See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTHY ALLIANCE LIFE INSURANCE COM EIN 86-0257201 NONE | Contract Administrator Service code 13 | — | $871K |
| BENESYS, INC. NONE | Contract Administrator Service code 13 | 13801 RIVERPORT DR. STE. 101 ST. LOUIS, MO 63043 | $821K |
| EXPRESS SCRIPTS HOLDING COMPANY NONE | Claims processing Service code 12 | ONE EXPRESS WAY ST. LOUIS, MO 63121 | $481K |
| THE SEGAL COMPANY EIN 13-1975125 NONE | Actuarial; Insurance brokerage commissions and fees Service code 11 | — | $202K |
| ANDERS MINKLER HUBER HELM LLP EIN 43-0831507 NONE | Accounting (including auditing) Service code 10 | — | $125K |
| JOHNSON & KROL, LLC NONE | Legal Service code 29 | 300 S. WACKER DR 1313 CHICAGO, IL 60606 | $68K |
| NATIONAL INVESTMENT SERVICES NONE | Investment management fees paid directly by plan Service code 51 | 200 W MADISON STREET SUITE 2900 CHICAGO, IL 60606 | $49K |
| BAY CITY CAPITAL NONE | Custodial (securities) Service code 19 | 1000 4TH STREET, SUITE 500 SAN RAFAEL, CA 94901 | $45K |
| NUVEEN ASSET MANAGEMENT NONE | Custodial (securities) Service code 19 | 25604 NETWORK PLACE CHICAGO, IL 60673 | $42K |
| BURR OAK EIN 82-3420174 NONE | Accounting (including auditing) Service code 10 | 301 SOVEREIGN CT, SUITE 110 BALLWIN, MO 63011 | $34K |
| M.C.I PRINTING INC EIN 43-1606509 NONE | Copying and duplicating Service code 36 | 10017 OFFICE CENTER AVE ST. LOUIS, MO 63128 | $18K |
| MARQUETTE ASSOCIATES, INC NONE | Investment management Service code 28 | 180 N. LASALLE STREET CHICAGO, IL 60601 | $16K |
| COMMERCE BANK NONE | Custodial (securities) Service code 19 | 6863 CLAYTON RD ST. LOUIS, MO 63117 | $10K |
| STATE STREET GLOBAL ADVISORS NONE | Custodial (securities) Service code 19 | 10 S WACKER DR 3205 CHICAGO, IL 60606 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,926 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 779 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,705 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 1,147 | $3.5M |
| Dental | DELTA DENTAL | 916 | $2.1M |
| Vision | VISION SERVICE PLAN | 2,240 | $0 |
| Life insurance(2 contracts) | THE UNION LABOR LIFE INSURANCE COMPANY | 2,837 | $1.4M |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 2,183 | $1.2M |
| Other | UNION LABOR LIFE INSURANCE COMPANY | 2,837 | $207K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,837 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.