No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE INSURANCE COMPANY EIN 36-2739571 NONE | Claims processing Service code 12 | — | $1.6M |
| EVERSIDE HEALTH LLC NONE | Other services Service code 49 | 1400 WEWATTA ST. STE 350 DENVER, CO 80202 | $649K |
| DELTA DENTAL PLAN OF MISSOURI EIN 43-0908349 NONE | Claims processing; Contract Administrator Service code 12 | — | $188K |
| RONALD GRAVES EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $131K |
| COMMERCE BANK EIN 43-0554795 NONE | Custodial (securities) Service code 19 | — | $124K |
| DIANA MARBURGER EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $119K |
| JEANETTE SCOPINO EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $119K |
| A&S FINANCIAL SERVICES LLC NONE | Other insurance fees and expenses Service code 73 | 2 S. UNIVERSITY DRIVE SUITE 330 PLANTATION, FL 33324 | $117K |
| HAMMOND AND SHINERS EIN 43-1164305 NONE | Legal Service code 29 | — | $103K |
| RSM US LP EIN 43-1372307 NONE | Accounting (including auditing) Service code 10 | — | $96K |
| VISION SERVICE PLAN EIN 36-3560825 NONE | Claims processing Service code 12 | — | $89K |
| JAMIE GIESEKING EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $83K |
| PILLARRX CONSULTING LLC NONE | Claims processing Service code 12 | 1839 LAKE ST. LOUIS BLVD LAKE SAINT LOUIS, MO 63367 | $83K |
| QUADIENT FINANCE USA INC. NONE | Direct payment from the plan; Other services Service code 49 | 478 WHEELERS FARMS ROAD MILFORD, CT 06461 | $80K |
| INNOVATIVE SOFTWARE SOLUTIONS EIN 23-2182079 NONE | Consulting (general) Service code 16 | — | $79K |
| NICOLA EISENRATH EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $76K |
| CAROLINE BLECHLE EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $74K |
| JANE HUMMERT EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $70K |
| CANDI MOORE EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $70K |
| ASHLEY SMITH EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $70K |
| SAMANTHA DANNER EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $69K |
| KEAIRA HARRIS EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $67K |
| DIANNA SKIPPER EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $64K |
| COURTNEY EUSON EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $62K |
| PETER LAWRENCE EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $59K |
| ZELIS PAYMENTS HOLDINGS LLC NONE | Other services Service code 49 | 744 OFFICE PARKWAY ST LOUIS, MO 63141 | $54K |
| PNC BANK NATIONAL ASSOCIATION EIN 25-1211909 NONE | Investment management Service code 28 | — | $52K |
| VIRIDIANA LOPEZ EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $50K |
| THE INK SPOT NONE | Copying and duplicating Service code 36 | 3433 HAMPTON AVE ST LOUIS, MO 63139 | $50K |
| COMPUTER ST. LOUIS NONE | Direct payment from the plan; Other services Service code 49 | 1650 HEADLAND DRIVE FENTON, MO 63026 | $45K |
| JOHN MASSA EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $43K |
| JW TERRILL BENEFIT ADMINISTRATOR EIN 43-1834988 NONE | Consulting (general) Service code 16 | — | $42K |
| TOSHA REECE EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $41K |
| GREGORY F X DALY NONE | Other services Service code 49 | PO BOX 66787 ST LOUIS, MO 63166 | $38K |
| RUBINBROWN, LLP EIN 43-0765316 NONE | Accounting (including auditing) Service code 10 | 7676 FORSYTH BLVD UNIT 2100 SAINT LOUIS, MO 63105 | $38K |
| VIVEKA HEALTH NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 9102 W BAY HARBOR DRIVE BAY HARBOR ISLANDS, FL 33154 | $35K |
| H&H HEALTH ASSOCIATES INC NONE | Consulting (general) Service code 16 | 3660 S GEYER RD 100 ST LOUIS, MO 63127 | $34K |
| AARON WALSH EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $34K |
| MARQUETTE ASSOCIATES, INC NONE | Investment advisory (plan) Service code 27 | 12412 POWERSCOURT DR SUITE 240 ST LOUIS, MO 63131 | $33K |
| JAMES PURSELL EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $33K |
| SOBER FIRST, LLC EIN 47-4172366 NONE | Other services Service code 49 | 2000 AUBURN DRIVE STE 200-411 BEACHWOOD, OH 44122 | $30K |
| SEGAL SELECT INSURANCE SERVICES EIN 46-0619194 NONE | Contract Administrator Service code 13 | — | $27K |
| DL CARLSON EIN 02-0431934 NONE | Investment management Service code 28 | — | $27K |
| ZIEGLER LOTSOFF CAPITAL MANAGEMENT EIN 27-2347077 NONE | Soft dollars commissions Service code 68 | — | $26K |
| SIMMONS BANK NONE | Custodial (other than securities) Service code 18 | 501 S MAIN ST PINE BLUFF, AR 71601 | $19K |
| BURR OAK CONSULTING LLC NONE | Other fees Service code 99 | 2115 BARRETT STATION RD ST LOUIS, MO 63131 | $15K |
| RICHARD SCHERER NONE | Other services Service code 49 | 3819 HAVERHILL PL ST LOUIS, MO 63125 | $14K |
| BRIDGEWAY BENEFIT TECHNOLOGIES NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 3000 S LENOLA RD MAPLE SHADE, NJ 08052 | $13K |
| AMEREN MISSOURI NONE | Other fees Service code 99 | 1901 CHOTEAU AVE ST LOUIS, MO 63103 | $13K |
| MARVEL PRINTING COMPANY NONE | Other services Service code 49 | 1928 S BROADWAY ST LOUIS, MO 63104 | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,754 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 414 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 142 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,310 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 7,019 | $197K |
| Prescription drug | UNITED BEHAVIORAL HEALTH DBA OPTUM | 4,168 | $65K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 4,286 | $681K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 820 | $55K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,019 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.