See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 9 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 8 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BANKERS BENEFIT EIN 43-1383648 PARTY-IN-INTEREST | Contract Administrator; Direct payment from the plan Service code 13 | PO BOX 1343 JEFFERSON CITY, MO 65102 | $620K |
| ASSUREDPARTNERS CAPITAL, INC. EIN 45-2712335 NONE | Contract Administrator; Direct payment from the plan Service code 13 | 450 S. ORANGE AVENUE 4TH FLOOR ORLANDO, FL 32801 | $378K |
| GALLAGHER RISK MANAGEMENT SERVICES EIN 36-2102482 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 2850 GOLF ROAD ROLLING MEADOWS, IL 60008 | $45K |
| ALLIANT INSURANCE SERVICES, INC EIN 33-0785439 NONE | Actuarial; Direct payment from the plan Service code 11 | 1391 DOVE STREET, SUITE 200 NEWPORT BEACH, CA 92660 | $38K |
| WILLIAMS-KEEPERS LLC EIN 43-1126847 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 3220 W EDGEWOOD, STE E JEFFERSON CITY, KS 65109 | $30K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,551 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,551 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 1,175 | $10.6M |
| Dental | DELTA DENTAL OF MISSOURI | 2,103 | $771K |
| Vision | ADVANTICA INSURANCE COMPANY | 1,231 | $106K |
| Life insurance(2 contracts) | MINNESOTA LIFE INSURANCE COMPANY | 1,480 | $231K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 714 | $176K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,562 | $263K |
| Other(2 contracts) | ZURICH AMERICAN INSURANCE COMPANY | 3,112 | $9K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,112 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.