| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANSAY & ASSOCIATES LLC3 | 101 EAST GRAND AVE PORT WASHINGTON, WI 53074 | AETNA LIFE INSURANCE COMPANY | $28K | — | $28K | 1.60% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 300 N LASALLE ST, 17TH FLOOR CHICAGO, IL 60654 | AETNA LIFE INSURANCE COMPANY | $6K | — | $6K | 0.36% |
| M. FINANCIAL HOLDINGS INCORPORATED3 Filed as: ASSOCIATED FINANICAL GROUP LLC | 6000 CLEARWATER DRIVE MINNETANKA, MN 55343 | AETNA LIFE INSURANCE COMPANY | $4K | — | $4K | 0.22% |
| HAUSMANN-JOHNSON INSURANCE INC3 | 700 REGENT STREET MADISON, WI 53715 | AETNA LIFE INSURANCE COMPANY | $4K | — | $4K | 0.21% |
| HNI RISK SERVICES3 Filed as: HNI RISK SERVICES, LLC | 16805 W CLEVELAND AVE NEW BERLIN, WI 53151 | AETNA LIFE INSURANCE COMPANY | $2K | — | $2K | 0.12% |
| DIVERSIFIED INSURANCE GROUP3 Filed as: DIVERSIFED INSURANCE SERVICES, INC | 100 N CORPORATE DRIVE BROOKFIELD, WI 53045 | AETNA LIFE INSURANCE COMPANY | $2K | — | $2K | 0.12% |
| ASSURANCE AGENCY LTD3 | 1750 EAST GOLF RD SCHAUMBURG, IL 60173 | AETNA LIFE INSURANCE COMPANY | $2K | — | $2K | 0.11% |
| JOHNSON INSURANCE SERVICES LLC3 | 1103 HUNTER DRIVE MOUNT PLEASANT, WI 53406 | AETNA LIFE INSURANCE COMPANY | $1K | — | $1K | 0.08% |
| EAST TOWN INSURANCE SERVICES3 Filed as: EAST TOWN INSURANCE SERVICES INC | 11919 W BLUEMOUND ROAD WAUWATOSA, WI 53226 | AETNA LIFE INSURANCE COMPANY | $1K | — | $1K | 0.08% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 330 S EXECUTIVE DRIVE BROOKFIELD, WI 53005 | AETNA LIFE INSURANCE COMPANY | $830 | — | $830 | 0.05% |
| CYGANIAK PLANNING INC3 Filed as: CYGANIAK PLANNING, INC. | 3515 N 124TH ST BROOKFIELD, WI 53005 | AETNA LIFE INSURANCE COMPANY | $466 | — | $466 | 0.03% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF WI, INC | 1062 OAK FOREST DRIVE, SUITE 120 ONALASKA, WI 54650 | AETNA LIFE INSURANCE COMPANY | $162 | — | $162 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,142 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 7,142 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Short-term disability | AETNA LIFE INSURANCE COMPANY | 7,142 | $1.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,142 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.