| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORESOURCE, INC.3 Filed as: TRUSTMARK HEALTH BENEFITS INC | 5200 77 CENTER DR, SUITE 400 CHARLOTTE, NC 28217 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $11K | $11K | 1.07% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | 701 B ST 6TH FL SAN DIEGO, CA 92101 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $1K | $1K | 0.35% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | 701 B ST 6TH FL SAN DIEGO, CA 92101 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $583 | $583 | 0.36% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICE, INC | 701 B ST 6TH FL SAN DIEGO, CA 92101 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $76 | $76 | 0.43% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ELAP SERVICES, LLC EIN 27-1535451 NONE | Other services; Claims processing Service code 12 | 1550 LIBERTY RIDGE DRIVE WAYNE, PA 19087 | $1.6M |
| BANKERS BENEFIT EIN 43-1383648 PARTY-IN-INTEREST | Direct payment from the plan; Contract Administrator Service code 13 | PO BOX 1343 JEFFERSON CITY, MO 65102 | $932K |
| TRUSTMARK HEALTH BENEFITS, INC. EIN 35-1846036 NONE | Plan Administrator; Other services; Claims processing; Direct payment from the plan Service code 12 | — | $796K |
| MULTIPLAN INC EIN 13-3068979 NONE | Plan Administrator; Direct payment from the plan; Other services; Claims processing Service code 12 | — | $112K |
| DELTA DENTAL OF MO EIN 43-0908349 NONE | Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | 12399 GRAVOIS ROAD ST LOUIS, MO 63127 | $90K |
| ALLIANT INSURANCE SERVICES, INC EIN 33-0785439 NONE | Actuarial; Direct payment from the plan Service code 11 | 1391 DOVE STREET, SUITE 200 NEWPORT BEACH, CA 92660 | $58K |
| LEWIS & ELLIS INC EIN 75-1281520 NONE | Direct payment from the plan; Actuarial Service code 11 | 11225 COLLEGE BLVD #320 OVERLAND PARK, KS 66210 | $25K |
| WILLIAMS-KEEPERS LLC EIN 43-1126847 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 3220 W EDGEWOOD, STE E JEFFERSON CITY, KS 65109 | $23K |
| AETNA EIN 06-6033492 NONE | Direct payment from the plan; Other services; Claims processing Service code 12 | — | $22K |
| ELIXIR RX SOLUTIONS, LLC NONE | Claims processing; Direct payment from the plan Service code 12 | 10895 LOWELL AVE, STE 100 OVERLAND PARK, KS 66210 | $18K |
| HEALTHLINK EIN 43-1364135 NONE | Other services; Other insurance fees and expenses; Claims processing Service code 12 | — | $16K |
| GREENSFELDER, HEMKER & GALE, PC EIN 43-1313567 NONE | Legal; Direct payment from the plan Service code 29 | 10 SOUTH BROADWAY, SUITE 2000 ST LOUIS, MO 63102 | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,861 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,861 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 985 | $174K |
| Life insurance(2 contracts) | MINNESOTA LIFE INSURANCE COMPANY | 1,951 | $178K |
| Short-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 755 | $179K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,601 | $411K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,095 | $1.0M |
| Other(2 contracts) | ZURICH AMERICAN INSURANCE COMPANY | 3,790 | $13K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,790 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.