| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| R & R INSURANCE SERVICES INC3 Filed as: R&R INSURANCE SERVICES INC | N14W23900 STONE RIDGE DR WAUKESHA, WI 53186 | METROPOLITAN LIFE INSURANCE COMPANY | $17K | — | $17K | 1.70% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 1200 N MAYFAIR RD STE 100 MILWAUKEE, WI 53226 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | $2K | $16K | 1.57% |
| BENECO3 Filed as: BENECO OF WISCONSIN INC | 250 N PATRICK BLVD STE 100 BROOKFIELD, WI 53045 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | — | $15K | 1.50% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 510925 NEW BERLIN, WI 53151 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | — | $10K | 1.04% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INS SERVICES LLC | PO BOX 62817 VIRGINIA BEACH, VA 62817 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $2K | $10K | 0.96% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 16253 COLLECTION CENTER DR CHICAGO, IL 60693 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $1K | $9K | 0.86% |
| M3 INS SOLUTIONS INC3 | 828 JOHN NOLEN DR MADISON, WI 53713 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $1K | $6K | 0.60% |
| JAMES R NELLIGAN & ASSOCIATES LLC | 1060 BROADWAY STE 400 ALBANY, NY 12204 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $34 | $3K | 0.32% |
| ACRISURE LLC3 Filed as: ACRISURE LLC D/B/A HNI RISK SERVICE | 16805 W CLEVELAND AVE NEW BERLIN, WI 53151 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 0.31% |
| DARRELL ZALESKI D/B/A SPECTRUM BENE3 | 318 N BRIDGE ST CHIPPEWA FALLS, WI 54729 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 0.29% |
| BENEFITS INC3 | 250 N PATRICK BLVD STE 100 BROOKFIELD, WI 53045 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 0.29% |
| VIZANCE, INC.3 Filed as: VIZANCE INC | 1320 WALNUT RIDGE DR STE 200 HARTLAND, WI 53029 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 0.18% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE LACROSSE | 1062 OAK FOREST DRIVE, SUITE 120 ONALASKA, WI 54650 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $117 | $1K | 0.14% |
| ROBERTSON RYAN & ASSOCIATES Filed as: ROBERTSON RYAN & ASSOCIATION, INC. | 330 E. KILBOURN AVE STE 650 MILWAUKEE, WI 53202 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 0.14% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 300 N LASALLE ST, 17TH FLOOR CHICAGO, IL 60654 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 0.13% |
| EAST TOWN INSURANCE SERVICES3 Filed as: EAST TOWN INSURANCE SERVICES INC | 11919 W BLUEMOUND ROAD WAUWATOSA, WI 53226 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 0.12% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN & BROWN OF DETROIT | 1062 OAK FOREST DR STE 120 ONALASKA, WI 54650 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 0.11% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVE STE 400 SADDLE BROOK, NJ 07663 | METROPOLITAN LIFE INSURANCE COMPANY | — | $940 | $940 | 0.09% |
| ACRISURE LLC3 Filed as: ACRISURE LLC D/B/A GARCEAU INSURANC | PO BOX 1788 GRAND RAPIDS, ME 49501 | METROPOLITAN LIFE INSURANCE COMPANY | — | $800 | $800 | 0.08% |
| ANSAY & ASSOCIATES LLC3 | 2901 W BELTLINE HWY STE 202 MADISON, WI 53713 | METROPOLITAN LIFE INSURANCE COMPANY | $676 | — | $676 | 0.07% |
| WMC SERVICE CORPORATION3 | 501 E WASHINGTON AVE MADISON, WI 53703 | METROPOLITAN LIFE INSURANCE COMPANY | $432 | $0 | $432 | 0.04% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INS INC | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30342 | METROPOLITAN LIFE INSURANCE COMPANY | $395 | $33 | $428 | 0.04% |
| SPECTRUM BENEFIT SOLUTIONS3 Filed as: SPECTRUM BENEFIT SOLUTIONS OF CENTR | 132 W STATE ST MEDFORD, WI 54451 | METROPOLITAN LIFE INSURANCE COMPANY | $239 | — | $239 | 0.02% |
| ZIZZL,LLC Filed as: ZIZZL LLC | N67 W29393 RICHTER RD HARTLAND, WI 53029 | METROPOLITAN LIFE INSURANCE COMPANY | $235 | — | $235 | 0.02% |
| T I C INC | 701 SAND LAKE RD ONALASKA, WI 54650 | METROPOLITAN LIFE INSURANCE COMPANY | $226 | — | $226 | 0.02% |
| THE HORTON GROUP3 Filed as: HORTON GROUP INC | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | METROPOLITAN LIFE INSURANCE COMPANY | $161 | $48 | $209 | 0.02% |
| HNI RISK SERVICES3 Filed as: HNI RISK SERVICES, LLC | PO BOX 510187 NEW BERLIN, WI 53151 | METROPOLITAN LIFE INSURANCE COMPANY | $196 | — | $196 | 0.02% |
| BUSINESS BENEFIT SOLUTIONS INC3 | PO BOX 158 CENTER CITY, MN 55012 | METROPOLITAN LIFE INSURANCE COMPANY | $147 | — | $147 | 0.01% |
| BENEFIT SERVICES GROUP, INC.3 Filed as: BENEFIT SERVICES GROUP | PO BOX 6762 CAROL STREAM, IL 60116 | METROPOLITAN LIFE INSURANCE COMPANY | $126 | — | $126 | 0.01% |
| CYGANIAK PLANNING INC3 Filed as: CYGANIAK PLANNING, INC. | 3515 N 124TH ST, STE 100 BROOKFIELD, WI 53005 | METROPOLITAN LIFE INSURANCE COMPANY | $123 | — | $123 | 0.01% |
| JOHNSON INSURANCE SERVICES LLC3 | 1103 HUNTER DRIVE MOUNT PLEASANT, WI 53406 | METROPOLITAN LIFE INSURANCE COMPANY | — | $121 | $121 | 0.01% |
| MEYER INSURANCE AGENCY3 | PO BOX 510925 SAUK CITY, WI 53583 | METROPOLITAN LIFE INSURANCE COMPANY | $81 | — | $81 | 0.01% |
| CLERKIN WUNDERLIN GROUP | 402 GAMMON PL STE 330 MADISON, WI 53719 | METROPOLITAN LIFE INSURANCE COMPANY | $61 | — | $61 | 0.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WMC SERVICE CORPORATION EIN 39-1413901 PLAN SPONSOR | Plan Administrator Service code 14 | 501 E WASHINGTON AVE MADISON, WI 537032914 | $136K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,257 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 5,257 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 5,257 | $993K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,257 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.