See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR EIN 39-1995276 CLAIMS PROCESSOR | Claims processing; Other services Service code 12 | — | $2.2M |
| BENEFITFOCUS INC EIN 46-2346314 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator Service code 13 | — | $305K |
| CVS CAREMARK EIN 75-2882129 NONE | Claims processing Service code 12 | — | $267K |
| TELEDOC EIN 04-3705970 NONE | Consulting (general) Service code 16 | — | $230K |
| DELTA DENTAL OF WISCONSIN EIN 39-6094742 THIRD PARTY ADMIN | Contract Administrator Service code 13 | — | $127K |
| EMPATHIA EIN 39-1567366 NONE | Participant communication Service code 38 | — | $95K |
| WAGEWORKS EIN 94-3351864 NONE | Claims processing Service code 12 | — | $81K |
| HEALTH STRATEGIES GROUP EIN 20-4944393 NONE | Consulting (general) Service code 16 | — | $75K |
| BENEFIT CONCEPTS COBRA ADMIN EIN 05-0388095 NONE | Contract Administrator Service code 13 | — | $44K |
| NM INVESTMENT MGMT CO EIN 45-2034777 SUB OF SPONSOR | Investment management; Investment management fees paid indirectly by plan Service code 28 | — | $16K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,297 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 8,297 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | BLUE CROSS AND BLUE SHIELD OF WISCONSIN | 3,687 | $6.7M |
| Vision | BLUE CROSS AND BLUE SHIELD OF WISCONSIN | 3,687 | $6.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,687 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.