No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MERITAIN HEALTH EIN 16-1264154 NONE | Claims processing Service code 12 | — | $1.0M |
| RSM US LP EIN 43-1372307 NONE | Accounting (including auditing) Service code 10 | — | $150K |
| DELTA DENTAL PLAN OF MISSOURI EIN 43-0908349 NONE | Contract Administrator; Claims processing Service code 12 | — | $142K |
| HAMMOND & SHINNERS, P.C. EIN 43-1164305 NONE | Legal Service code 29 | — | $139K |
| INNOVATIVE SOFTWARE SOLUTIONS EIN 23-2182079 NONE | Consulting (general) Service code 16 | — | $107K |
| RONALD GRAVES EIN 43-0908349 EMPLOYEE | Employee (plan) Service code 30 | — | $103K |
| DIANA MARBURGER EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $87K |
| JEANETTE SCOPINO EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $87K |
| ANDERS MINKLER HUBER & HELM LLP EIN 43-0831507 NONE | Accounting (including auditing) Service code 10 | — | $80K |
| OPTUM RX EIN 11-2581812 NONE | Float revenue; Other fees; Claims processing; Direct payment from the plan Service code 12 | — | $73K |
| JAMIE GIESEKING EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $66K |
| NICOLA EISENRATH EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $63K |
| MARGO DOHERTY EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $62K |
| DEBORAH BLECHLE EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $61K |
| CAROLINE BLECHLE EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $61K |
| TRACI ARNOWITZ EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $61K |
| JANE HUMMERT EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $61K |
| ASHLEY SMITH EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $61K |
| THE INK SPOT INC NONE | Other fees Service code 99 | 3433 HAMPTON AVE ST LOUIS, MO 63139 | $59K |
| CANDI MOORE EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $58K |
| JW TERRILL BENEFIT ADMINISTRATOR EIN 43-1834988 NONE | Consulting (general) Service code 16 | — | $58K |
| SAMANTHA KOERTGE EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $57K |
| COMPUTER ST. LOUIS NONE | Other fees Service code 99 | 9282 WATSON RD ST. LOUIS, MO 63126 | $45K |
| TANYA GOUGHENOUR EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $44K |
| JENNIFER LAMPLEY EMPLOYEE | Employee (plan) Service code 30 | — | $35K |
| PNC, BANK NATIONAL ASSOCIATION EIN 25-1211909 NONE | Investment management Service code 28 | — | $33K |
| FIDUCIARY CONSULTANTS INC NONE | Other insurance fees and expenses Service code 73 | 12813 FLUSHING MEADOWS DR 280 ST LOUIS, MO 63131 | $31K |
| INTERACTIVE HEALTH INC NONE | Other fees Service code 99 | 1700 E GOLF RD 900 SCHAUMBURG, IL 60173 | $22K |
| D.L. CARLSON EIN 02-0431934 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $20K |
| COMMERCE BANK EIN 43-0554795 NONE | Custodial (securities); Investment management; Shareholder servicing fees Service code 19 | — | $19K |
| MR. MOM'S HOME SERVICE EIN 43-1909188 NONE | Other fees Service code 99 | — | $19K |
| ZIEGLER LOTSOFF CAPITAL MANAGEMENT EIN 27-2347077 NONE | Soft dollars commissions Service code 68 | — | $17K |
| MAILFINANCE NONE | Other fees Service code 99 | — | $14K |
| BEN HUR CONSTRUCTION CO NONE | Other fees Service code 99 | 2191 LEMAY FERRY RD SUITE 200 ST LOUIS, MO 63125 | $12K |
| AMEREN MISSOURI NONE | Other fees Service code 99 | 1901 CHOTEAU AVE ST LOUIS, MO 63103 | $12K |
| MARVEL PRINTING COMPANY NONE | Other fees Service code 99 | 1928 S BROADWAY ST LOUIS, MO 63104 | $12K |
| BURR OAK CONSULTING LLC NONE | Accounting (including auditing); Other fees Service code 10 | 2115 BARRETT STATION RD ST LOUIS, MO 63131 | $10K |
| DONSON GROUP NONE | Other fees Service code 99 | 197 8TH STREET BOSTON, MA 02129 | $10K |
| CONSTRUCTION BENEFITS AUDIT CORPORA NONE | Accounting (including auditing) Service code 10 | 702 OAK ST KANSAS CITY, MO 64106 | $9K |
| MILLIMAN, INC. NONE | Actuarial Service code 11 | 500 N BROADWAY, SUITE 1750 ST LOUIS, MO 63102 | $9K |
| MIDWEST EMPLOYEE BENEFIT FUNDS COAL NONE | Other fees Service code 99 | 6170 JOLIET RD 2 COUNTRYSIDE, IL 60525 | $8K |
| GRABEL, SCHNIEDERS, HOLLMAN & CO CP NONE | Accounting (including auditing) Service code 10 | 206 W ARGONNE DR 200 KIRKWOOD, MO 63122 | $7K |
| SECURA INSURANCE COMPANIES NONE | Other fees Service code 99 | 1117 SYCAMORE PL OFALLON, IL 62269 | $6K |
| ACC BUSINESS NONE | Other fees Service code 99 | 400 WEST AVE ROCHESTER, NY 14611 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,353 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 581 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,934 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 3,850 | $604K |
| Life insurance(2 contracts) | THE UNION LABOR LIFE INSURANCE COMPANY | 6,241 | $202K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | MERITAIN HEALTH | 0 | $562K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 6,241 | $156K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,241 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.