No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| OPTUM RX EIN 11-2581812 NONE | Claims processing; Contract Administrator Service code 12 | — | $8.2M |
| DELTA DENTAL PLAN OF MISSOURI EIN 43-0908349 NONE | Claims processing Service code 12 | — | $135K |
| HAMMOND & SHINNERS, P.C. EIN 43-1164305 NONE | Legal Service code 29 | — | $132K |
| RONALD GRAVES EIN 43-0908349 EMPLOYEE | Employee (plan) Service code 30 | — | $98K |
| DIANA MARBURGER EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $79K |
| JEANETTE SCOPINO EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $79K |
| JAMIE GIESEKING EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $63K |
| NICOLA EISENRATH EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $60K |
| MARGO DOHERTY EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $60K |
| CAROLINE BLECHLE EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $59K |
| TRACI ARNOWITZ EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $59K |
| RSM US LP EIN 43-1372307 NONE | Accounting (including auditing) Service code 10 | — | $52K |
| CANDI MOORE EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $52K |
| DEBORAH BLECHLE EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $50K |
| SAMANTHA KOERTGE EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $49K |
| ASHLEY SMITH EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $48K |
| JW TERRILL BENEFIT ADMINISTRATOR EIN 43-1834988 NONE | Consulting (general) Service code 16 | — | $48K |
| TANYA GOUGHENOUR EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $40K |
| INNOVATIVE SOFTWARE SOLUTIONS EIN 23-2182079 NONE | Consulting (general) Service code 16 | — | $34K |
| PNC, BANK NATIONAL ASSOCIATION EIN 25-1211909 NONE | Investment management Service code 28 | — | $28K |
| COMPUTER ST. LOUIS NONE | Other fees Service code 99 | 9282 WATSON RD ST. LOUIS, MO 63126 | $27K |
| MR. MOM'S HOME SERVICE EIN 43-1909188 NONE | Other fees Service code 99 | — | $18K |
| D.L. CARLSON EIN 02-0431934 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $16K |
| COMMERCE BANK EIN 43-0554795 NONE | Investment management; Custodial (securities); Shareholder servicing fees Service code 19 | — | $15K |
| ZIEGLER LOTSOFF CAPITAL MANAGEMENT EIN 27-2347077 NONE | Soft dollars commissions Service code 68 | — | $14K |
| GRABEL, SCHNIEDERS, HOLLMAN & CO CP NONE | Accounting (including auditing) Service code 10 | 206 W ARGONNE DR 200 KIRKWOOD, MO 63122 | $10K |
| ANDERS MINKLER HUBER & HELM LLP EIN 43-0831507 NONE | Accounting (including auditing) Service code 10 | — | $9K |
| MILLIMAN, INC.. NONE | Actuarial Service code 11 | — | $9K |
| RUBIN BROWN LLP NONE | Consulting (general) Service code 16 | 1 N BRENTWOOD BLVD 1100 ST. LOUIS, MO 63105 | $7K |
| PURK & ASSOCIATES, PC EIN 26-4532849 NONE | Accounting (including auditing) Service code 10 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,408 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 886 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 4,294 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MERITAIN HEALTH | 4,104 | $1.3M |
| Vision | VISION SERVICE PLAN | 3,846 | $607K |
| Life insurance(2 contracts) | THE UNION LABOR LIFE INSURANCE COMPANY | 6,287 | $209K |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE COMPANY | 3,874 | $307K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 6,287 | $165K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,287 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.