No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE INSURANCE COMPANY EIN 36-2739571 NONE | Claims processing Service code 12 | — | $1.4M |
| A&S FINANCIAL SERVICES LLC NONE | Other insurance fees and expenses Service code 73 | 2 S. UNIVERSITY DRIVE SUITE 330 PLANTATION, FL 33324 | $466K |
| DELTA DENTAL PLAN OF MISSOURI EIN 43-0908349 NONE | Contract Administrator; Claims processing Service code 12 | — | $143K |
| HAMMOND AND SHINNERS, PC EIN 43-1164305 NONE | Legal Service code 29 | — | $114K |
| RONALD GRAVES EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $109K |
| INNOVATIVE SOFTWARE SOLUTIONS EIN 23-2182079 NONE | Consulting (general) Service code 16 | — | $101K |
| DIANA MARBURGER EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $94K |
| JEANETTE SCOPINO EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $94K |
| ANDERS MINKLER HUBER & HELM LLP EIN 43-0831507 NONE | Accounting (including auditing) Service code 10 | — | $88K |
| RSM US LP EIN 43-1372307 NONE | Accounting (including auditing) Service code 10 | — | $84K |
| JAMIE GIESEKING EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $67K |
| JANE HUMMERT EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $66K |
| NICOLA EISENRATH EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $65K |
| DEBORAH BLECHLE EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $65K |
| CAROLINE BLECHLE EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $64K |
| ASHLEY SMITH EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $63K |
| SAMANTHA KOERTGE EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $62K |
| CANDI MOORE EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $62K |
| KEAIRA HARRIS EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $51K |
| REDCARD NONE | Insurance services Service code 23 | 744 OFFICE PARKWAY ST. LOUIS, MO 63141 | $46K |
| THE INK SPOT INC NONE | Other fees Service code 99 | 3433 HAMPTON AVE ST LOUIS, MO 63139 | $43K |
| COURTNEY EUSON EIN 43-0688695 EMPLOYEE | Employee (plan) Service code 30 | — | $35K |
| JW TERRILL BENEFIT ADMINISTRATOR EIN 43-1834988 NONE | Consulting (general) Service code 16 | — | $34K |
| PNC, BANK NATIONAL ASSOCIATION EIN 25-1211909 NONE | Investment management Service code 28 | — | $33K |
| FIDUCIARY CONSULTANTS INC NONE | Consulting (general) Service code 16 | 12813 FLUSHING MEADOWS DR 280 ST LOUIS, MO 63131 | $25K |
| COMMERCE BANK EIN 43-0554795 NONE | Shareholder servicing fees; Custodial (securities); Investment management Service code 19 | — | $21K |
| ZIEGLER LOTSOFF CAPITAL MANAGEMENT EIN 27-2347077 NONE | Soft dollars commissions Service code 68 | — | $19K |
| D.L. CARLSON EIN 02-0431934 NONE | Investment management Service code 28 | 2 CAPITAL PLAZA SUITE 404 CONCORD, NH 03301 | $19K |
| INTERACTIVE HEALTH INC NONE | Consulting (general) Service code 16 | 1700 E GOLF RD 900 SCHAUMBURG, IL 60173 | $17K |
| OPTUM RX EIN 11-2581812 NONE | Other fees; Direct payment from the plan; Claims processing; Float revenue Service code 12 | — | $16K |
| AMEREN MISSOURI NONE | Other fees Service code 99 | 1901 CHOTEAU AVE ST LOUIS, MO 63103 | $12K |
| BURR OAK CONSULTING LLC NONE | Other fees Service code 99 | 2115 BARRETT STATION RD ST LOUIS, MO 63131 | $10K |
| GRABEL, SCHNIEDERS, HOLLMAN & CO CP NONE | Accounting (including auditing) Service code 10 | 206 W ARGONNE DR 200 KIRKWOOD, MO 63122 | $9K |
| MILLIMAN, INC. NONE | Actuarial Service code 11 | 500 N BROADWAY, SUITE 1750 ST LOUIS, MO 63102 | $9K |
| ACC BUSINESS NONE | Other services Service code 49 | 400 WEST AVE ROCHESTER, NY 14611 | $6K |
| BLUEGRASS LAWNCARE OF ST. LOUIS NONE | Other fees Service code 99 | 13852 FERGUSON LN BRIDGETON, MO 63044 | $6K |
| MR. MOM'S JANITORIAL SERVICE EIN 43-1909188 NONE | Other fees Service code 99 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,361 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 429 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 152 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,942 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 3,864 | $508K |
| Life insurance(2 contracts) | THE UNION LABOR LIFE INSURANCE COMPANY | 6,002 | $211K |
| Stop-loss / reinsurancereinsurance | UNION LABOR LIFE INSURANCE COMPANY | 0 | $553K |
| Other(2 contracts) | THE UNION LABOR LIFE INSURANCE COMPANY | 6,002 | $211K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,002 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.