No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTHY ALLIANCE LIFE INSURANCE COM EIN 86-0257201 NONE | Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 13 | — | $814K |
| BENESYS, INC. NONE | Contract Administrator Service code 13 | 13801 RIVERPORT DR. STE. 101 ST. LOUIS, MO 63043 | $736K |
| EXPRESS SCRIPTS HOLDING COMPANY NONE | Claims processing Service code 12 | ONE EXPRESS WAY ST. LOUIS, MO 63121 | $379K |
| THE SEGAL COMPANY EIN 13-1975125 NONE | Actuarial Service code 11 | — | $170K |
| JOHNSON & KROL, LLC NONE | Legal Service code 29 | 300 S. WACKER DR 1313 CHICAGO, IL 60606 | $156K |
| ANDERS MINKLER HUBER HELM LLP EIN 43-0831507 NONE | Accounting (including auditing) Service code 10 | — | $134K |
| NATIONAL INVESTMENT SERVICES NONE | Investment management fees paid directly by plan Service code 51 | 200 W MADISON STREET SUITE 2900 CHICAGO, IL 60606 | $41K |
| BAY CITY CAPITAL NONE | Custodial (securities) Service code 19 | 1000 4TH STREET, SUITE 500 SAN RAFAEL, CA 94901 | $41K |
| UMB BANK NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | 1010 GRAND BOULEVARD KANSAS CITY, MO 64106 | $20K |
| MARQUETTE ASSOCIATES, INC NONE | Investment management Service code 28 | 180 N. LASALLE STREET CHICAGO, IL 60601 | $12K |
| COMMERCE BANK NONE | Custodial (securities) Service code 19 | 6863 CLAYTON RD ST. LOUIS, MO 63117 | $10K |
| FAF ADVISORS NONE | Custodial (securities) Service code 19 | 800 NICOLLET MALL MINNEAPOLIS, MN 55402 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,801 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 801 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,602 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 1,117 | $2.3M |
| Dental | DELTA DENTAL | 6,224 | $2.1M |
| Vision | VISION SERVICE PLAN | 2,921 | $0 |
| Life insurance(2 contracts) | THE UNION LABOR LIFE INSURANCE COMPANY | 2,875 | $1.2M |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 0 | $972K |
| Other | UNION LABOR LIFE INSURANCE COMPANY | 2,875 | $213K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,224 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.