| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| R & R INSURANCE SERVICES INC3 Filed as: R&R INSURANCE SERVICES INC | N14W23900 STONE RIDGE DR WAUKESHA, WI 53186 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | — | $15K | 1.84% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 1200 N MAYFAIR RD STE 100 MILWAUKEE, WI 53226 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $821 | $8K | 1.02% |
| ACRISURE LLC3 Filed as: ACRISURE LLC D/B/A HNI RISK SERVICE | 16805 W CLEVELAND AVE NEW BERLIN, WI 53151 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | — | $7K | 0.85% |
| M3 INS SOLUTIONS INC3 | 828 JOHN NOLEN DR MADISON, WI 53713 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | — | $7K | 0.83% |
| BENECO3 Filed as: BENECO OF WISCONSIN INC | 250 N PATRICK BLVD STE 100 BROOKFIELD, WI 53045 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $52 | $5K | 0.66% |
| T I C INC3 | 701 SAND LAKE RD ONALASKA, WI 54650 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 0.65% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 2120 PEWAUKEE RD STE 202 WAUKESHA, WI 53188 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 0.57% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INS SERVICES LLC | PO BOX 62817 VIRGINIA BEACH, VA 62817 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $299 | $4K | 0.54% |
| MARSH & MCLENNAN AGENCY LLC3 | 2725 S MOORLAND RD NEW BERLIN, WI 53151 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 0.46% |
| VIZANCE, INC.3 Filed as: VIZANCE INC | 1320 WALNUT RIDGE DR STE 200 HARTLAND, WI 53029 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 0.29% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 | 1933 STATE ROUTE 35 STE 368 WALL, NY 07719 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $278 | $2K | 0.28% |
| J A COUNTER & ASSOCIATES INC3 Filed as: JA COUNTER ASSOCIATES INC | PO BOX 387 NEW RICHMOND, WI 54017 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $142 | $2K | 0.24% |
| BENEFITS INC3 | 250 N PATRICK BLVD STE 100 BROOKFIELD, WI 53045 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 0.21% |
| ROBERTSON RYAN & ASSOCIATES3 Filed as: ROBERTSON RYAN & ASSOCIATION, INC. | 330 E. KILBOURN AVE STE 650 MILWAUKEE, WI 53202 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 0.20% |
| WMC SERVICE CORPORATION3 | 501 E WASHINGTON AVE MADISON, WI 53703 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 0.15% |
| SYMPHONY RISK SOLUTIONS, LLC3 Filed as: SYMPHONY RISK SOLUTIONS INSURANCE | 101 MONTGOMERY ST STE 800 SAN FRANCISCO, CA 94104 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 0.14% |
| THE HORTON GROUP3 Filed as: HORTON GROUP INC | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 0.14% |
| DARRELL ZALESKI D/B/A SPECTRUM BENE3 | 318 N BRIDGE ST CHIPPEWA FALLS, WI 54729 | METROPOLITAN LIFE INSURANCE COMPANY | $942 | — | $942 | 0.12% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE, INC | 1103 HUNTER DR STE 100 MOUNT PLEASANT, WI 53406 | METROPOLITAN LIFE INSURANCE COMPANY | $779 | $5 | $784 | 0.10% |
| ACRISURE LLC3 Filed as: ACRISURE LLC D/B/A GARCEAU INSURANC | PO BOX 1788 GRAND RAPIDS, ME 49501 | METROPOLITAN LIFE INSURANCE COMPANY | — | $742 | $742 | 0.09% |
| ANSAY & ASSOCIATES LLC3 | 2901 W BELTLINE HWY STE 202 MADISON, WI 53713 | METROPOLITAN LIFE INSURANCE COMPANY | $736 | — | $736 | 0.09% |
| CYGANIAK PLANNING INC3 Filed as: CYGANIAK PLANNING, INC. | 3515 N 124TH ST, STE 100 BROOKFIELD, WI 53005 | METROPOLITAN LIFE INSURANCE COMPANY | $622 | — | $622 | 0.08% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INS INC | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30342 | METROPOLITAN LIFE INSURANCE COMPANY | $386 | $35 | $421 | 0.05% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES IN | 901 MARQUETTE AVE MINNEAPOLIS, MN 55402 | METROPOLITAN LIFE INSURANCE COMPANY | $319 | — | $319 | 0.04% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVE STE 400 SADDLE BROOK, NJ 07663 | METROPOLITAN LIFE INSURANCE COMPANY | — | $317 | $317 | 0.04% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 16253 COLLECTION CENTER DR CHICAGO, IL 60693 | METROPOLITAN LIFE INSURANCE COMPANY | — | $249 | $249 | 0.03% |
| SPECTRUM BENEFIT SOLUTIONS3 Filed as: SPECTRUM BENEFIT SOLUTIONS OF CENTR | 903 GRAND AVE STE A-1 ROTHSCHILD, WI 54474 | METROPOLITAN LIFE INSURANCE COMPANY | $245 | — | $245 | 0.03% |
| BUSINESS BENEFIT SOLUTIONS INC3 | PO BOX 158 CENTER CITY, MN 55012 | METROPOLITAN LIFE INSURANCE COMPANY | $131 | — | $131 | 0.02% |
| MEYER INSURANCE AGENCY3 | 511 PHILLIPS BLVD SAUK CITY, WI 53583 | METROPOLITAN LIFE INSURANCE COMPANY | $71 | — | $71 | 0.01% |
| JOHNSON INSURANCE SERVICES LLC3 | 1103 HUNTER DRIVE MOUNT PLEASANT, WI 53406 | METROPOLITAN LIFE INSURANCE COMPANY | $17 | — | $17 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WMC SERVICE CORPORATION EIN 39-1413901 PLAN SPONSOR | Plan Administrator Service code 14 | 501 E WASHINGTON AVE MADISON, WI 537032914 | $103K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 3,239 | $811K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,239 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.