ST STE A CHILLICOTHE, MO 64601 | AFLAC | $60 | $0 | $60 | 0.72% |
| NICOLE BETH JENKINS3 | 2301 BURLINGTON ST STE 200 KANSAS CITY, MO 64116 | AFLAC | $32 | $0 | $32 | 0.38% |
| CHRISTI LANE FARNAN3 | 11193 CLUB VIEW DR SAINT JOSEPH, MO 64505 | AFLAC | $6 | $0 | $6 | 0.07% |
| RODNEY G STORCK3 | 1006 S ZELTA ST WICHITA, KS 67207 | AFLAC | $4 | $0 | $4 | 0.05% |
| TERRY S DECKER3 | 123401 EW 6 RD TURPIN, OK 73950 | AFLAC | $1 | $0 | $1 | 0.01% |
| BRIAN MILLS3 | 1402 W LUCY WEBB RD RAYMORE, MO 64083 | AFLAC | $1 | $0 | $1 | 0.01% |
| WILLINGHAM INC3 | 35354 MISSION BELLEVIEW RD LOUISBURG, KS 66053 | AFLAC | $1 | $0 | $1 | 0.01% |
| SAMUEL A MCFALL3 | 609 N BROADWAY AVE STE 200 WICHITA, KS 67214 | AFLAC | $1 | $0 | $1 | 0.01% |
| DAWN CIERPIOT3 Filed as: DAWN R CIERPIOT | 10916 N WALLACE AVE KANSAS CITY, MO 64157 | AFLAC | $4K | $0 | $4K | 59.41% |
| THE LUTHER GROUP LLC3 | 6620 NW DEARING DR PARKVILLE, MO 64152 | AFLAC | $558 | $0 | $558 | 7.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 509 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 509 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF KANSAS | 509 | $346K |
| Dental | DELTA DENTAL OF KANSAS | 260 | $0 |
| Vision | VISION SERVICE PLAN | 212 | $34K |
| Life insurance | ADVANCE INSURANCE COMPANY OF KANSAS | 387 | $69K |
| Short-term disability | ADVANCE INSURANCE COMPANY OF KANSAS | 387 | $69K |
| Long-term disability | ADVANCE INSURANCE COMPANY OF KANSAS | 387 | $69K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF KANSAS | 509 | $346K |
| Other | ADVANCE INSURANCE COMPANY OF KANSAS | 387 | $69K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 509 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.